Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Arfemag from Sint-Lambrechts-Woluwe, company number BE0426787528, closed financial year 2025 with a result of € -33,939 after tax. For that financial year Arfemag recorded a gross margin of € 22,661 and equity of € 203,198. Compared with financial year 2024, the result moved from € 10,745 to € -33,939. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 203,198
▼ 38% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -33,939
▼ still € 10,745 profit in 2024
Profit after tax over the fiscal year.
€ 1,529
▲ € 1,490 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 79,251.
Debts at end 2025
€ 804,194
▲ 34% vs 2024
€ 27,990 is repaid this year. At this pace the long-term loan is gone in ≈ 29 years.
€ 155,950
▲ € 155,355 vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 47,226 | € 590 | € 53,300 | € 22,661 | ▼ 57% |
| Profit after taxes | € 4,965 | € -39,512 | € 10,745 | € -33,939 | ▼ € 44,684 |
| Equity | € 358,664 | € 319,452 | € 330,197 | € 203,198 | ▼ 38% |
| Total debts | € 349,060 | € 174,542 | € 653,846 | € 1,117,860 | ▲ 71% |
| Cash | € 14,742 | € 74,585 | € 39 | € 1,529 | ▲ € 1,490 |
| Land & buildings | € 461,121 | € 240,980 | € 228,890 | € 216,800 | ▼ 5% |
| Retained profit | € 234,717 | € 195,505 | € 206,250 | € 79,251 | ▼ 62% |
| Dividend | € 0 | € 0 | € 0 | € 93,060 | |
| Bank debt | € 295,821 | € 169,579 | € 601,262 | € 804,194 | ▲ 34% |
| Balance sheet total | € 707,724 | € 493,994 | € 984,043 | € 1,321,058 | ▲ 34% |
Key figures of Arfemag, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Arfemag?
What happened at Arfemag in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 33,939 (▼ € 44,684 vs 2024). Source: NBB ↗
- Emmanuel Trinteler became a director. NBB
- Cesary Kozlowski became a director. NBB
- New establishment in Sint-Lambrechts-Woluwe. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,965 profit in 2022 to € 33,939 loss in 2025.
Paid € 197 in corporate taxes since 2022.
Best year ever: 2024, with € 10,745 profit.
Paid out € 93,060 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind Arfemag are Emmanuel Trinteler and Cesary Kozlowski. Emmanuel Trinteler is also behind swisser.
Directors
According to the 2025 annual accounts
since 2022
Cesary Kozlowski
Managing director
since 2022
Establishments
Establishment units
Physical locations of this company
Kerselarenlaan 95
1200 Sint-Lambrechts-Woluwe
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0426.787.528
- VAT number
- BE 0426.787.528
- Registered office
- Kerselarenlaan 95, 1200 Sint-Lambrechts-Woluwe
- Names & denominations
- Arfemag
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 24 April 1984
- Peppol
- Active · Active since 14 Jan 2026