Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 2 of the last 4 fiscal years.
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Tight liquidity NBB
Cash and receivables cover 50 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Saarimmo from Kortrijk, company number BE0423163389, closed financial year 2025 with a result of € 12,824 after tax. For that financial year Saarimmo recorded a gross margin of € -47,053 and equity of € -1 million. Compared with financial year 2024, the result moved from € -3 million to € 12,824. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 11, 2026.
€ -1 million
▲ € 12,824 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 12,824
▲ still € 3 million loss in 2024
Profit after tax over the fiscal year.
€ 85,359
▼ 63% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -1.1 million.
People and assets in 2025
€ 542
▼ 56% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 62,675
▼ 50% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 13,181
▲ 74% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2021 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 87,585 | € -26,059 | € -46,877 | € -47,053 | |
| Profit after taxes | € 59,764 | € 75,966 | € -2,995,311 | € 12,824 | ▲ € 3 million |
| Equity | € 887,406 | € 1,953,691 | € -1,041,621 | € -1,028,797 | ▲ € 12,824 |
| Total debts | € 4,313,527 | € 5,803,676 | € 5,718,149 | € 6,551,163 | ▲ 15% |
| Cash | € 416,502 | € 64,044 | € 231,088 | € 85,359 | ▼ 63% |
| Land & buildings | - | € 213,875 | € 424,380 | € 642,977 | ▲ 52% |
| Retained profit | € 812,406 | € 1,878,691 | € -1,116,621 | € -1,103,797 | ▲ € 12,824 |
| Balance sheet total | € 5,200,933 | € 7,757,366 | € 4,676,528 | € 5,522,366 | ▲ 18% |
Key figures of Saarimmo, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Saarimmo?
What happened at Saarimmo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- André Vanherpe stepped down as director. NBB
- Marie-Rose Cheyns stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 12,824. Source: NBB ↗
- André Vanherpe became a director. NBB
- Marie-Rose Cheyns became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Kortrijk. KBO
In short
From € 59,764 profit in 2021 to € 12,824 profit in 2025.
Paid € 69,825 in corporate taxes since 2021.
Best year ever: 2023, with € 75,966 profit.
Management
It owns 80.8% of AAA Properties, 66.8% of Abopro NV in faling, 50.1% of Neoclim NV, 50% of TMC State in vereffening BV, 50% of Cofyna and 50% of Begeleiding & Advies itself.
Directors
According to the 2025 annual accounts
since 2022 · until 2028
Marie-Rose Cheyns
Managing director
since 2022 · until 2028
Establishments
Establishment units
Physical locations of this company
Zevekotestraat(Aal) 16
8511 Kortrijk
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0423.163.389
- VAT number
- BE 0423.163.389
- Registered office
- Zevekotestraat(Aal) 16, 8511 Kortrijk
- Names & denominations
- Saarimmo
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 September 1982
- Peppol
- Active · Active since 27 Aug 2023
- Activities · NACE
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