Financials
Financial year 2025
CREDEC from Zottegem, company number BE0427387740, closed financial year 2025 with a result of € 59,163 after tax. For that financial year CREDEC recorded a gross margin of € 89,492 and equity of € 445,640. Compared with financial year 2024, the result moved from € 41,537 to € 59,163. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 445,640
▲ 15% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 59,163
▲ 42% vs 2024
Profit after tax over the fiscal year.
€ 147,951
▲ 74% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 396,061.
People and assets in 2025
€ 1,675
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 694
▼ 41% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 62,111 | € 86,247 | € 66,250 | € 89,492 | ▲ 35% |
| Profit after taxes | € 39,685 | € 56,134 | € 41,537 | € 59,163 | ▲ 42% |
| Equity | € 288,805 | € 344,939 | € 386,477 | € 445,640 | ▲ 15% |
| Total debts | € 251,189 | € 773 | € 1,174 | € 698 | ▼ 41% |
| Cash | € 212,928 | € 42,147 | € 84,885 | € 147,951 | ▲ 74% |
| Land & buildings | € 295,920 | € 295,920 | € 295,920 | € 295,920 | |
| Retained profit | € 239,226 | € 295,360 | € 336,898 | € 396,061 | ▲ 18% |
| Balance sheet total | € 539,994 | € 345,713 | € 387,651 | € 446,338 | ▲ 15% |
Key figures of CREDEC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CREDEC?
What happened at CREDEC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 59,163 (▲ 42% vs 2024). filed late Source: NBB ↗
- Petra SIERENS became a director. NBB
- Guy DE LANGE became a director. NBB
- New establishment in Zottegem. KBO
- Start of the company according to the CBE. KBO
In short
From € 39,685 profit in 2022 to € 59,163 profit in 2025.
Paid € 65,979 in corporate taxes since 2022.
Best year ever: 2025, with € 59,163 profit.
Management
The stake of SIEDEL comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
CREDECBehind CREDEC are Petra SIERENS and Guy DE LANGE. The shares are held by SIEDEL (100%).
Directors
According to the 2025 annual accounts
Petra SIERENS
Administrator-manager
since 2021
Guy DE LANGE
Administrator-manager
since 2021
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Pardassenhoek 36 box a
9620 Zottegem
Pardassenhoek 36 box A
9620 Zottegem
Active since 1 September 1985
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0427.387.740
- VAT number
- BE 0427.387.740
- Registered office
- Pardassenhoek 36 bus a, 9620 Zottegem
- Names & denominations
- CREDEC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 30 May 1985
- Peppol
- Active · Active since 12 Feb 2025