Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Busy address KBO
12 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
DELTA FINANCE from Sint-Martens-Latem, company number BE0425246713, closed financial year 2025 with a result of € 252,968 after tax. For that financial year DELTA FINANCE recorded a gross margin of € 534,914 and equity of € 2.6 million. Compared with financial year 2024, the result moved from € 221,269 to € 252,968. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on December 18, 2025.
€ 2.6 million
▲ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 252,968
▲ 14% vs 2024
Profit after tax over the fiscal year.
€ 35,074
▼ 83% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 266,246.
Debts at end 2025
€ 400,000
▼ 59% vs 2024
Loans from banks and other lenders, long and short.
€ 17,310
▲ € 15,972 vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 907
▲ 134% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 491,121 | € 495,850 | € 508,788 | € 534,914 | ▲ 5% |
| Profit after taxes | € 184,462 | € 204,833 | € 221,269 | € 252,968 | ▲ 14% |
| Equity | € 1,904,114 | € 2,108,947 | € 2,330,216 | € 2,583,184 | ▲ 11% |
| Total debts | € 1,856,824 | € 1,452,512 | € 1,088,976 | € 521,802 | ▼ 52% |
| Cash | € 207,438 | € 167,086 | € 200,612 | € 35,074 | ▼ 83% |
| Land & buildings | € 3,543,158 | € 3,379,468 | € 3,215,777 | € 3,052,087 | ▼ 5% |
| Retained profit | € -412,824 | € -207,991 | € 13,278 | € 266,246 | ▲ € 252,968 |
| Bank debt | € 1,750,000 | € 1,350,000 | € 985,000 | € 400,000 | ▼ 59% |
| Balance sheet total | € 3,760,938 | € 3,561,459 | € 3,419,192 | € 3,104,986 | ▼ 9% |
Key figures of DELTA FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to DELTA FINANCE?
What happened at DELTA FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 252,968 (▲ 14% vs 2024). Source: NBB ↗
- New establishment in Sint-Martens-Latem. KBO
- Start of the company according to the CBE. KBO
In short
From € 184,462 profit in 2022 to € 252,968 profit in 2025.
Paid € 287,391 in corporate taxes since 2022.
Best year ever: 2025, with € 252,968 profit.
A new publication or filing at DELTA FINANCE? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of GLOBAL PARTNERS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
DELTA FINANCEBehind DELTA FINANCE are Nathalie De Cooman and Pieter Claerhout. The shares are held by GLOBAL PARTNERS (100%).
Directors
According to the 2025 annual accounts
Nathalie De Cooman
Director
Also active at: BIMMOS, FIELDING, GREENWOOD, Bildor, STUDIO CLAERHOUT, C & D PROJECTS, Claerhout 96 Office Centre, PARK TER MEERSEN +8 more
Pieter Claerhout
Director
Also active at: BIMMOS, FIELDING, GREENWOOD, Bildor, STUDIO CLAERHOUT, C & D PROJECTS, CLAERHOUT, Claerhout 96 Office Centre +9 more
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Papenaard 10
9830 Sint-Martens-Latem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 12 companies are registered at this address.
All companies at this address →BIMMOS same network
€ 33,980 gross margin · 2025
FIELDING same network
€ 1,012 gross margin · 2025
GREENWOOD same network
€ 1,013 gross margin · 2025
Bildor same network
€ 84,602 gross margin · 2025
GLOBAL PARTNERS same network
€ -3,428 gross margin · 2025
+7 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0425.246.713
- VAT number
- BE 0425.246.713
- Registered office
- Papenaard 10, 9830 Sint-Martens-Latem
- Names & denominations
- DELTA FINANCE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 December 1983
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Financiële lease
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