Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 36 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
16 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
S.A FIBAMA from Thimister-Clermont, company number BE0425661833, closed financial year 2025 with a result of € 486,223 after tax. For that financial year S.A FIBAMA recorded revenue of € 1.7 million and equity of € 5.6 million. Compared with financial year 2024, the result moved from € 4,586 to € 486,223. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 12, 2026.
€ 5.6 million
▲ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 486,223
▲ € 481,636 vs 2024
Profit after tax over the fiscal year.
€ 995,804
▼ 26% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 4.8 million.
People and assets in 2025
4.1
▼ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 563,481
▲ 7% vs 2024
€ 137,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 129,694
▼ 43% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 4.1 million
▼ 17% vs 2024
€ 343,743 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 397,246
▲ 222% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 189 days on average.
€ 108,769
▼ 6% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 1,580,749 | € 1,775,358 | € 1,834,039 | € 1,698,236 | ▼ 7% |
| Profit after taxes | € 228,721 | € -140,133 | € 4,586 | € 486,223 | ▲ € 481,636 |
| Equity | € 5,211,509 | € 5,071,376 | € 5,075,962 | € 5,562,185 | ▲ 10% |
| Total debts | € 13,950,967 | € 13,023,870 | € 13,333,046 | € 15,817,495 | ▲ 19% |
| Cash | € 869,461 | € 963,506 | € 1,340,661 | € 995,804 | ▼ 26% |
| Land & buildings | € 4,318,988 | € 4,166,399 | € 4,112,275 | € 4,476,311 | ▲ 9% |
| Retained profit | € 4,421,509 | € 4,281,376 | € 4,285,962 | € 4,772,185 | ▲ 11% |
| Bank debt | € 4,648,298 | € 4,175,318 | € 4,928,335 | € 4,069,243 | ▼ 17% |
| Balance sheet total | € 19,270,333 | € 18,189,135 | € 18,494,958 | € 21,458,838 | ▲ 16% |
| Employees (FTE) | 4 | 4 | 4.2 | 4.1 | ▼ 0.1 |
Key figures of S.A FIBAMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to S.A FIBAMA?
What happened at S.A FIBAMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- BAGUETTE CAMILLE CONSULTANCE stepped down as director. NBB
- Bertrand BAGUETTE stepped down as director. NBB
- Valentine BAGUETTE stepped down as director. NBB
- Florian BAGUETTE stepped down as director. NBB
- Fabienne VIEILLEVOYE stepped down as director. NBB
- Marcel BAGUETTE stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 486,223 (▲ € 481,636 vs 2024). Source: NBB ↗
- BAGUETTE CAMILLE CONSULTANCE became a director. NBB
In short
From € 228,721 profit in 2022 to € 486,223 profit in 2025.
Paid € 10,779 in corporate taxes since 2022.
Best year ever: 2025, with € 486,223 profit.
Pays suppliers within 189 days on average.
Management
It owns 198.4% of TRANSPORTS BAGUETTE, 100% of ENTREPRISE MARCEL BAGUETTE, 100% of BETON BAGUETTE, 100% of PREFAB CONCEPT, 100% of MB LOC S.A. and 100% of MAGNEE-ENROBES itself.
Directors
According to the 2025 annual accounts
Director
Also active at: TRANSPORTS BAGUETTE, ENTREPRISE MARCEL BAGUETTE, ENROBÉS BAGUETTE S.A., SA BETON BAGUETTE
since 2025 · until 2027
Bertrand BAGUETTE
Director
since 2025 · until 2027
Valentine BAGUETTE
Director
Also active at: TRANSPORTS BAGUETTE, ENTREPRISE MARCEL BAGUETTE, ENROBÉS BAGUETTE S.A., SA BETON BAGUETTE, M.B. LOC s.a.
since 2021 · until 2027
Florian BAGUETTE
Director
Also active at: TRANSPORTS BAGUETTE, ENTREPRISE MARCEL BAGUETTE, SA BETON BAGUETTE, BG2S, PREFAB CONCEPT, M.B. LOC s.a., MJ ROAD BELGIUM
since 2021 · until 2027
Fabienne VIEILLEVOYE
Director
since 2021 · until 2027
Marcel BAGUETTE
Managing director
Also active at: TRANSPORTS BAGUETTE, ENTREPRISE MARCEL BAGUETTE, ENROBÉS BAGUETTE S.A., IMMO B & H, SA BETON BAGUETTE, BAELEN REMBLAI, CARRIERE DU BAY-BONNET, BADELIM +5 more
since 2020 · until 2027
Establishments
Establishment units
Physical locations of this company
Bruyères 2
4890 Thimister-Clermont
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 16 companies are registered at this address.
All companies at this address →TRANSPORTS BAGUETTE same network
€ 2.5 million gross margin · 2025
ENTREPRISE MARCEL BAGUETTE same network
€ 32.6 million revenue · 2025
BAGUETTE-BODARWE (PMS VERVIERS AUTOROUTES 2017)
Société Simple Momentanée BODARWE-BAGUETTE-AQUAFLUX, Welkenraedt Mitoyenne
BAELEN REMBLAI same network
€ -33,835 gross margin · 2025
+11 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0425.661.833
- VAT number
- BE 0425.661.833
- Registered office
- Bruyères 2, 4890 Thimister-Clermont
- Names & denominations
- S.A FIBAMA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 17 November 1983
- Peppol
- Active · Active since 10 Nov 2025
- Activities · NACE
Activiteiten van holdings
Financiële holdings
Activiteiten van hoofdkantoren
Holdings
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Verhuur en exploitatie van terreinen