Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Berco - Invest from Kruisem, company number BE0421680972, closed financial year 2025 with a result of € -1,675 after tax. For that financial year Berco - Invest recorded a gross margin of € 50,005 and equity of € 1.4 million. Compared with financial year 2024, the result moved from € 33,509 to € -1,675. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 15, 2026.
€ 1.4 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,675
▼ still € 33,509 profit in 2024
Profit after tax over the fiscal year.
€ 2,230
▼ 39% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 997,785.
Debts at end 2025
€ 8,799
▼ 78% vs 2024
Loans from banks and other lenders, long and short.
€ 3,740
▲ 10% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 42,036
▲ 4% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 53,565 | € 45,464 | € 126,624 | € 50,005 | ▼ 61% |
| Profit after taxes | € -15,575 | € -15,674 | € 33,509 | € -1,675 | ▼ € 35,184 |
| Equity | € 1,499,260 | € 1,410,776 | € 1,425,460 | € 1,423,785 | |
| Total debts | € 144,074 | € 189,983 | € 117,680 | € 98,970 | ▼ 16% |
| Cash | € 3,691 | € 3,382 | € 3,645 | € 2,230 | ▼ 39% |
| Land & buildings | € 1,771,135 | € 1,718,832 | € 1,318,893 | € 1,272,544 | ▼ 4% |
| Retained profit | € 1,073,260 | € 984,776 | € 999,460 | € 997,785 | |
| Dividend | € 0 | € 72,810 | € 18,825 | € 0 | ▼ 100% |
| Bank debt | € 112,538 | € 76,246 | € 39,411 | € 8,799 | ▼ 78% |
| Balance sheet total | € 1,814,005 | € 1,763,215 | € 1,663,106 | € 1,636,213 | ▼ 2% |
Key figures of Berco - Invest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Berco - Invest?
What happened at Berco - Invest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Aline Verbeke stepped down as director. NBB
- Olivia Verbeke stepped down as director. NBB
- Nicole Cauberghe stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 1,675 (▼ € 35,184 vs 2024). Source: NBB ↗
- Aline Verbeke became a director. NBB
- Olivia Verbeke became a director. NBB
- Nicole Cauberghe became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 15,575 loss in 2022 to € 1,675 loss in 2025.
Paid € 97,264 in corporate taxes since 2022.
Best year ever: 2024, with € 33,509 profit.
Paid out € 91,635 in dividends to the owners in total.
Management
Directors
According to the 2025 annual accounts
Aline Verbeke
Director
Also active at: JOYCE INVEST, COASTAL SALES COMPANY, ARCHIMEDES OOSTENDE, Secured By Bricks, Bricks & Support, HOLIDAY SUITES INTERNATIONAL, OSTEND DEVELOPMENT COMPANY, BLANKENBERGE DEVELOPMENT COMPANY +7 more
since 2023 · until 2029
since 2023 · until 2029
Nicole Cauberghe
Managing director
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Tjollevelddreef(KRU) 1
9770 Kruisem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0421.680.972
- VAT number
- BE 0421.680.972
- Registered office
- Tjollevelddreef(KRU) 1, 9770 Kruisem
- Names & denominations
- Berco - Invest
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 27 May 1981
- Peppol
- Active · Active since 6 Sept 2025