What does A.C. INSURANCES do?

A.C. INSURANCES is an insurance broker in Koekelberg. Private Limited, started on 13 November 1984, 1 establishment.

What is the address of A.C. INSURANCES?

The registered office of A.C. INSURANCES is located at Basilieklaan 325, 1081 Koekelberg.

Is A.C. INSURANCES still active?

Yes. According to the CBE (29 October 2026) A.C. INSURANCES is active, legal situation “Normale toestand”, started on 13 November 1984.

Is A.C. INSURANCES registered on Peppol?

Yes, A.C. INSURANCES is registered on the Peppol network with ID 0208:0427531062.

What is the enterprise number of A.C. INSURANCES?

The enterprise number of A.C. INSURANCES is BE0427531062.

When was A.C. INSURANCES founded?

A.C. INSURANCES was founded on 13 November 1984.

Who are the directors of A.C. INSURANCES?

According to the 2025 annual accounts, the directors of A.C. INSURANCES are: DIDIER KELLER, VERZEKERINGEN-SAERENS-ASSURANCES SA.

Is A.C. INSURANCES a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 13 November 1984; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did A.C. INSURANCES make in 2025?

A.C. INSURANCES posted a profit after taxes of € 85,099 in financial year 2025.

What is the revenue of A.C. INSURANCES?

As a small company, A.C. INSURANCES is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 105,030.

A.C. INSURANCES (Private Limited) - Koekelberg

Dossier A.C. INSURANCES, printed on 29 October 2026 from databakkes.be/en/0427531062/a-c-insurances. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

A.C. INSURANCES from Koekelberg, company number BE0427531062, closed financial year 2025 with a result of € 85,099 after tax. For that financial year A.C. INSURANCES recorded a gross margin of € 105,030 and equity of € 115,751. Compared with financial year 2024, the result moved from € 177,290 to € 85,099. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Growing

€ 115,751

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 85,099

▼ 52% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 2,644

▼ 95% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 85,000 paid out

100 % of the profit went to the shareholders, mostly to VERZEKERINGEN-SAERENS-ASSURANCES (100 % of the shares). That is where the money ends up.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 81,020

