Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 15 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2022.
Financials
Financial year 2025
RATEL from Elsene, company number BE0422704125, closed financial year 2025 with a result of € -72,450 after tax. For that financial year RATEL recorded a gross margin of € 142,597 and equity of € -431,843. Compared with financial year 2024, the result moved from € -93,683 to € -72,450. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 24, 2026.
€ -431,843
▼ € 72,450 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -72,450
▲ 23 % less loss than in 2024
Profit after tax over the fiscal year.
€ 117,605
▲ 129% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -831,464.
Debts at end 2025
€ 194,899
▼ 21% vs 2024
€ 48,000 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 614
▼ 91% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 131,696 | € 132,849 | € 130,238 | € 142,597 | ▲ 9% |
| Profit after taxes | € -83,269 | € -88,282 | € -93,683 | € -72,450 | ▲ € 21,233 |
| Equity | € -208,441 | € -296,723 | € -359,393 | € -431,843 | ▼ € 72,450 |
| Total debts | € 1,217,531 | € 1,170,636 | € 999,974 | € 952,243 | ▼ 5% |
| Cash | € 40,596 | € 98,163 | € 51,305 | € 117,605 | ▲ 129% |
| Land & buildings | € 416,993 | € 390,209 | € 363,426 | € 336,643 | ▼ 7% |
| Retained profit | € -625,142 | € -713,424 | € -783,061 | € -831,464 | ▼ € 48,403 |
| Bank debt | € 337,137 | € 293,546 | € 245,603 | € 194,899 | ▼ 21% |
| Balance sheet total | € 1,009,090 | € 873,913 | € 640,581 | € 520,401 | ▼ 19% |
Key figures of RATEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to RATEL?
What happened at RATEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 72,450. filed late Source: NBB ↗
- PIERRE INVEST BELGIUM stepped down as director. NBB
- PIERRE INVEST BELGIUM became a director. NBB
- New establishment in Schaarbeek. KBO
- Start of the company according to the CBE. KBO
In short
From € 83,269 loss in 2022 to € 72,450 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of PIERRE INVEST BELGIUM comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
RATELThe shares are held by PIERRE INVEST BELGIUM (99%).
Directors
According to the 2025 annual accounts
Managing director · represented by Léonie FOUQUET
since 2020 · until 2026
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Géo Bernierlaan 6
1050 Elsene
Vandeweyerstraat 8
1030 Schaarbeek
Active since 12 May 1982
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0422.704.125
- VAT number
- BE 0422.704.125
- Registered office
- Géo Bernierlaan 6, 1050 Elsene
- Names & denominations
- RATEL
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 1 May 1982
- Peppol
- Active · Active since 26 Nov 2025