Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
PHIMAE - FINANCES from Florennes, company number BE0426721113, closed financial year 2025 with a result of € 468 after tax. For that financial year PHIMAE - FINANCES recorded a gross margin of € 274,686 and equity of € 35,048. Compared with financial year 2024, the result moved from € -12,742 to € 468. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.
€ 35,048
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 468
▲ still € 12,742 loss in 2024
Profit after tax over the fiscal year.
€ 2,701
▼ 20% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 6,048.
People and assets in 2025
€ 159,890
▲ 1% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 231,429
▼ 12% vs 2024
€ 45,718 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 8,483
▲ 76% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 31,793
▼ 32% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 391,239 | - | - | - | |
| Gross margin | € 203,911 | € 253,084 | € 260,252 | € 274,686 | ▲ 6% |
| Profit after taxes | € 8,019 | € 11,883 | € -12,742 | € 468 | ▲ € 13,211 |
| Equity | € 35,439 | € 47,322 | € 34,580 | € 35,048 | ▲ 1% |
| Total debts | € 580,889 | € 520,876 | € 424,410 | € 335,243 | ▼ 21% |
| Cash | € 4,611 | € 5,350 | € 3,390 | € 2,701 | ▼ 20% |
| Retained profit | € 6,439 | € 18,322 | € 5,580 | € 6,048 | ▲ 8% |
| Bank debt | € 329,982 | € 298,165 | € 264,244 | € 231,429 | ▼ 12% |
| Balance sheet total | € 616,328 | € 568,198 | € 458,990 | € 370,291 | ▼ 19% |
| Employees (FTE) | 2.6 | - | - | - |
Key figures of PHIMAE - FINANCES, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PHIMAE - FINANCES?
What happened at PHIMAE - FINANCES in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 468. filed late Source: NBB ↗
- New establishment in Florennes. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,019 profit in 2022 to € 468 profit in 2025.
Paid € 57,660 in corporate taxes since 2022.
Best year ever: 2023, with € 11,883 profit.
On average € 78,400 of value added per employee in 2022.
Establishments
Establishment units
Physical locations of this company
Rue Bonne-Fontaine, Hanzinne 17
5620 Florennes
Rue de Mettet 2 box A
5620 Florennes
Active since 24 July 2001
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0426.721.113
- VAT number
- BE 0426.721.113
- Registered office
- Rue Bonne-Fontaine, Hanzinne 17, 5620 Florennes
- Names & denominations
- PHIMAE - FINANCES
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 October 1984
- Peppol
- Not registered
- Activities · NACE
Agenten en makelaars in bankdiensten
Activiteiten van verzekeringsagenten en -makelaars