▲ € 79,811 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 5,216

▼ 81% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 84,839 Gross margin 2022: € 84,839 First fiscal year in the series	€ 168,381 Gross margin 2023: € 168,381 ▲ 98% vs 2022 (€ 84,839) Favourable step	€ 202,741 Gross margin 2024: € 202,741 ▲ 20% vs 2023 (€ 168,381) Favourable step	€ 105,030 Gross margin 2025: € 105,030 ▼ 48% vs 2024 (€ 202,741) Unfavourable step	▼ 48%
Profit after taxes	€ 16,825 Profit after taxes 2022: € 16,825 First fiscal year in the series	€ 128,351 Profit after taxes 2023: € 128,351 ▲ € 111,526 vs 2022 (€ 16,825) Favourable step	€ 177,290 Profit after taxes 2024: € 177,290 ▲ 38% vs 2023 (€ 128,351) Favourable step	€ 85,099 Profit after taxes 2025: € 85,099 ▼ 52% vs 2024 (€ 177,290) Unfavourable step	▼ 52%
Equity	€ 60,011 Equity 2022: € 60,011 First fiscal year in the series	€ 98,362 Equity 2023: € 98,362 ▲ 64% vs 2022 (€ 60,011) Favourable step	€ 115,652 Equity 2024: € 115,652 ▲ 18% vs 2023 (€ 98,362) Favourable step	€ 115,751 Equity 2025: € 115,751 Unchanged (€ 115,652) Favourable step
Total debts	€ 129,838 Total debts 2022: € 129,838 First fiscal year in the series	€ 123,063 Total debts 2023: € 123,063 ▼ 5% vs 2022 (€ 129,838) Favourable step	€ 212,233 Total debts 2024: € 212,233 ▲ 72% vs 2023 (€ 123,063) Unfavourable step	€ 183,286 Total debts 2025: € 183,286 ▼ 14% vs 2024 (€ 212,233) Favourable step	▼ 14%
Cash	€ 111,719 Cash 2022: € 111,719 First fiscal year in the series	€ 207,423 Cash 2023: € 207,423 ▲ 86% vs 2022 (€ 111,719) Favourable step	€ 48,239 Cash 2024: € 48,239 ▼ 77% vs 2023 (€ 207,423) Unfavourable step	€ 2,644 Cash 2025: € 2,644 ▼ 95% vs 2024 (€ 48,239) Unfavourable step	▼ 95%
Retained profit	€ 19,108 Retained profit 2022: € 19,108 First fiscal year in the series	€ 57,459 Retained profit 2023: € 57,459 ▲ 201% vs 2022 (€ 19,108) Favourable step	€ 74,749 Retained profit 2024: € 74,749 ▲ 30% vs 2023 (€ 57,459) Favourable step	€ 74,848 Retained profit 2025: € 74,848 Unchanged (€ 74,749) Favourable step
Dividend	€ 76,000 Dividend 2022: € 76,000 First fiscal year in the series	€ 90,000 Dividend 2023: € 90,000 ▲ 18% vs 2022 (€ 76,000) Unchanged	€ 160,000 Dividend 2024: € 160,000 ▲ 78% vs 2023 (€ 90,000) Unchanged	€ 85,000 Dividend 2025: € 85,000 ▼ 47% vs 2024 (€ 160,000) Unchanged	▼ 47%
Balance sheet total	€ 189,849 Balance sheet total 2022: € 189,849 First fiscal year in the series	€ 221,425 Balance sheet total 2023: € 221,425 ▲ 17% vs 2022 (€ 189,849) Unchanged	€ 327,884 Balance sheet total 2024: € 327,884 ▲ 48% vs 2023 (€ 221,425) Unchanged	€ 299,037 Balance sheet total 2025: € 299,037 ▼ 9% vs 2024 (€ 327,884) Unchanged	▼ 9%
Employees (FTE)	-	0.2 Employees (FTE) 2023: 0.2 First fiscal year in the series	-	-

Key figures of A.C. INSURANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to A.C. INSURANCES?

What happened at A.C. INSURANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 31, 2026 New annual accounts for financial year 2025: profit of € 85,099 (▼ 52% vs 2024). filed late Source: NBB ↗
2023 DIDIER KELLER became a director. NBB
2023 VERZEKERINGEN-SAERENS-ASSURANCES SA became a director. NBB
Jan 1, 1985 New establishment in Ukkel. KBO
Nov 13, 1984 Start of the company according to the CBE. KBO

In short

From € 16,825 profit in 2022 to € 85,099 profit in 2025.

Paid € 72,857 in corporate taxes since 2022.

Best year ever: 2024, with € 177,290 profit.

Paid out € 411,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

VERZEKERINGEN-SAERENS-ASSURANCES 100%

The stake of VERZEKERINGEN-SAERENS-ASSURANCES comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

A.C. INSURANCES

Behind A.C. INSURANCES are DIDIER KELLER and VERZEKERINGEN-SAERENS-ASSURANCES SA. The shares are held by VERZEKERINGEN-SAERENS-ASSURANCES (100%).

Directors

According to the 2025 annual accounts

DIDIER KELLER

Director

Also active at: VERZEKERINGEN-SAERENS-ASSURANCES, SHENKIRA, SOPAX S.A.

since 2023

VERZEKERINGEN-SAERENS-ASSURANCES SA

Director · represented by Bram Delporte

since 2023

Shareholders

VERZEKERINGEN-SAERENS-ASSURANCES

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Basilieklaan 325

1081 Koekelberg

2.026.012.769

Roberts-Jonesstraat 23

1180 Ukkel

Active since 1 January 1985

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

KOBBIMMO

€ 75,882 gross margin · 2025

SOPAX S.A. same network

€ 24,797 gross margin · 2025

YODI

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0427.531.062
VAT number: BE 0427.531.062
Registered office: Basilieklaan 325, 1081 Koekelberg
Names & denominations: A.C. INSURANCES
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 13 November 1984
Peppol: Active · Active since 23 Dec 2025
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