What does VERZEKERINGEN VERCAMMEN do?

VERZEKERINGEN VERCAMMEN is an insurance broker in Geel. Private Limited, started on 14 August 1985, 2 establishments.

What is the address of VERZEKERINGEN VERCAMMEN?

The registered office of VERZEKERINGEN VERCAMMEN is located at Rijn 136, 2440 Geel.

Is VERZEKERINGEN VERCAMMEN still active?

Yes. According to the CBE (30 October 2026) VERZEKERINGEN VERCAMMEN is active, legal situation “Normale toestand”, started on 14 August 1985.

Is VERZEKERINGEN VERCAMMEN registered on Peppol?

Yes, VERZEKERINGEN VERCAMMEN is registered on the Peppol network with ID 0208:0427731396.

What is the enterprise number of VERZEKERINGEN VERCAMMEN?

The enterprise number of VERZEKERINGEN VERCAMMEN is BE0427731396.

When was VERZEKERINGEN VERCAMMEN founded?

VERZEKERINGEN VERCAMMEN was founded on 14 August 1985.

Who are the directors of VERZEKERINGEN VERCAMMEN?

According to the 2025 annual accounts, the directors of VERZEKERINGEN VERCAMMEN are: Vc Invest BV.

Is VERZEKERINGEN VERCAMMEN a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 14 August 1985; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account; 2 establishments in the CBE.

How much profit did VERZEKERINGEN VERCAMMEN make in 2025?

VERZEKERINGEN VERCAMMEN recorded a loss after taxes of € 1,734 in financial year 2025.

What is the revenue of VERZEKERINGEN VERCAMMEN?

As a small company, VERZEKERINGEN VERCAMMEN is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 172,964.

How much does an employee at VERZEKERINGEN VERCAMMEN earn?

The average wage cost per full-time employee at VERZEKERINGEN VERCAMMEN was € 50,300 in 2025: staff costs of € 135,803 for 2.7 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does VERZEKERINGEN VERCAMMEN have?

According to the 2025 annual accounts, VERZEKERINGEN VERCAMMEN has 2.7 full-time equivalents (FTE).

VERZEKERINGEN VERCAMMEN (Private Limited) - Geel

Dossier VERZEKERINGEN VERCAMMEN, printed on 30 October 2026 from databakkes.be/en/0427731396/verzekeringen-vercammen. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

VERZEKERINGEN VERCAMMEN from Geel, company number BE0427731396, closed financial year 2025 with a result of € -1,734 after tax. For that financial year VERZEKERINGEN VERCAMMEN recorded a gross margin of € 172,964 and equity of € 107,328. Compared with financial year 2024, the result moved from € 18,925 to € -1,734. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.

What it is worth Healthy

€ 107,328

▼ 2% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -1,734

▼ still € 18,925 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 82,096

▲ € 68,530 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 88,728.

People and assets in 2025

Full-time equivalents

2.7

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 135,803

▲ 5% vs 2024

€ 50,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 20,386

▲ 2% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 2 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 25,091

▼ 52% vs 2024

€ 16,113 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.

