Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 8 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
JARDIBEL from Waterloo, company number BE0426767534, closed financial year 2025 with a result of € -2,577 after tax. For that financial year JARDIBEL recorded a gross margin of € 12,859 and equity of € 23,482. Compared with financial year 2024, the result moved from € -4,411 to € -2,577. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on February 22, 2026.
€ 23,482
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -2,577
▲ 42 % less loss than in 2024
Profit after tax over the fiscal year.
€ 4,708
▲ 49% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -38,518.
People and assets in 2025
€ 448
▼ 36% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 190,117
▲ 15% vs 2024
€ 6,879 is repaid this year. At this pace the long-term loan is gone in ≈ 28 years.
€ 1,046
▲ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,889 | € 8,938 | € 10,471 | € 12,859 | ▲ 23% |
| Profit after taxes | € -5,530 | € -3,588 | € -4,411 | € -2,577 | ▲ € 1,834 |
| Equity | € 34,058 | € 30,470 | € 26,059 | € 23,482 | ▼ 10% |
| Total debts | € 240,755 | € 253,104 | € 246,839 | € 240,888 | ▼ 2% |
| Cash | € 1,507 | € 3,441 | € 3,153 | € 4,708 | ▲ 49% |
| Land & buildings | € 255,426 | € 248,226 | € 241,026 | € 233,826 | ▼ 3% |
| Retained profit | € -27,942 | € -31,530 | € -35,941 | € -38,518 | ▼ € 2,577 |
| Bank debt | € 167,320 | € 172,343 | € 165,541 | € 190,117 | ▲ 15% |
| Balance sheet total | € 274,813 | € 283,574 | € 272,898 | € 264,370 | ▼ 3% |
Key figures of JARDIBEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to JARDIBEL?
What happened at JARDIBEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- MARIE HELENE DELTOUR stepped down as director. NBB
- PASCAL LEMAITRE stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 2,577. filed late Source: NBB ↗
- MARIE HELENE DELTOUR became a director. NBB
- PASCAL LEMAITRE became a director. NBB
- New establishment in Waterloo. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,530 loss in 2022 to € 2,577 loss in 2025.
Paid € 1,488 in corporate taxes since 2022.
A new publication or filing at JARDIBEL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
MARIE HELENE DELTOUR
Managing director
since 2021 · until 2027
PASCAL LEMAITRE
Director
since 2020 · until 2026
Establishments
Establishment units
Physical locations of this company
Rue de l'Infante 25
1410 Waterloo
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0426.767.534
- VAT number
- BE 0426.767.534
- Registered office
- Rue de l'Infante 25, 1410 Waterloo
- Names & denominations
- JARDIBEL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 8 January 1985
- Peppol
- Not registered