Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 7 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
21 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
Caisse de Prévoyance des Indépendants et des Entreprises from Brussel, company number BE0422895254, closed financial year 2025 with a result of € 0 after tax. Compared with financial year 2024, the result moved from € 0 to € 0. Around break-even. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 4, 2026.
€ 408,053
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 0
Profit after tax over the fiscal year.
€ 1.3 million
▼ 36% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 5,060.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Equity | € 408,053 | € 408,053 | € 408,053 | € 408,053 | |
| Total debts | € 22,025,563 | € 22,626,286 | € 23,496,965 | € 24,379,552 | ▲ 4% |
| Cash | € 4,375,328 | € 2,863,130 | € 2,046,069 | € 1,312,525 | ▼ 36% |
| Retained profit | € 5,705 | € 5,060 | € 5,060 | € 5,060 | |
| Balance sheet total | € 22,433,616 | € 23,034,339 | € 23,905,018 | € 24,787,605 | ▲ 4% |
Key figures of Caisse de Prévoyance des Indépendants et des Entreprises, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Caisse de Prévoyance des Indépendants et des Entreprises?
What happened at Caisse de Prévoyance des Indépendants et des Entreprises in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Sabrina Veiders stepped down as director. NBB
- LUDOVIC THEATE stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 0. Source: NBB ↗
- PIERRE-FREDERIC NYST stepped down as director. NBB
- FRANCOIS BERSEZ stepped down as director. NBB
- MARC VILET stepped down as director. NBB
- JEAN-BENOIT LE BOULENGE stepped down as director. NBB
- DANIEL BINAME stepped down as director. NBB
In short
From € 0 profit in 2022 to € 0 profit in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of Caisse wallonne d'assurances sociales des classes moyennes - Caisse d'assurances sociales de l'Union des classes moyennes comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Caisse de Prévoyance des Indépendants et des EntreprisesThe shares are held by Caisse wallonne d'assurances sociales des classes moyennes - Caisse d'assurances sociales de l'Union des classes moyennes.
Directors
According to the 2025 annual accounts
PIERRE-FREDERIC NYST
Director
Also active at: Service d'Assistance technique et de Gestion en faveur des Petites et Moyennes Entreprises, Union des Classes Moyennes National, Union des Classes Moyennes de la Province de Namur, Association pour la Promotion des Editions en Faveur des Classes Moyennes, FORMATECH NEW TECHNOLOGIES, Union des Classes moyennes du Brabant wallon, NAMUR INVEST, NAMUR INVEST PREFACE +7 more
since 2017 · until 2026
FRANCOIS BERSEZ
Director
Also active at: Service d'Assistance technique et de Gestion en faveur des Petites et Moyennes Entreprises, Union des Classes Moyennes de la Province de Namur, FORMATECH NEW TECHNOLOGIES, Centre de gestion sociale, QUATRIEME DIMENSION, UCM GUICHET D'ENTREPRISES AGREE, UCM Groupe Social et Economique, APRINTEX +1 more
since 2023 · until 2026
MARC VILET
Director
Also active at: Secrétariat Social des Classes Moyennes, Service d'Assistance technique et de Gestion en faveur des Petites et Moyennes Entreprises, FORMATECH NEW TECHNOLOGIES, Centre de gestion sociale, UCM GUICHET D'ENTREPRISES AGREE, UCM Groupe Social et Economique
since 2018 · until 2026
LUDOVIC THEATE
Director
since 2024 · until 2030
since 2025 · until 2031
JEAN-BENOIT LE BOULENGE
Director
since 2017 · until 2026
CAROLINE CLEPPERT
Director
since 2023 · until 2025
DANIEL BINAME
Director
since 2020 · until 2026
PHILIPPE LADURON
Director
since 2003 · until 2026
since 2017 · until 2026
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Troonplein 1
1000 Brussel
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 21 companies are registered at this address.
All companies at this address →AXA HOLDINGS BELGIUM
TRANSGA
€ 5,559 revenue · 2025
AXA BELGIUM
Desclée Frères et Cie
Electricité d'Odessa
+16 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0422.895.254
- VAT number
- BE 0422.895.254
- Registered office
- Troonplein 1, 1000 Brussel
- Names & denominations
- Caisse de Prévoyance des Indépendants et des Entreprises · C.P.I.E. · Voorzorgkas van de zelfstandigen en de ondernemingen
- Enterprise type
- Rechtspersoon
- Legal form
- Cooperative company
- Legal situation
- Normale toestand
- Start date
- 20 February 1982
- Peppol
- Active · Active since 9 Jul 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased niet-residentieel onroerend goed, exclusief terreinen
Bemiddeling in verband met exploitatie van en handel in onroerend goed
Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis