Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SIVAL-INVEST from Binche, company number BE0423359567, closed financial year 2025 with a result of € 35,075 after tax. For that financial year SIVAL-INVEST recorded a gross margin of € 45,042 and equity of € 107,464. Compared with financial year 2024, the result moved from € -16,379 to € 35,075. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 16, 2026.
€ 107,464
▲ 48% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 35,075
▲ still € 16,379 loss in 2024
Profit after tax over the fiscal year.
€ 30
▲ 300% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 45,464.
People and assets in 2025
€ 2,211
▼ 64% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 302,387
€ 65,000 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 7,823
▼ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 314
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -11,199 | € -7,707 | € -7,249 | € 45,042 | ▲ € 52,291 |
| Profit after taxes | € -24,897 | € -17,996 | € -16,379 | € 35,075 | ▲ € 51,454 |
| Equity | € 106,764 | € 88,768 | € 72,389 | € 107,464 | ▲ 48% |
| Total debts | € 431,173 | € 382,023 | € 397,543 | € 411,816 | ▲ 4% |
| Cash | € 245 | € 43 | € 8 | € 30 | ▲ 300% |
| Retained profit | € 44,764 | € 26,768 | € 10,389 | € 45,464 | ▲ € 35,075 |
| Bank debt | € 302,387 | € 302,387 | € 302,387 | € 302,387 | |
| Balance sheet total | € 537,937 | € 470,792 | € 469,932 | € 519,280 | ▲ 11% |
Key figures of SIVAL-INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SIVAL-INVEST?
What happened at SIVAL-INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 35,075. filed late Source: NBB ↗
- New establishment in Binche. KBO
- Start of the company according to the CBE. KBO
In short
From € 24,897 loss in 2022 to € 35,075 profit in 2025.
Best year ever: 2025, with € 35,075 profit.
Establishments
Establishment units
Physical locations of this company
Avenue Léopold III(PER) 38
7134 Binche
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0423.359.567
- VAT number
- BE 0423.359.567
- Registered office
- Avenue Léopold III(PER) 38, 7134 Binche
- Names & denominations
- SIVAL-INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 17 December 1982
- Peppol
- Active · Active since 5 Jun 2026
- Activities · NACE
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