Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
A&M BM Tienen from Tienen, company number BE0426732890, closed financial year 2025 with a result of € 342,878 after tax. For that financial year A&M BM Tienen recorded revenue of € 17.8 million and equity of € 68,394. Compared with financial year 2024, the result moved from € 739,952 to € 342,878. The company is profitable. The buffer shrank hard: equity is 98 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 68,394
▼ 98% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 342,878
▼ 54% vs 2024
Profit after tax over the fiscal year.
€ 4,973
▼ 94% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 4.4 million paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
15.5
▲ 0.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.3 million
▲ 15% vs 2024
€ 82,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 12,217
▼ 39% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 350,000
▼ 12% vs 2024
Loans from banks and other lenders, long and short.
€ 6.7 million
▼ 35% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 134 days on average.
€ 1.9 million
▲ 40% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 14,475,674 | € 19,101,141 | € 22,255,809 | € 17,799,650 | ▼ 20% |
| Profit after taxes | € 413,377 | € 844,613 | € 739,952 | € 342,878 | ▼ 54% |
| Equity | € 4,093,555 | € 4,075,755 | € 4,075,755 | € 68,394 | ▼ 98% |
| Total debts | € 4,235,629 | € 10,523,757 | € 12,853,063 | € 13,318,050 | ▲ 4% |
| Cash | € 203,116 | € 78,581 | € 88,642 | € 4,973 | ▼ 94% |
| Retained profit | € 4,031,555 | € 4,013,755 | € 4,013,755 | € 6,394 | ▼ € 4 million |
| Dividend | € 413,377 | € 862,413 | € 739,952 | € 4,350,240 | ▲ € 3.6 million |
| Bank debt | € 350,000 | € 350,000 | € 399,685 | € 350,000 | ▼ 12% |
| Balance sheet total | € 8,329,185 | € 14,599,512 | € 16,928,819 | € 13,386,444 | ▼ 21% |
| Employees (FTE) | 12.8 | 14.4 | 15 | 15.5 | ▲ 0.5 |
Key figures of A&M BM Tienen, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to A&M BM Tienen?
What happened at A&M BM Tienen in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Automotive & Mobility Invest NV stepped down as director. NBB
- Holding A&M BM BV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 342,878 (▼ 54% vs 2024). Source: NBB ↗
- Automotive & Mobility Invest NV became a director. NBB
- Holding A&M BM BV became a director. NBB
- New establishment in Tienen. KBO
- Start of the company according to the CBE. KBO
In short
From € 413,377 profit in 2022 to € 342,878 profit in 2025.
Paid € 979,174 in corporate taxes since 2022.
Best year ever: 2023, with € 844,613 profit.
Paid out € 6.4 million in dividends to the owners in total.
Management
The stake of A&M BM Halen comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
A&M BM TienenThe shares are held by A&M BM Halen (99.6%).
Directors
According to the 2025 annual accounts
Automotive & Mobility Invest NV
Managing director · represented by Peter Guelinckx
Also active at: A&M Tongeren, A&M Schaffen, A&M Genk, A&M BM Halen, A&M Tienen, CEULEMANS HERENT, A&M BM Antwerpen, A&M Bree +25 more
since 2021 · until 2027
Director · represented by Wim Goedgezelschap
Also active at: A&M BM Halen, A&M BM Antwerpen, A&M BM Genk, A&M BM Hasselt, HASSELT STORE
since 2021 · until 2027
Shareholders
99.6%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Ambachtenlaan 2A
3300 Tienen
Ambachtenlaan 2 A
3300 Tienen
Active since 3 January 1985
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0426.732.890
- VAT number
- BE 0426.732.890
- Registered office
- Ambachtenlaan 2A, 3300 Tienen
- Names & denominations
- A&M BM Tienen
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 January 1985
- Peppol
- Active · Active since 24 Nov 2025
- Activities · NACE
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)