Active · per the CBE, 29 October 2026

GEROFINA

BE0421837657

Rechtspersoon Public limited company 1 establishment

GEROFINA is registered with the CBE as active in: Activiteiten van risicoanalisten en schadetaxateurs. Public Limited, started on 14 July 1981, 1 establishment.

Beauregard 36, 4130 Esneux

Active for

45 year, 3 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Negative equity NBB

    More debt than assets in 1 of the last 4 fiscal years.

  • Two loss years in a row NBB

    Negative result in 2024 and 2025.

  • Tight liquidity NBB

    Cash and receivables cover 25 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

GEROFINA from Esneux, company number BE0421837657, closed financial year 2025 with a result of € -5,748 after tax. For that financial year GEROFINA recorded a gross margin of € 6,281 and equity of € -4,352. Compared with financial year 2024, the result moved from € -21,747 to € -5,748. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 24, 2026.

What it is worth Caution

€ -4,352

▼ € 5,748 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -5,748

▲ 74 % less loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 327

▼ 43% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -65,918.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 4,343

▼ 27% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 367

▲ 2% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € -9,473 € -21,302 € -15,135 € 6,281 ▲ € 21,416
Profit after taxes € -30,277 € -36,618 € -21,747 € -5,748 ▲ € 15,999
Equity € 59,762 € 23,144 € 1,397 € -4,352 ▼ € 5,748
Total debts € 74,648 € 59,761 € 38,786 € 32,576 ▼ 16%
Cash € 6,653 € 3,350 € 577 € 327 ▼ 43%
Retained profit € -1,805 € -38,423 € -60,170 € -65,918 ▼ € 5,748
Bank debt € 13,266 € 4,441 € 0 € 0
Balance sheet total € 134,410 € 82,905 € 40,182 € 28,224 ▼ 30%

Key figures of GEROFINA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to GEROFINA?

What happened at GEROFINA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • Bernard PETIT stepped down as director. NBB
  • Patrick CHALANT stepped down as director. NBB
  • Ludivine PETIT stepped down as director. NBB
  • New annual accounts for financial year 2025: loss of € 5,748. filed late Source: NBB ↗
  • Bernard PETIT became a director. NBB
  • Patrick CHALANT became a director. NBB
  • Ludivine PETIT became a director. NBB
  • New establishment in Neupré. KBO

In short

From € 30,277 loss in 2022 to € 5,748 loss in 2025.

Paid € 708 in corporate taxes since 2022.

Original PDFs at the National Bank ↗

Management

Directors

According to the 2025 annual accounts

Bernard PETIT

Managing director

since 2021 · until 2027

Patrick CHALANT

Director

Also active at: NCI, ERGO SOFT, VALIMO, RC TRANS-MISSION

since 2021 · until 2027

Ludivine PETIT

Director

since 2021 · until 2027

Establishments

Establishment units

Physical locations of this company

Registered office

Beauregard 36

4130 Esneux

2.019.172.388

Rue Rimière(RR) 77

4120 Neupré

Active since 14 July 1981

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0421.837.657
VAT number
BE 0421.837.657
Registered office
Beauregard 36, 4130 Esneux
Names & denominations
GEROFINA
Enterprise type
Rechtspersoon
Legal form
Public limited company
Legal situation
Normale toestand
Start date
14 July 1981
Peppol
Active · Active since 17 Feb 2026
Activities · NACE

Activiteiten van risicoanalisten en schadetaxateurs

Schade- en risico- experten

Overige niet-gespecialiseerde detailhandel

Overige niet-gespecialiseerde detailhandel in winkels (verkoop van overwegend niet-voedingsmiddelen met verkoopsoppervlakte van mind er dan 2.500 m2)

Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen niet overheersen (verkoopoppervlakte < 2500 m²)

View on CBE Public ↗ Annual accounts (NBB) ↗

Frequently asked questions

What does GEROFINA do?
GEROFINA is registered with the CBE as active in: Activiteiten van risicoanalisten en schadetaxateurs. Public Limited, started on 14 July 1981, 1 establishment.
What is the address of GEROFINA?
The registered office of GEROFINA is located at Beauregard 36, 4130 Esneux.
Is GEROFINA still active?
Yes. According to the CBE (29 October 2026) GEROFINA is active, legal situation “Normale toestand”, started on 14 July 1981.
Is GEROFINA registered on Peppol?
Yes, GEROFINA is registered on the Peppol network with ID 0208:0421837657.
What is the enterprise number of GEROFINA?
The enterprise number of GEROFINA is BE0421837657.
When was GEROFINA founded?
GEROFINA was founded on 14 July 1981.