Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BEMALO from Antwerpen, company number BE0425745866, closed financial year 2025 with a result of € -293,108 after tax. For that financial year BEMALO recorded a gross margin of € 70,124 and equity of € 25,058. Compared with financial year 2024, the result moved from € 83,540 to € -293,108. The company made a loss. The buffer shrank hard: equity is 92 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 9, 2026.
€ 25,058
▼ 92% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -293,108
▼ still € 83,540 profit in 2024
Profit after tax over the fiscal year.
€ 118,040
▼ 53% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -366,507.
People and assets in 2025
€ 53,889
▼ 14% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 3.5 million
▲ 75% vs 2024
€ 938,357 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 153,185
▲ 202% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 92,004 | € 83,393 | € 346,301 | € 70,124 | ▼ 80% |
| Profit after taxes | € -71,913 | € -86,426 | € 83,540 | € -293,108 | ▼ € 376,648 |
| Equity | € 321,051 | € 234,625 | € 318,166 | € 25,058 | ▼ 92% |
| Total debts | € 711,909 | € 1,373,939 | € 2,196,122 | € 4,435,349 | ▲ 102% |
| Cash | € 156,162 | € 77,358 | € 251,280 | € 118,040 | ▼ 53% |
| Land & buildings | € 858,038 | € 1,606,973 | € 1,907,331 | € 1,645,716 | ▼ 14% |
| Retained profit | € -70,514 | € -156,940 | € -73,399 | € -366,507 | ▼ € 293,108 |
| Bank debt | € 514,130 | € 1,160,079 | € 1,999,139 | € 3,488,711 | ▲ 75% |
| Balance sheet total | € 1,141,317 | € 1,715,293 | € 2,617,830 | € 4,560,763 | ▲ 74% |
| Employees (FTE) | 0.8 | 0.8 | 0.8 | - |
Key figures of BEMALO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BEMALO?
What happened at BEMALO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 293,108 (▼ € 376,648 vs 2024). filed late Source: NBB ↗
- Sophie Arnouts stepped down as director. NBB
- Riva Projects Comm.V stepped down as director. NBB
- Nadine Kegels stepped down as director. NBB
- Sophie Arnouts became a director. NBB
- Riva Projects Comm.V became a director. NBB
- Nadine Kegels became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 71,913 loss in 2022 to € 293,108 loss in 2025.
Paid € 794 in corporate taxes since 2022.
Best year ever: 2024, with € 83,540 profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of DIPRI comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BEMALOThe shares are held by DIPRI (34.5%).
Directors
According to the 2025 annual accounts
since 2020 · until 2026
Director · represented by Philippe Arnouts
Also active at: DIPRI, ENKA, MOMAD, IMMO FINISTERRA
since 2020 · until 2026
Shareholders
34.5%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Blancefloerlaan 50
2050 Antwerpen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
All companies at this address →DIPRI same network
€ 107,480 gross margin · 2025
I.M.G.B. same network
€ -45,794 gross margin · 2025
ENKA same network
€ 44,755 gross margin · 2025
Riva Projects same network
MOMAD same network
€ 151,637 gross margin · 2024
+1 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0425.745.866
- VAT number
- BE 0425.745.866
- Registered office
- Blancefloerlaan 50, 2050 Antwerpen
- Names & denominations
- BEMALO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 31 December 1983
- Peppol
- Active · Active since 17 Dec 2025