What does Inter - Advies do?

Inter - Advies is an insurance broker in Harelbeke. Private Limited, started on 17 December 1980, 1 establishment.

What is the address of Inter - Advies?

The registered office of Inter - Advies is located at Stedestraat 51, 8530 Harelbeke.

Is Inter - Advies still active?

Yes. According to the CBE (29 October 2026) Inter - Advies is active, legal situation “Normale toestand”, started on 17 December 1980.

Is Inter - Advies registered on Peppol?

Yes, Inter - Advies is registered on the Peppol network with ID 0208:0421266248.

What is the enterprise number of Inter - Advies?

The enterprise number of Inter - Advies is BE0421266248.

When was Inter - Advies founded?

Inter - Advies was founded on 17 December 1980.

Who are the directors of Inter - Advies?

According to the 2025 annual accounts, the directors of Inter - Advies are: Christophe Deplaecie-Verfaillie.

Is Inter - Advies a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 17 December 1980; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did Inter - Advies make in 2025?

Inter - Advies posted a profit after taxes of € 79,947 in financial year 2025.

What is the revenue of Inter - Advies?

As a small company, Inter - Advies is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 207,625.

Inter - Advies (Private Limited) - Harelbeke

Dossier Inter - Advies, printed on 29 October 2026 from databakkes.be/en/0421266248/inter-advies. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Busy address KBO

37 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2025

Inter - Advies from Harelbeke, company number BE0421266248, closed financial year 2025 with a result of € 79,947 after tax. For that financial year Inter - Advies recorded a gross margin of € 207,625 and equity of € 418,829. Compared with financial year 2024, the result moved from € 85,777 to € 79,947. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 11, 2026.

What it is worth Growing

€ 418,829

▲ 14% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 79,947

▼ 7% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 70,833

▲ 58% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 28,229 paid out

35 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2025

Wage cost

€ 31,262

▲ 8% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 50,199

▼ 36% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 5 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 201,841

