Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Agentschap Luk from Brugge, company number BE0422826265, closed financial year 2025 with a result of € 11,017 after tax. For that financial year Agentschap Luk recorded a gross margin of € 126,735 and equity of € 3,962. Compared with financial year 2024, the result moved from € -74,357 to € 11,017. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 30, 2026.
€ 3,962
▲ € 11,017 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 11,017
▲ still € 74,357 loss in 2024
Profit after tax over the fiscal year.
€ 150
▼ 95% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -284,834.
People and assets in 2025
€ 220
▼ 43% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 464,100
▼ 9% vs 2024
€ 49,234 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 6,956
▼ 71% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 241
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 77,434 | € 73,661 | € 161,470 | € 126,735 | ▼ 22% |
| Profit after taxes | € 2,505 | € -9,185 | € -74,357 | € 11,017 | ▲ € 85,374 |
| Equity | € 76,487 | € 67,302 | € -7,055 | € 3,962 | ▲ € 11,017 |
| Total debts | € 812,149 | € 978,720 | € 1,453,588 | € 1,392,696 | ▼ 4% |
| Cash | € 635 | € 11,032 | € 3,174 | € 150 | ▼ 95% |
| Land & buildings | € 841,748 | € 956,729 | € 1,410,623 | € 1,396,288 | ▼ 1% |
| Retained profit | € -212,309 | € -221,494 | € -295,851 | € -284,834 | ▲ € 11,017 |
| Bank debt | € 38,575 | € 180,908 | € 511,195 | € 464,100 | ▼ 9% |
| Balance sheet total | € 888,636 | € 1,046,022 | € 1,446,533 | € 1,396,658 | ▼ 3% |
Key figures of Agentschap Luk, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to Agentschap Luk?
What happened at Agentschap Luk in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 11,017. Source: NBB ↗
- Stijn Vanhaverbeke became a director. NBB
- Gilberta Vandenbroucke became a director. NBB
- Luk Vanhaverbeke became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Brugge. KBO
In short
From € 2,505 profit in 2022 to € 11,017 profit in 2025.
Paid € 241 in corporate taxes since 2022.
Best year ever: 2025, with € 11,017 profit.
Management
Behind Agentschap Luk are Stijn Vanhaverbeke, Gilberta Vandenbroucke and Luk Vanhaverbeke. Gilberta Vandenbroucke is also behind Immobiliënvennootschap Erasmus-Gebouwen, SOETKIN and DE ZEEPADDESTOEL. Luk Vanhaverbeke is also behind Immobiliënvennootschap Erasmus-Gebouwen, SOETKIN and DE ZEEPADDESTOEL.
Directors
According to the 2025 annual accounts
Stijn Vanhaverbeke
Director
since 2023
Gilberta Vandenbroucke
Managing director
Also active at: Immobiliënvennootschap Erasmus-Gebouwen, SOETKIN, DE ZEEPADDESTOEL
since 2023
Luk Vanhaverbeke
Director
Also active at: Immobiliënvennootschap Erasmus-Gebouwen, SOETKIN, DE ZEEPADDESTOEL
since 2023
Establishments
Establishment units
Physical locations of this company
Katelijnestraat 66
8000 Brugge
Adriaan de Gerlachestraat 4
8380 Brugge
Active since 20 May 1982
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0422.826.265
- VAT number
- BE 0422.826.265
- Registered office
- Katelijnestraat 66, 8000 Brugge
- Names & denominations
- Agentschap Luk
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 29 May 1982
- Peppol
- Active · Active since 22 Sept 2025