Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 23 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SCHELDEWINDEKE RETAIL from Oosterzele, company number BE0427638851, closed financial year 2025 with a result of € 428,127 after tax. For that financial year SCHELDEWINDEKE RETAIL recorded a gross margin of € 1.2 million and equity of € 292,163. Compared with financial year 2024, the result moved from € 1.3 million to € 428,127. The company is profitable. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 11, 2026.
€ 292,163
▼ 40% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 428,127
▼ 67% vs 2024
Profit after tax over the fiscal year.
€ 219,356
▼ 42% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 625,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
14
▼ 0.6 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 591,650
▲ 1% vs 2024
€ 42,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 256
▼ 65% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.1 million
▼ 17% vs 2024
€ 177,631 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 781,604
▲ 129% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 139,431
▼ 14% vs 2024
Taxes, VAT and social contributions still to pay.
| 2023 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,304,882 | € 1,290,695 | € 2,030,953 | € 1,159,949 | ▼ 43% |
| Profit after taxes | € 524,438 | € 598,082 | € 1,288,464 | € 428,127 | ▼ 67% |
| Equity | € 152,490 | € 200,572 | € 489,036 | € 292,163 | ▼ 40% |
| Total debts | € 3,528,610 | € 3,241,340 | € 3,419,813 | € 2,712,023 | ▼ 21% |
| Cash | € 1,573,190 | € 222,025 | € 375,596 | € 219,356 | ▼ 42% |
| Retained profit | € 102,490 | € 150,572 | € 439,036 | € 242,163 | ▼ 45% |
| Dividend | € 500,000 | € 550,000 | € 1,000,000 | € 625,000 | ▼ 37% |
| Bank debt | € 1,917,105 | € 1,713,443 | € 1,312,607 | € 1,090,038 | ▼ 17% |
| Balance sheet total | € 3,681,099 | € 3,441,913 | € 3,908,849 | € 3,004,186 | ▼ 23% |
| Employees (FTE) | 15.2 | 14.7 | 14.6 | 14 | ▼ 0.6 |
Key figures of SCHELDEWINDEKE RETAIL, fiscal years 2023 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SCHELDEWINDEKE RETAIL?
What happened at SCHELDEWINDEKE RETAIL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 428,127 (▼ 67% vs 2024). filed late Source: NBB ↗
- New establishment in Oosterzele. KBO
- Start of the company according to the CBE. KBO
In short
From € 524,438 profit in 2023 to € 428,127 profit in 2025.
Paid € 704,122 in corporate taxes since 2023.
Best year ever: 2024, with € 1.3 million profit.
On average € 82,900 of value added per employee in 2025.
Management
The stake of VL RETAIL comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
SCHELDEWINDEKE RETAILBehind SCHELDEWINDEKE RETAIL is VL RETAIL BV. The shares are held by VL RETAIL (100%).
Directors
According to the 2025 annual accounts
Bestuurder · represented by Frederic Van Landeghem
Also active at: UNIC MERE, IMMAWIMBA, IMMO LEMAHIEU, NAZA RETAIL, BRICK RETAIL, MERE-RETAIL, AALST RETAIL, LEDEBERG RETAIL +1 more
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Stationsstraat 70
9860 Oosterzele
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0427.638.851
- VAT number
- BE 0427.638.851
- Registered office
- Stationsstraat 70, 9860 Oosterzele
- Names & denominations
- SCHELDEWINDEKE RETAIL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 May 1985
- Peppol
- Active · Active since 18 Jun 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Niet-gespecialiseerde detailhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100 m2)
Supermarkten (verkoopsoppervlakte tussen 400 m2 en minder dan 2.500 m2)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)