▼ 17% vs 2024

€ 40,641 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 9,683

▲ € 8,720 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 19,125

▲ 117% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 164,458 Gross margin 2022: € 164,458 First fiscal year in the series	€ 145,018 Gross margin 2023: € 145,018 ▼ 12% vs 2022 (€ 164,458) Unfavourable step	€ 206,091 Gross margin 2024: € 206,091 ▲ 42% vs 2023 (€ 145,018) Favourable step	€ 207,625 Gross margin 2025: € 207,625 ▲ 1% vs 2024 (€ 206,091) Favourable step	▲ 1%
Profit after taxes	€ 72,606 Profit after taxes 2022: € 72,606 First fiscal year in the series	€ 46,294 Profit after taxes 2023: € 46,294 ▼ 36% vs 2022 (€ 72,606) Unfavourable step	€ 85,777 Profit after taxes 2024: € 85,777 ▲ 85% vs 2023 (€ 46,294) Favourable step	€ 79,947 Profit after taxes 2025: € 79,947 ▼ 7% vs 2024 (€ 85,777) Unfavourable step	▼ 7%
Equity	€ 251,051 Equity 2022: € 251,051 First fiscal year in the series	€ 297,344 Equity 2023: € 297,344 ▲ 18% vs 2022 (€ 251,051) Favourable step	€ 367,111 Equity 2024: € 367,111 ▲ 23% vs 2023 (€ 297,344) Favourable step	€ 418,829 Equity 2025: € 418,829 ▲ 14% vs 2024 (€ 367,111) Favourable step	▲ 14%
Total debts	€ 313,630 Total debts 2022: € 313,630 First fiscal year in the series	€ 269,288 Total debts 2023: € 269,288 ▼ 14% vs 2022 (€ 313,630) Favourable step	€ 252,517 Total debts 2024: € 252,517 ▼ 6% vs 2023 (€ 269,288) Favourable step	€ 230,650 Total debts 2025: € 230,650 ▼ 9% vs 2024 (€ 252,517) Favourable step	▼ 9%
Cash	€ 42,404 Cash 2022: € 42,404 First fiscal year in the series	€ 20,537 Cash 2023: € 20,537 ▼ 52% vs 2022 (€ 42,404) Unfavourable step	€ 44,931 Cash 2024: € 44,931 ▲ 119% vs 2023 (€ 20,537) Favourable step	€ 70,833 Cash 2025: € 70,833 ▲ 58% vs 2024 (€ 44,931) Favourable step	▲ 58%
Land & buildings	€ 145,061 Land & buildings 2022: € 145,061 First fiscal year in the series	€ 133,661 Land & buildings 2023: € 133,661 ▼ 8% vs 2022 (€ 145,061) Unchanged	€ 136,267 Land & buildings 2024: € 136,267 ▲ 2% vs 2023 (€ 133,661) Unchanged	€ 125,602 Land & buildings 2025: € 125,602 ▼ 8% vs 2024 (€ 136,267) Unchanged	▼ 8%
Retained profit	€ 232,459 Retained profit 2022: € 232,459 First fiscal year in the series	€ 278,752 Retained profit 2023: € 278,752 ▲ 20% vs 2022 (€ 232,459) Favourable step	€ 348,519 Retained profit 2024: € 348,519 ▲ 25% vs 2023 (€ 278,752) Favourable step	€ 400,237 Retained profit 2025: € 400,237 ▲ 15% vs 2024 (€ 348,519) Favourable step	▲ 15%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 16,010 Dividend 2024: € 16,010 Unchanged (€ 0) Unchanged	€ 28,229 Dividend 2025: € 28,229 ▲ 76% vs 2024 (€ 16,010) Unchanged	▲ 76%
Bank debt	€ 270,854 Bank debt 2022: € 270,854 First fiscal year in the series	€ 263,947 Bank debt 2023: € 263,947 ▼ 3% vs 2022 (€ 270,854) Favourable step	€ 242,741 Bank debt 2024: € 242,741 ▼ 8% vs 2023 (€ 263,947) Favourable step	€ 201,841 Bank debt 2025: € 201,841 ▼ 17% vs 2024 (€ 242,741) Favourable step	▼ 17%
Balance sheet total	€ 564,681 Balance sheet total 2022: € 564,681 First fiscal year in the series	€ 566,632 Balance sheet total 2023: € 566,632 Unchanged (€ 564,681) Unchanged	€ 619,627 Balance sheet total 2024: € 619,627 ▲ 9% vs 2023 (€ 566,632) Unchanged	€ 649,478 Balance sheet total 2025: € 649,478 ▲ 5% vs 2024 (€ 619,627) Unchanged	▲ 5%
Employees (FTE)	0.5 Employees (FTE) 2022: 0.5 First fiscal year in the series	0.5 Employees (FTE) 2023: 0.5 Unchanged (0.5) Unchanged	-	-

Key figures of Inter - Advies, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Inter - Advies?

What happened at Inter - Advies in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 11, 2026 New annual accounts for financial year 2025: profit of € 79,947 (▼ 7% vs 2024). Source: NBB ↗
Jan 1, 1981 New establishment in Harelbeke. KBO
Dec 17, 1980 Start of the company according to the CBE. KBO

In short

From € 72,606 profit in 2022 to € 79,947 profit in 2025.

Paid € 128,168 in corporate taxes since 2022.

Best year ever: 2024, with € 85,777 profit.

Paid out € 44,240 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Christophe Deplaecie-Verfaillie

Inter - Advies

Behind Inter - Advies is Christophe Deplaecie-Verfaillie.

Directors

According to the 2025 annual accounts

Christophe Deplaecie-Verfaillie

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Stedestraat 51

8530 Harelbeke

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 37 companies are registered at this address.

All companies at this address →

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+32 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0421.266.248
VAT number: BE 0421.266.248
Registered office: Stedestraat 51, 8530 Harelbeke
Names & denominations: Inter - Advies
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 17 December 1980
Peppol: Active · Active since 25 Sept 2025
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