Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 41 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FLORA from Diest, company number BE0426320047, closed financial year 2025 with a result of € -28,923 after tax. For that financial year FLORA recorded a gross margin of € 47,718 and equity of € -117,501. Compared with financial year 2024, the result moved from € -59,732 to € -28,923. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2026.
€ -117,501
▲ € 260,077 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -28,923
▲ 52 % less loss than in 2024
Profit after tax over the fiscal year.
€ 23,119
▼ 66% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -513,474.
People and assets in 2025
€ 149
▲ 2% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,123
▼ 72% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1.1 million
▼ 4% vs 2024
€ 20,718 is repaid this year. At this pace the long-term loan is gone in ≈ 40 years.
€ 27,657
▼ 2% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,654
▲ € 13,229 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 151,887 | € 204,699 | € 61,566 | € 47,718 | ▼ 22% |
| Profit after taxes | € 56,023 | € 4,487 | € -59,732 | € -28,923 | ▲ € 30,809 |
| Equity | € -322,332 | € -317,845 | € -377,577 | € -117,501 | ▲ € 260,077 |
| Total debts | € 1,459,065 | € 1,469,525 | € 1,324,684 | € 1,277,790 | ▼ 4% |
| Cash | € 60,410 | € 60,410 | € 68,881 | € 23,119 | ▼ 66% |
| Land & buildings | € 874,931 | € 685,598 | € 619,915 | € 853,784 | ▲ 38% |
| Retained profit | € -429,305 | € -424,818 | € -484,551 | € -513,474 | ▼ € 28,923 |
| Bank debt | € 370,211 | € 545,147 | € 1,165,957 | € 1,120,748 | ▼ 4% |
| Balance sheet total | € 1,136,733 | € 1,151,680 | € 947,106 | € 1,160,289 | ▲ 23% |
Key figures of FLORA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FLORA?
What happened at FLORA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 28,923. filed late Source: NBB ↗
- New establishment in Diest. KBO
- Start of the company according to the CBE. KBO
In short
From € 56,023 profit in 2022 to € 28,923 loss in 2025.
Best year ever: 2022, with € 56,023 profit.
Management
Behind FLORA are Patrick Cumps and Marguerite Marthe Renson.
Directors
According to the 2025 annual accounts
Patrick Cumps
Director
Marguerite Marthe Renson
Managing director
Establishments
Establishment units
Physical locations of this company
Engelbeekstraat 49
3290 Diest
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0426.320.047
- VAT number
- BE 0426.320.047
- Registered office
- Engelbeekstraat 49, 3290 Diest
- Names & denominations
- FLORA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 10 October 1984
- Peppol
- Active · Active since 12 Feb 2025
- Activities · NACE
Groothandel in huishoudtextiel en beddengoed
Groothandel in textiel
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Handelsbemiddeling in de groothandel in andere specifieke goederen
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)
Handelsbemiddeling in auto's en lichte bestelwagens (= 3,5 ton)