Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CHARLY L. from Brussel, company number BE0427635485, closed financial year 2025 with a result of € -2,848 after tax. For that financial year CHARLY L. recorded a gross margin of € -2,018 and equity of € -57,157. Compared with financial year 2024, the result moved from € 1,181 to € -2,848. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 30, 2026.
€ -57,157
▼ € 2,848 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,848
▼ still € 1,181 profit in 2024
Profit after tax over the fiscal year.
€ 405
▼ 61% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -82,157.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 188
▼ 55% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 2,642
▲ 157% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -5,771 | € 11,642 | € 1,982 | € -2,018 | ▼ € 3,999 |
| Profit after taxes | € -15,243 | € 10,834 | € 1,181 | € -2,848 | ▼ € 4,029 |
| Equity | € -66,324 | € -55,490 | € -54,309 | € -57,157 | ▼ € 2,848 |
| Total debts | € 82,751 | € 65,560 | € 56,542 | € 58,156 | ▲ 3% |
| Cash | € 10,232 | € 8,714 | € 1,038 | € 405 | ▼ 61% |
| Retained profit | € -91,324 | € -80,490 | € -79,309 | € -82,157 | ▼ € 2,848 |
| Balance sheet total | € 16,427 | € 10,070 | € 2,233 | € 999 | ▼ 55% |
Key figures of CHARLY L., fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CHARLY L.?
What happened at CHARLY L. in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 2,848 (▼ € 4,029 vs 2024). filed late Source: NBB ↗
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
In short
From € 15,243 loss in 2022 to € 2,848 loss in 2025.
Best year ever: 2023, with € 10,834 profit.
A new publication or filing at CHARLY L.? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind CHARLY L. is Charles Löwy. Charles Löwy is also behind IMMOBILIERE C.H.L. (CONSTRUCT HOME LIMITED) and Free For Life.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Van Moerstraat 15 box 3
1000 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0427.635.485
- VAT number
- BE 0427.635.485
- Registered office
- Van Moerstraat 15 bus 3, 1000 Brussel
- Names & denominations
- CHARLY L.
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 3 September 1985
- Peppol
- Active · Active since 26 Jan 2026
- Activities · NACE
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Artisanale brood- en banketbakkerijen