Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 37 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CLOVA from Wommelgem, company number BE0426466834, closed financial year 2025 with a result of € 2,111 after tax. For that financial year CLOVA recorded revenue of € 19.8 million and equity of € 2 million. Compared with financial year 2024, the result moved from € -640,044 to € 2,111. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 20, 2026.
€ 2 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2,111
▲ still € 640,044 loss in 2024
Profit after tax over the fiscal year.
€ 678,751
▲ 54% vs 2024
Cash and bank balances on the last day of the fiscal year.
People and assets in 2025
203.6
▲ 24 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 9.7 million
▲ 18% vs 2024
€ 47,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1.4 million
▲ 20% vs 2024
Of which on lease € 1 million.
Debts at end 2025
€ 17.7 million
▼ 3% vs 2024
€ 4.4 million is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 2.6 million
▲ 10% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 167 days on average.
€ 1.8 million
▲ 47% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 12,837,027 | € 14,087,970 | € 16,516,140 | € 19,786,408 | ▲ 20% |
| Profit after taxes | € 144,258 | € -317,503 | € -640,044 | € 2,111 | ▲ € 642,155 |
| Equity | € 2,913,845 | € 2,596,341 | € 1,956,297 | € 1,958,408 | |
| Total debts | € 14,881,284 | € 19,361,359 | € 21,833,355 | € 22,159,860 | ▲ 1% |
| Cash | € 367,884 | € 836,192 | € 442,102 | € 678,751 | ▲ 54% |
| Land & buildings | € 2,808,984 | € 2,913,616 | € 2,700,890 | € 2,643,882 | ▼ 2% |
| Retained profit | € 453,124 | € 135,621 | € -504,424 | € -502,313 | |
| Bank debt | € 12,737,363 | € 16,927,569 | € 18,171,197 | € 17,697,457 | ▼ 3% |
| Balance sheet total | € 17,795,129 | € 21,957,701 | € 23,789,652 | € 24,118,268 | ▲ 1% |
| Employees (FTE) | 144.4 | 156.9 | 179.6 | 203.6 | ▲ 24 |
Key figures of CLOVA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CLOVA?
What happened at CLOVA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Olivier Naeyaert stepped down as director. NBB
- Carl Oorts stepped down as director. NBB
- Christian Fillet stepped down as director. NBB
- Greta Van Gool stepped down as director. NBB
- Marco Laenens stepped down as director. NBB
- Jan Maessen stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 2,111. Source: NBB ↗
- Olivier Naeyaert became a director. NBB
In short
From € 144,258 profit in 2022 to € 2,111 profit in 2025.
Paid € 99,996 in corporate taxes since 2022.
Best year ever: 2022, with € 144,258 profit.
Pays suppliers within 167 days on average.
Management
Directors
According to the 2025 annual accounts
Christian Fillet
Chairman of the board
Also active at: European Social Network, In4Care Services, In4Care
· until 2031
Michel Vermaerke - Van de Putte
Director
· until 2025
Wim Leerman
Director
· until 2025
Guy-Paul Libin
Director
· until 2025
Greta Van Gool
Director
· until 2031
· until 2031
since 2026 · until 2032
Jan Maessen
Director
since 2025 · until 2031
Eric van Dalsum
Director
since 2024 · until 2026
Anne Baré
Director
Also active at: REPTIELENLAND BLANKENBERGE, Koninklijke Maatschappij voor Dierkunde van Antwerpen, DIENSTENTHUIS
since 2024 · until 2026
since 2026 · until 2032
Establishments
Establishment units
Physical locations of this company
Sint-Jansveld 1
2160 Wommelgem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0426.466.834
- VAT number
- BE 0426.466.834
- Registered office
- Sint-Jansveld 1, 2160 Wommelgem
- Names & denominations
- CLOVA
- Enterprise type
- Rechtspersoon
- Legal form
- Non-profit association
- Legal situation
- Normale toestand
- Start date
- 7 November 1984
- Peppol
- Active · Active since 23 May 2025
- Activities · NACE
Industriële wasserijen, ververijen en dergelijke
Activiteiten van industriële wasserijen
Wasserettes, behandelen van was en reiniging van kleding ten behoeve van particulieren
Activiteiten van wasserettes en wassalons ten behoeve van particulieren