What does Kantoor Stevens do?

Kantoor Stevens is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Public Limited, started on 23 December 1980, 2 establishments.

What is the address of Kantoor Stevens?

The registered office of Kantoor Stevens is located at Stationsstraat 10, 2910 Essen.

Is Kantoor Stevens still active?

Yes. According to the CBE (29 October 2026) Kantoor Stevens is active, legal situation “Normale toestand”, started on 23 December 1980.

Is Kantoor Stevens registered on Peppol?

Yes, Kantoor Stevens is registered on the Peppol network with ID 0208:0421278522.

What is the enterprise number of Kantoor Stevens?

The enterprise number of Kantoor Stevens is BE0421278522.

When was Kantoor Stevens founded?

Kantoor Stevens was founded on 23 December 1980.

Who are the directors of Kantoor Stevens?

According to the 2025 annual accounts, the directors of Kantoor Stevens are: Lauranne De Laet Poncelet, E.L.C. Invest BV, Charlotte De Laet Poncelet.

Is Kantoor Stevens a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 23 December 1980; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account; 2 establishments in the CBE.

How much profit did Kantoor Stevens make in 2025?

Kantoor Stevens posted a profit after taxes of € 34,301 in financial year 2025.

What is the revenue of Kantoor Stevens?

As a small company, Kantoor Stevens is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 116,390.

Kantoor Stevens (Public Limited) - Essen - BE0421278522

Dossier Kantoor Stevens, printed on 29 October 2026 from databakkes.be/en/0421278522/kantoor-stevens. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 20 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

Kantoor Stevens from Essen, company number BE0421278522, closed financial year 2025 with a result of € 34,301 after tax. For that financial year Kantoor Stevens recorded a gross margin of € 116,390 and equity of € 67,754. Compared with financial year 2024, the result moved from € 305,533 to € 34,301. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Growing

€ 67,754

▲ 103% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 34,301

▼ 89% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 600

▼ 94% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € -122,246.

People and assets in 2025

Wage cost

€ 104,410

▲ 12% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 87,404

€ 23,241 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 20,788

▲ 123% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 15,696

▲ 12% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 184,067 Gross margin 2022: € 184,067 First fiscal year in the series	€ 23,999 Gross margin 2023: € 23,999 ▼ 87% vs 2022 (€ 184,067) Unfavourable step	€ 528,145 Gross margin 2024: € 528,145 ▲ € 504,146 vs 2023 (€ 23,999) Favourable step	€ 116,390 Gross margin 2025: € 116,390 ▼ 78% vs 2024 (€ 528,145) Unfavourable step	▼ 78%
Profit after taxes	€ 53,343 Profit after taxes 2022: € 53,343 First fiscal year in the series	€ -101,080 Profit after taxes 2023: € -101,080 ▼ € 154,423 vs 2022 (€ 53,343) Unfavourable step	€ 305,533 Profit after taxes 2024: € 305,533 ▲ € 406,613 vs 2023 (€ -101,080) Favourable step	€ 34,301 Profit after taxes 2025: € 34,301 ▼ 89% vs 2024 (€ 305,533) Unfavourable step	▼ 89%
Equity	€ -171,000 Equity 2022: € -171,000 First fiscal year in the series	€ -272,081 Equity 2023: € -272,081 ▼ € 101,080 vs 2022 (€ -171,000) Unfavourable step	€ 33,453 Equity 2024: € 33,453 ▲ € 305,533 vs 2023 (€ -272,081) Favourable step	€ 67,754 Equity 2025: € 67,754 ▲ 103% vs 2024 (€ 33,453) Favourable step	▲ 103%
Total debts	€ 595,585 Total debts 2022: € 595,585 First fiscal year in the series	€ 815,470 Total debts 2023: € 815,470 ▲ 37% vs 2022 (€ 595,585) Unfavourable step	€ 403,593 Total debts 2024: € 403,593 ▼ 51% vs 2023 (€ 815,470) Favourable step	€ 328,609 Total debts 2025: € 328,609 ▼ 19% vs 2024 (€ 403,593) Favourable step	▼ 19%
Cash	€ 9,084 Cash 2022: € 9,084 First fiscal year in the series	€ 142,955 Cash 2023: € 142,955 ▲ € 133,872 vs 2022 (€ 9,084) Favourable step	€ 10,561 Cash 2024: € 10,561 ▼ 93% vs 2023 (€ 142,955) Unfavourable step	€ 600 Cash 2025: € 600 ▼ 94% vs 2024 (€ 10,561) Unfavourable step	▼ 94%
Land & buildings	€ 153,081 Land & buildings 2022: € 153,081 First fiscal year in the series	€ 144,577 Land & buildings 2023: € 144,577 ▼ 6% vs 2022 (€ 153,081) Unchanged	€ 136,072 Land & buildings 2024: € 136,072 ▼ 6% vs 2023 (€ 144,577) Unchanged	€ 127,568 Land & buildings 2025: € 127,568 ▼ 6% vs 2024 (€ 136,072) Unchanged	▼ 6%
Retained profit	€ -361,000 Retained profit 2022: € -361,000 First fiscal year in the series	€ -462,081 Retained profit 2023: € -462,081 ▼ € 101,080 vs 2022 (€ -361,000) Unfavourable step	€ -156,547 Retained profit 2024: € -156,547 ▲ € 305,533 vs 2023 (€ -462,081) Favourable step	€ -122,246 Retained profit 2025: € -122,246 ▲ € 34,301 vs 2024 (€ -156,547) Favourable step	▲ € 34,301
Bank debt	€ 80,556 Bank debt 2022: € 80,556 First fiscal year in the series	€ 85,574 Bank debt 2023: € 85,574 ▲ 6% vs 2022 (€ 80,556) Unfavourable step	€ 87,392 Bank debt 2024: € 87,392 ▲ 2% vs 2023 (€ 85,574) Unfavourable step	€ 87,404 Bank debt 2025: € 87,404 Unchanged (€ 87,392) Unfavourable step
Balance sheet total	€ 424,584 Balance sheet total 2022: € 424,584 First fiscal year in the series	€ 543,389 Balance sheet total 2023: € 543,389 ▲ 28% vs 2022 (€ 424,584) Unchanged	€ 437,046 Balance sheet total 2024: € 437,046 ▼ 20% vs 2023 (€ 543,389) Unchanged	€ 396,363 Balance sheet total 2025: € 396,363 ▼ 9% vs 2024 (€ 437,046) Unchanged	▼ 9%

