Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 18 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FORINTEC INTERNATIONAL from Niel, company number BE0427715659, closed financial year 2025 with a result of € -257,890 after tax. For that financial year FORINTEC INTERNATIONAL recorded a gross margin of € 10,366 and equity of € -246,244. Compared with financial year 2024, the result moved from € 1,275 to € -257,890. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 29, 2026.
€ -246,244
▼ € 257,890 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -257,890
▼ still € 1,275 profit in 2024
Profit after tax over the fiscal year.
€ 530
▼ 29% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -308,244.
People and assets in 2025
€ 74,417
▲ 11% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,340
▼ 88% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 295,556
▲ 24% vs 2024
€ 4,042 is repaid this year. At this pace the long-term loan is gone in ≈ 49 years.
€ 122,866
▼ 22% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 30,067
▼ 27% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 132,853 | € 151,623 | € 134,583 | € 10,366 | ▼ 92% |
| Profit after taxes | € 3,508 | € 1,724 | € 1,275 | € -257,890 | ▼ € 259,165 |
| Equity | € 8,646 | € 10,371 | € 11,646 | € -246,244 | ▼ € 257,890 |
| Total debts | € 489,467 | € 735,876 | € 454,716 | € 451,103 | ▼ 1% |
| Cash | € 916 | € 821 | € 748 | € 530 | ▼ 29% |
| Retained profit | € -53,354 | € -51,629 | € -50,354 | € -308,244 | ▼ € 257,890 |
| Bank debt | € 318,595 | € 301,042 | € 238,301 | € 295,556 | ▲ 24% |
| Balance sheet total | € 498,114 | € 746,246 | € 466,362 | € 204,859 | ▼ 56% |
| Employees (FTE) | 1 | - | - | - |
Key figures of FORINTEC INTERNATIONAL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FORINTEC INTERNATIONAL?
What happened at FORINTEC INTERNATIONAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Jean Jacques Schmid stepped down as director. NBB
- Laurent Schmid stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 257,890 (▼ € 259,165 vs 2024). filed late Source: NBB ↗
- Jean Jacques Schmid became a director. NBB
- Laurent Schmid became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Niel. KBO
In short
From € 3,508 profit in 2022 to € 257,890 loss in 2025.
Paid € 6,751 in corporate taxes since 2022.
Best year ever: 2022, with € 3,508 profit.
On average € 132,900 of value added per employee in 2022.
Management
Directors
According to the 2025 annual accounts
since 2023 · until 2029
Laurent Schmid
Managing director
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Tunnelweg 2
2845 Niel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
CLOUDFLARENET - Cloudflare, Inc., US
Domain
Domain
forintec.com
Registered
1998-01-28
Registrar
Combell NV
Expires
2029-01-27
Website info
Features
Security
Details
- Company number
- 0427.715.659
- VAT number
- BE 0427.715.659
- Registered office
- Tunnelweg 2, 2845 Niel
- Names & denominations
- FORINTEC INTERNATIONAL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 13 September 1985
- Peppol
- Active · Active since 9 Jan 2026
- Contact
- forintec.com
- Activities · NACE
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