Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 43 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
COGESTOR from Grez-Doiceau, company number BE0427572931, closed financial year 2025 with a result of € 1,152 after tax. For that financial year COGESTOR recorded a gross margin of € 15,105 and equity of € 463,867. Compared with financial year 2024, the result moved from € 9,359 to € 1,152. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.
€ 463,867
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,152
▼ 88% vs 2024
Profit after tax over the fiscal year.
€ 62,058
▼ 32% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 401,867.
People and assets in 2025
€ 30,078
▲ 4% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,733
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 73,597
▲ 25% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,332
▲ 19% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 10,262 | € 11,970 | € 14,724 | € 15,105 | ▲ 3% |
| Profit after taxes | € 1,183 | € 4,052 | € 9,359 | € 1,152 | ▼ 88% |
| Equity | € 449,305 | € 453,357 | € 462,715 | € 463,867 | |
| Total debts | € 45,131 | € 53,296 | € 155,060 | € 144,361 | ▼ 7% |
| Cash | € 7,019 | € 5,249 | € 91,930 | € 62,058 | ▼ 32% |
| Retained profit | € 387,305 | € 391,357 | € 400,715 | € 401,867 | |
| Balance sheet total | € 494,436 | € 506,652 | € 617,775 | € 608,228 | ▼ 2% |
Key figures of COGESTOR, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to COGESTOR?
What happened at COGESTOR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Emérence DE COSTER stepped down as director. NBB
- Ladislas DE COSTER stepped down as director. NBB
- Maximilien DE COSTER stepped down as director. NBB
- Matthias DE COSTER stepped down as director. NBB
- Emeric DE COSTER stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 1,152 (▼ 88% vs 2024). Source: NBB ↗
- Maximilien DE COSTER became a director. NBB
- Matthias DE COSTER became a director. NBB
In short
From € 1,183 profit in 2022 to € 1,152 profit in 2025.
Paid € 859 in corporate taxes since 2022.
Best year ever: 2024, with € 9,359 profit.
Management
It owns 18.9% of Crédit Ouvrier sa itself.
Directors
According to the 2025 annual accounts
Maximilien DE COSTER
Director
since 2024 · until 2030
Matthias DE COSTER
Director
since 2024 · until 2030
Emeric DE COSTER
Managing director
Also active at: COOPERATIVE POUR CENTRES CULTURELS, ENTREPRISES HERCULES, ANOC
since 2021 · until 2027
Emérence DE COSTER
Director
since 2020 · until 2032
Ladislas DE COSTER
Chairman of the board
since 2020 · until 2032
Establishments
Establishment units
Physical locations of this company
Rue de la Croix 9
1390 Grez-Doiceau
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0427.572.931
- VAT number
- BE 0427.572.931
- Registered office
- Rue de la Croix 9, 1390 Grez-Doiceau
- Names & denominations
- COGESTOR
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 30 July 1985
- Peppol
- Active · Active since 22 Dec 2025
- Activities · NACE
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