Key figures of Kantoor Stevens, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Kantoor Stevens?

What happened at Kantoor Stevens in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2028 Lauranne De Laet Poncelet stepped down as director. NBB
2028 E.L.C. Invest BV stepped down as director. NBB
2028 Charlotte De Laet Poncelet stepped down as director. NBB
Aug 31, 2026 New annual accounts for financial year 2025: profit of € 34,301 (▼ 89% vs 2024). filed late Source: NBB ↗
2022 Lauranne De Laet Poncelet became a director. NBB
2022 E.L.C. Invest BV became a director. NBB
2022 Charlotte De Laet Poncelet became a director. NBB
Sep 1, 2016 New establishment in Wuustwezel. KBO

In short

From € 53,343 profit in 2022 to € 34,301 profit in 2025.

Paid € 131,998 in corporate taxes since 2022.

Best year ever: 2024, with € 305,533 profit.

Original PDFs at the National Bank ↗

Management

E.L.C. Invest 99.8%

The stake of E.L.C. Invest comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Kantoor Stevens

Plusassur 18.8%

The shares are held by E.L.C. Invest (99.8%). It owns 18.8% of Plusassur itself.

Directors

According to the 2025 annual accounts

Lauranne De Laet Poncelet

Director

since 2022 · until 2028

E.L.C. Invest BV

Director · represented by Nathalie Stevens

Also active at: PLUS+

since 2022 · until 2028

Charlotte De Laet Poncelet

Director

since 2022 · until 2028

Shareholders

E.L.C. Invest

99.8%

Participations

Plusassur

18.8%

Establishments

Establishment units

Physical locations of this company

Registered office

Stationsstraat 10

2910 Essen

2.259.383.089

Bredabaan (Centrum) 419/B box 1

2990 Wuustwezel

Active since 1 September 2016

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0421.278.522

VAT number

BE 0421.278.522

Registered office

Stationsstraat 10, 2910 Essen

Names & denominations

Kantoor Stevens

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

23 December 1980

Peppol

Active · Active since 19 Nov 2025

Activities · NACE

Agenten en makelaars in bankdiensten

Activiteiten van verzekeringsagenten en -makelaars

Ondersteunende activiteiten in verband met verzekeringen en pensioenfondsen, neg

View on CBE Public ↗ Annual accounts (NBB) ↗

Kantoor Stevens

Warning lights

Financials

What happened to Kantoor Stevens?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Details

Frequently asked questions