Owed to suppliers

€ 66,774

▲ € 59,011 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 15,558

▲ 3% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 198,235 Gross margin 2022: € 198,235 First fiscal year in the series	€ 184,955 Gross margin 2023: € 184,955 ▼ 7% vs 2022 (€ 198,235) Unfavourable step	€ 201,962 Gross margin 2024: € 201,962 ▲ 9% vs 2023 (€ 184,955) Favourable step	€ 172,964 Gross margin 2025: € 172,964 ▼ 14% vs 2024 (€ 201,962) Unfavourable step	▼ 14%
Profit after taxes	€ 25,910 Profit after taxes 2022: € 25,910 First fiscal year in the series	€ 6,156 Profit after taxes 2023: € 6,156 ▼ 76% vs 2022 (€ 25,910) Unfavourable step	€ 18,925 Profit after taxes 2024: € 18,925 ▲ 207% vs 2023 (€ 6,156) Favourable step	€ -1,734 Profit after taxes 2025: € -1,734 ▼ € 20,659 vs 2024 (€ 18,925) Unfavourable step	▼ € 20,659
Equity	€ 83,981 Equity 2022: € 83,981 First fiscal year in the series	€ 90,137 Equity 2023: € 90,137 ▲ 7% vs 2022 (€ 83,981) Favourable step	€ 109,062 Equity 2024: € 109,062 ▲ 21% vs 2023 (€ 90,137) Favourable step	€ 107,328 Equity 2025: € 107,328 ▼ 2% vs 2024 (€ 109,062) Unfavourable step	▼ 2%
Total debts	€ 180,353 Total debts 2022: € 180,353 First fiscal year in the series	€ 155,876 Total debts 2023: € 155,876 ▼ 14% vs 2022 (€ 180,353) Favourable step	€ 86,197 Total debts 2024: € 86,197 ▼ 45% vs 2023 (€ 155,876) Favourable step	€ 108,131 Total debts 2025: € 108,131 ▲ 25% vs 2024 (€ 86,197) Unfavourable step	▲ 25%
Cash	€ 55,891 Cash 2022: € 55,891 First fiscal year in the series	€ 48,363 Cash 2023: € 48,363 ▼ 13% vs 2022 (€ 55,891) Unfavourable step	€ 13,566 Cash 2024: € 13,566 ▼ 72% vs 2023 (€ 48,363) Unfavourable step	€ 82,096 Cash 2025: € 82,096 ▲ € 68,530 vs 2024 (€ 13,566) Favourable step	▲ € 68,530
Land & buildings	€ 72,267 Land & buildings 2022: € 72,267 First fiscal year in the series	€ 59,199 Land & buildings 2023: € 59,199 ▼ 18% vs 2022 (€ 72,267) Unchanged	€ 46,824 Land & buildings 2024: € 46,824 ▼ 21% vs 2023 (€ 59,199) Unchanged	€ 38,065 Land & buildings 2025: € 38,065 ▼ 19% vs 2024 (€ 46,824) Unchanged	▼ 19%
Retained profit	€ 65,381 Retained profit 2022: € 65,381 First fiscal year in the series	€ 71,537 Retained profit 2023: € 71,537 ▲ 9% vs 2022 (€ 65,381) Favourable step	€ 90,462 Retained profit 2024: € 90,462 ▲ 26% vs 2023 (€ 71,537) Favourable step	€ 88,728 Retained profit 2025: € 88,728 ▼ 2% vs 2024 (€ 90,462) Unfavourable step	▼ 2%
Bank debt	€ 119,759 Bank debt 2022: € 119,759 First fiscal year in the series	€ 82,692 Bank debt 2023: € 82,692 ▼ 31% vs 2022 (€ 119,759) Favourable step	€ 52,544 Bank debt 2024: € 52,544 ▼ 36% vs 2023 (€ 82,692) Favourable step	€ 25,091 Bank debt 2025: € 25,091 ▼ 52% vs 2024 (€ 52,544) Favourable step	▼ 52%
Balance sheet total	€ 264,334 Balance sheet total 2022: € 264,334 First fiscal year in the series	€ 246,014 Balance sheet total 2023: € 246,014 ▼ 7% vs 2022 (€ 264,334) Unchanged	€ 195,259 Balance sheet total 2024: € 195,259 ▼ 21% vs 2023 (€ 246,014) Unchanged	€ 215,459 Balance sheet total 2025: € 215,459 ▲ 10% vs 2024 (€ 195,259) Unchanged	▲ 10%
Employees (FTE)	2.9 Employees (FTE) 2022: 2.9 First fiscal year in the series	2.9 Employees (FTE) 2023: 2.9 Unchanged (2.9) Unchanged	2.7 Employees (FTE) 2024: 2.7 ▼ 0.2 vs 2023 (2.9) Unchanged	2.7 Employees (FTE) 2025: 2.7 Unchanged (2.7) Unchanged

Key figures of VERZEKERINGEN VERCAMMEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to VERZEKERINGEN VERCAMMEN?

What happened at VERZEKERINGEN VERCAMMEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 22, 2026 New annual accounts for financial year 2025: loss of € 1,734 (▼ € 20,659 vs 2024). Source: NBB ↗
2023 Vc Invest BV became a director. NBB
Jan 1, 2007 New establishment in Geel. KBO
Aug 15, 1985 New establishment in Herselt. KBO
Aug 14, 1985 Start of the company according to the CBE. KBO

In short

From € 25,910 profit in 2022 to € 1,734 loss in 2025.

Paid € 26,953 in corporate taxes since 2022.

Best year ever: 2022, with € 25,910 profit.

On average € 64,100 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

VC INVEST 100%

The stake of VC INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

VERZEKERINGEN VERCAMMEN

Behind VERZEKERINGEN VERCAMMEN is Vc Invest BV. The shares are held by VC INVEST (100%).

Directors

According to the 2025 annual accounts

Vc Invest BV

Director · represented by Dirk Vercammen

since 2023

Shareholders

VC INVEST

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Rijn 136

2440 Geel

2.027.621.088

Kerkstraat 3

2230 Herselt

Active since 15 August 1985

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

VC Group

Vabaro

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0427.731.396

VAT number

BE 0427.731.396

Registered office

Rijn 136, 2440 Geel

Names & denominations

VERZEKERINGEN VERCAMMEN

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

14 August 1985

Peppol

Active · Active since 3 Dec 2025

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

VERZEKERINGEN VERCAMMEN

Financials

What happened to VERZEKERINGEN VERCAMMEN?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions