What does FERNAND DE SPIEGELAERE do?

FERNAND DE SPIEGELAERE is a clothing manufacturer in Roeselare. Public Limited, started on 1 July 1985, 2 establishments.

What is the address of FERNAND DE SPIEGELAERE?

The registered office of FERNAND DE SPIEGELAERE is located at Nieuwe Abelestraat 20, 8800 Roeselare.

Is FERNAND DE SPIEGELAERE still active?

Yes. According to the CBE (29 October 2026) FERNAND DE SPIEGELAERE is active, legal situation “Normale toestand”, started on 1 July 1985.

Is FERNAND DE SPIEGELAERE registered on Peppol?

Yes, FERNAND DE SPIEGELAERE is registered on the Peppol network with ID 0208:0427389027.

What is the enterprise number of FERNAND DE SPIEGELAERE?

The enterprise number of FERNAND DE SPIEGELAERE is BE0427389027.

When was FERNAND DE SPIEGELAERE founded?

FERNAND DE SPIEGELAERE was founded on 1 July 1985.

Who are the directors of FERNAND DE SPIEGELAERE?

According to the 2025 annual accounts, the directors of FERNAND DE SPIEGELAERE are: Despiegelaere Invest NV.

Is FERNAND DE SPIEGELAERE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 1 July 1985; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account; 2 establishments in the CBE.

How much profit did FERNAND DE SPIEGELAERE make in 2025?

FERNAND DE SPIEGELAERE recorded a loss after taxes of € 56,609 in financial year 2025.

What is the revenue of FERNAND DE SPIEGELAERE?

As a small company, FERNAND DE SPIEGELAERE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 1,108,245.

How much does an employee at FERNAND DE SPIEGELAERE earn?

The average wage cost per full-time employee at FERNAND DE SPIEGELAERE was € 77,800 in 2025: staff costs of € 918,274 for 11.8 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does FERNAND DE SPIEGELAERE have?

According to the 2025 annual accounts, FERNAND DE SPIEGELAERE has 11.8 full-time equivalents (FTE).

FERNAND DE SPIEGELAERE (Public Limited) - Roeselare

Dossier FERNAND DE SPIEGELAERE, printed on 29 October 2026 from databakkes.be/en/0427389027/fernand-de-spiegelaere. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

FERNAND DE SPIEGELAERE from Roeselare, company number BE0427389027, closed financial year 2025 with a result of € -56,609 after tax. For that financial year FERNAND DE SPIEGELAERE recorded a gross margin of € 1.1 million and equity of € 2 million. Compared with financial year 2024, the result moved from € 5,534 to € -56,609. The company made a loss. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 14, 2026.

What it is worth Growing

€ 2 million

▲ 76% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -56,609

▼ still € 5,534 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 174,922

▲ 261% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 554,789.

People and assets in 2025

Full-time equivalents

11.8

▲ 5 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 918,274

▲ 59% vs 2024

€ 77,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 107,494

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 8 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 1.4 million

▲ € 1.4 million vs 2024

€ 111,407 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.

