Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
WILCA INVEST from Buggenhout, company number BE0427339735, closed financial year 2025 with a result of € 42,195 after tax. For that financial year WILCA INVEST recorded a gross margin of € 180,443 and equity of € 874,345. Compared with financial year 2024, the result moved from € 34,904 to € 42,195. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 1, 2026.
€ 874,345
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 42,195
▲ 21% vs 2024
Profit after tax over the fiscal year.
€ 123,840
▲ 33% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 339,780.
People and assets in 2025
€ 16,030
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.2 million
▼ 12% vs 2024
€ 69,085 is repaid this year. At this pace the long-term loan is gone in ≈ 17 years.
€ 3,253
▼ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,429
▲ 15% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 109,471 | € 241,256 | € 194,774 | € 180,443 | ▼ 7% |
| Profit after taxes | € -22,143 | € 61,119 | € 34,904 | € 42,195 | ▲ 21% |
| Equity | € 736,127 | € 797,245 | € 832,150 | € 874,345 | ▲ 5% |
| Total debts | € 1,914,983 | € 2,034,205 | € 1,947,030 | € 1,822,975 | ▼ 6% |
| Cash | € 43,732 | € 74,862 | € 93,149 | € 123,840 | ▲ 33% |
| Land & buildings | € 2,558,294 | € 2,678,329 | € 2,609,892 | € 2,507,645 | ▼ 4% |
| Retained profit | € 201,561 | € 262,680 | € 297,585 | € 339,780 | ▲ 14% |
| Bank debt | € 1,513,607 | € 1,416,411 | € 1,317,593 | € 1,153,655 | ▼ 12% |
| Balance sheet total | € 2,651,110 | € 2,831,451 | € 2,779,180 | € 2,697,320 | ▼ 3% |
Key figures of WILCA INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to WILCA INVEST?
What happened at WILCA INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 42,195 (▲ 21% vs 2024). Source: NBB ↗
- New establishment in Buggenhout. KBO
- Start of the company according to the CBE. KBO
In short
From € 22,143 loss in 2022 to € 42,195 profit in 2025.
Paid € 12,765 in corporate taxes since 2022.
Best year ever: 2023, with € 61,119 profit.
Management
Behind WILCA INVEST are Lieve Caluwaerts and Geert Van der Wildt. It owns 22.5% of BAKEN 92 itself.
Directors
According to the 2025 annual accounts
Lieve Caluwaerts
Director
Geert Van der Wildt
Managing director
Also active at: Onderlinge Brandverzekering Van Buggenhout, Van der Wildt & Van Keer, BAKEN 92
Establishments
Establishment units
Physical locations of this company
Bovendonkstraat 78
9255 Buggenhout
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0427.339.735
- VAT number
- BE 0427.339.735
- Registered office
- Bovendonkstraat 78, 9255 Buggenhout
- Names & denominations
- WILCA INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 29 September 1984
- Peppol
- Active · Active since 8 Dec 2025
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Activiteiten van gemengde verzekeringsondernemingen, overwegend leven