Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 34 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 16.2 to 9.6.
Financials
Financial year 2025
Chaud-Froid-Applications from Tournai, company number BE0425241862, closed financial year 2025 with a result of € 2,997 after tax. For that financial year Chaud-Froid-Applications recorded a gross margin of € 660,544 and equity of € 3 million. Compared with financial year 2024, the result moved from € -3,668 to € 2,997. Profitable, and profit is growing. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 17, 2026.
€ 3 million
▼ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 2,997
▲ still € 3,668 loss in 2024
Profit after tax over the fiscal year.
€ 136,687
▼ 49% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 362,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
9.6
▼ 1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 571,297
▼ 14% vs 2024
€ 59,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 534
▼ 95% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 729,028
▲ 66% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 75,066
▲ 1% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,173,321 | € 876,522 | € 721,042 | € 660,544 | ▼ 8% |
| Profit after taxes | € -76,780 | € 3,788 | € -3,668 | € 2,997 | ▲ € 6,666 |
| Equity | € 3,324,585 | € 3,328,205 | € 3,324,369 | € 2,958,809 | ▼ 11% |
| Total debts | € 1,614,042 | € 1,260,298 | € 536,144 | € 1,187,461 | ▲ 121% |
| Cash | € 739,063 | € 316,679 | € 265,758 | € 136,687 | ▼ 49% |
| Land & buildings | € 2,326 | € 0 | - | - | |
| Retained profit | € 2,817,691 | € 2,821,480 | € 2,817,811 | € 2,458,809 | ▼ 13% |
| Dividend | € 626,000 | € 0 | € 0 | € 362,000 | |
| Balance sheet total | € 4,938,627 | € 4,588,503 | € 3,860,513 | € 4,146,270 | ▲ 7% |
| Employees (FTE) | 22.5 | 16.2 | 10.6 | 9.6 | ▼ 1 |
Key figures of Chaud-Froid-Applications, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Chaud-Froid-Applications?
What happened at Chaud-Froid-Applications in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Anne-Marie DELEPINE stepped down as director. NBB
- HALPAJO SRL SRL stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 2,997. Source: NBB ↗
- HALPAJO SRL SRL became a director. NBB
- Anne-Marie DELEPINE became a director. NBB
- New establishment in Tournai. KBO
- Start of the company according to the CBE. KBO
In short
From € 76,780 loss in 2022 to € 2,997 profit in 2025.
Paid € 99,295 in corporate taxes since 2022.
Best year ever: 2023, with € 3,788 profit.
On average € 68,800 of value added per employee in 2025.
Management
The stake of HALPAJO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Chaud-Froid-ApplicationsThe shares are held by HALPAJO (97.6%).
Directors
According to the 2025 annual accounts
Anne-Marie DELEPINE
Director
since 2004 · until 2028
Managing director · represented by OLIVIER Vincent
since 2012 · until 2028
Shareholders
97.6%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue du Mont d'Orcq(FRY) 1
7503 Tournai
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Google Workspace
Hosting
GOOGLE-CLOUD-PLATFORM - Google LLC, US
DNS
OVH DNS
Website info
Features
Security
Details
- Company number
- 0425.241.862
- VAT number
- BE 0425.241.862
- Registered office
- Rue du Mont d'Orcq(FRY) 1, 7503 Tournai
- Names & denominations
- Chaud-Froid-Applications · C.F.A.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 29 December 1983
- Peppol
- Active · Active since 20 Nov 2020
- Contact
- c-f-a.be
- Activities · NACE
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