Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
GARAGE MONNIER from Soignies, company number BE0421580311, closed financial year 2025 with a result of € 181,614 after tax. For that financial year GARAGE MONNIER recorded revenue of € 43.9 million and equity of € 1.7 million. Compared with financial year 2024, the result moved from € 342,150 to € 181,614. The company is profitable. The buffer shrank hard: equity is 52 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 10, 2026.
€ 1.7 million
▼ 52% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 181,614
▼ 47% vs 2024
Profit after tax over the fiscal year.
€ 17,513
▼ 82% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 181,614 paid out
100 % of the profit went to the shareholders, mostly to HOLDING MONNIER-SIMEON (100 % of the shares). That is where the money ends up.
People and assets in 2025
40.4
▲ 3.8 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 2.8 million
▲ 20% vs 2024
€ 68,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 172,203
▼ 41% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2.7 million
▲ 64% vs 2024
€ 151,069 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 1.8 million
▲ 49% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 16 days on average.
€ 478,060
▲ 56% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 28,407,829 | € 33,429,397 | € 36,020,300 | € 43,903,682 | ▲ 22% |
| Profit after taxes | € 870,505 | € 701,415 | € 342,150 | € 181,614 | ▼ 47% |
| Equity | € 3,523,650 | € 3,523,650 | € 3,523,650 | € 1,685,553 | ▼ 52% |
| Total debts | € 5,717,759 | € 5,633,145 | € 7,579,668 | € 6,561,645 | ▼ 13% |
| Cash | € 27,492 | € 32,940 | € 98,855 | € 17,513 | ▼ 82% |
| Land & buildings | € 1,830,554 | € 1,714,207 | € 1,935,583 | - | |
| Retained profit | € 3,117,450 | € 3,117,450 | € 3,117,450 | € 1,475,598 | ▼ 53% |
| Dividend | € 870,505 | € 701,415 | € 342,150 | € 181,614 | ▼ 47% |
| Bank debt | € 3,307,297 | € 911,953 | € 1,634,767 | € 2,680,489 | ▲ 64% |
| Balance sheet total | € 9,241,409 | € 9,156,795 | € 11,103,318 | € 8,247,198 | ▼ 26% |
| Employees (FTE) | 41.9 | 36.8 | 36.6 | 40.4 | ▲ 3.8 |
Key figures of GARAGE MONNIER, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GARAGE MONNIER?
What happened at GARAGE MONNIER in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- HOLDING MONNIER SIMEON SRL stepped down as director. NBB
- MADELEINE SIMEON stepped down as director. NBB
- CLOTHAIRE MONNIER stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 181,614 (▼ 47% vs 2024). filed late Source: NBB ↗
- HOLDING MONNIER SIMEON SRL became a director. NBB
- New establishment in Ath. KBO
- MADELEINE SIMEON became a director. NBB
- CLOTHAIRE MONNIER became a director. NBB
In short
From € 870,505 profit in 2022 to € 181,614 profit in 2025.
Paid € 783,965 in corporate taxes since 2022.
Best year ever: 2022, with € 870,505 profit.
Paid out € 2.1 million in dividends to the owners in total.
Management
The stake of HOLDING MONNIER-SIMEON comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
GARAGE MONNIERThe shares are held by HOLDING MONNIER-SIMEON (100%).
Directors
According to the 2025 annual accounts
Managing director · represented by FABRICE MONNIER
Also active at: EUROSTAR 2000, IMMO ATH
since 2026 · until 2032
since 2020 · until 2026
CLOTHAIRE MONNIER
Director
since 2020 · until 2026
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue de la Senne 61
7060 Soignies
Chaussée de Tournai 92-98
7800 Ath
Active since 1 September 2002
Rue de la Croyère(L.L) 71
7100 La Louvière
Active since 1 September 2016
Chaussée de Tournai 108
7800 Ath
Active since 1 January 2021
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0421.580.311
- VAT number
- BE 0421.580.311
- Registered office
- Rue de la Senne 61, 7060 Soignies
- Names & denominations
- GARAGE MONNIER
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 27 May 1981
- Peppol
- Active · Active since 29 Nov 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in motorvoertuigen
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
Onderhoud en reparatie van auto's
Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)