Owed to suppliers

€ 141,556

▲ 24% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 159,999

▲ 55% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 693,908 Gross margin 2022: € 693,908 First fiscal year in the series	€ 567,993 Gross margin 2023: € 567,993 ▼ 18% vs 2022 (€ 693,908) Unfavourable step	€ 652,673 Gross margin 2024: € 652,673 ▲ 15% vs 2023 (€ 567,993) Favourable step	€ 1,108,245 Gross margin 2025: € 1,108,245 ▲ 70% vs 2024 (€ 652,673) Favourable step	▲ 70%
Profit after taxes	€ -118,915 Profit after taxes 2022: € -118,915 First fiscal year in the series	€ -236,190 Profit after taxes 2023: € -236,190 ▼ € 117,275 vs 2022 (€ -118,915) Unfavourable step	€ 5,534 Profit after taxes 2024: € 5,534 ▲ € 241,724 vs 2023 (€ -236,190) Favourable step	€ -56,609 Profit after taxes 2025: € -56,609 ▼ € 62,143 vs 2024 (€ 5,534) Unfavourable step	▼ € 62,143
Equity	€ 1,374,652 Equity 2022: € 1,374,652 First fiscal year in the series	€ 1,138,462 Equity 2023: € 1,138,462 ▼ 17% vs 2022 (€ 1,374,652) Unfavourable step	€ 1,143,997 Equity 2024: € 1,143,997 Unchanged (€ 1,138,462) Favourable step	€ 2,017,436 Equity 2025: € 2,017,436 ▲ 76% vs 2024 (€ 1,143,997) Favourable step	▲ 76%
Total debts	€ 477,157 Total debts 2022: € 477,157 First fiscal year in the series	€ 436,706 Total debts 2023: € 436,706 ▼ 8% vs 2022 (€ 477,157) Favourable step	€ 463,808 Total debts 2024: € 463,808 ▲ 6% vs 2023 (€ 436,706) Unfavourable step	€ 2,137,607 Total debts 2025: € 2,137,607 ▲ € 1.7 million vs 2024 (€ 463,808) Unfavourable step	▲ € 1.7 million
Cash	€ 112,873 Cash 2022: € 112,873 First fiscal year in the series	€ 59,253 Cash 2023: € 59,253 ▼ 48% vs 2022 (€ 112,873) Unfavourable step	€ 48,434 Cash 2024: € 48,434 ▼ 18% vs 2023 (€ 59,253) Unfavourable step	€ 174,922 Cash 2025: € 174,922 ▲ 261% vs 2024 (€ 48,434) Favourable step	▲ 261%
Land & buildings	-	-	-	€ 840,134 Land & buildings 2025: € 840,134 First fiscal year in the series
Retained profit	€ 783,505 Retained profit 2022: € 783,505 First fiscal year in the series	€ 547,316 Retained profit 2023: € 547,316 ▼ 30% vs 2022 (€ 783,505) Unfavourable step	€ 552,850 Retained profit 2024: € 552,850 ▲ 1% vs 2023 (€ 547,316) Favourable step	€ 554,789 Retained profit 2025: € 554,789 Unchanged (€ 552,850) Favourable step
Bank debt	€ 0 Bank debt 2022: € 0 First fiscal year in the series	€ 0 Bank debt 2023: € 0 Unchanged (€ 0) Unchanged	€ 15,781 Bank debt 2024: € 15,781 Unchanged (€ 0) Unfavourable step	€ 1,399,608 Bank debt 2025: € 1,399,608 ▲ € 1.4 million vs 2024 (€ 15,781) Unfavourable step	▲ € 1.4 million
Balance sheet total	€ 1,851,809 Balance sheet total 2022: € 1,851,809 First fiscal year in the series	€ 1,575,169 Balance sheet total 2023: € 1,575,169 ▼ 15% vs 2022 (€ 1,851,809) Unchanged	€ 1,607,805 Balance sheet total 2024: € 1,607,805 ▲ 2% vs 2023 (€ 1,575,169) Unchanged	€ 4,155,043 Balance sheet total 2025: € 4,155,043 ▲ 158% vs 2024 (€ 1,607,805) Unchanged	▲ 158%
Employees (FTE)	10 Employees (FTE) 2022: 10 First fiscal year in the series	8.4 Employees (FTE) 2023: 8.4 ▼ 1.6 vs 2022 (10) Unchanged	6.8 Employees (FTE) 2024: 6.8 ▼ 1.6 vs 2023 (8.4) Unchanged	11.8 Employees (FTE) 2025: 11.8 ▲ 5 vs 2024 (6.8) Unchanged	▲ 5

Key figures of FERNAND DE SPIEGELAERE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FERNAND DE SPIEGELAERE?

What happened at FERNAND DE SPIEGELAERE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jul 14, 2026 New annual accounts for financial year 2025: loss of € 56,609 (▼ € 62,143 vs 2024). Source: NBB ↗
2025 Despiegelaere Invest NV became a director. NBB
Jan 1, 2025 New establishment in Deinze. KBO
Jul 1, 1985 New establishment in Roeselare. KBO
Jul 1, 1985 Start of the company according to the CBE. KBO

In short

From € 118,915 loss in 2022 to € 56,609 loss in 2025.

Paid € 2,772 in corporate taxes since 2022.

Best year ever: 2024, with € 5,534 profit.

On average € 93,900 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

DESPIEGELAERE INVEST 95.3%

The stake of DESPIEGELAERE INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

FERNAND DE SPIEGELAERE

Behind FERNAND DE SPIEGELAERE is Despiegelaere Invest NV. The shares are held by DESPIEGELAERE INVEST (95.3%).

Directors

According to the 2025 annual accounts

Despiegelaere Invest NV

Director · represented by Patrick Despiegelaere

Also active at: DEXIT LINGERIE AGENCY, PAPA ALBIMA, LA RESIDENCE FRANCHIMONTOISE

since 2025

Shareholders

DESPIEGELAERE INVEST

95.3%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Nieuwe Abelestraat 20

8800 Roeselare

2.370.641.002

Karrewegstraat 104

9800 Deinze

Active since 1 January 2025

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.

All companies at this address →

ORUB

€ -21,982 gross margin · 2025

DESPIEGELAERE INVEST same network

€ 149,563 gross margin · 2025

GROEP DESPIEGELAERE

PUPPIS

€ 271,037 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0427.389.027

VAT number

BE 0427.389.027

Registered office

Nieuwe Abelestraat 20, 8800 Roeselare

Names & denominations

FERNAND DE SPIEGELAERE

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

1 July 1985

Peppol

Active · Active since 26 Oct 2025

Activities · NACE

Vervaardiging van onderkleding

Groothandel in sport- en kampeerartikelen, met uitzondering van fietsen

Groothandel in kleding, met uitzondering van werk- en onderkleding

Groothandel in kledingaccessoires

View on CBE Public ↗ Annual accounts (NBB) ↗

FERNAND DE SPIEGELAERE

Financials

What happened to FERNAND DE SPIEGELAERE?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions