Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 3 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
URBN from Heusden-Zolder, company number BE0420640894, closed financial year 2025 with a result of € -5,645 after tax. Compared with financial year 2024, the result moved from € 2,160 to € -5,645. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on May 31, 2026.
€ -4,111
▼ € 5,645 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,645
▼ still € 2,160 profit in 2024
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -228,022.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 105,010
▼ 13% vs 2024
€ 15,369 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.
€ 1,079
Supplier invoices still open on the last day of the fiscal year.
€ 786
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 24,943 | € 16,186 | € 8,686 | - | |
| Profit after taxes | € 18,151 | € 8,037 | € 2,160 | € -5,645 | ▼ € 7,804 |
| Equity | € -8,663 | € -626 | € 1,534 | € -4,111 | ▼ € 5,645 |
| Total debts | € 230,777 | € 215,640 | € 213,481 | € 219,125 | ▲ 3% |
| Land & buildings | € 215,015 | € 215,015 | € 215,015 | € 215,015 | |
| Retained profit | € -232,574 | € -224,537 | € -222,377 | € -228,022 | ▼ € 5,645 |
| Bank debt | € 149,195 | € 134,324 | € 120,565 | € 105,010 | ▼ 13% |
| Balance sheet total | € 222,115 | € 215,015 | € 215,015 | € 215,015 |
Key figures of URBN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to URBN?
What happened at URBN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,645 (▼ € 7,804 vs 2024). filed late Source: NBB ↗
- New establishment in Heusden-Zolder. KBO
- Start of the company according to the CBE. KBO
In short
From € 18,151 profit in 2022 to € 5,645 loss in 2025.
Paid € 2,386 in corporate taxes since 2022.
Best year ever: 2022, with € 18,151 profit.
Management
Behind URBN are MURANO BV and Johanna Deblauwe. Johanna Deblauwe is also behind So Real Green, ASCI, MURANO, MH25 Invest and Ubuild.
Directors
According to the 2025 annual accounts
Director · represented by Johanna Deblauwe
Johanna Deblauwe
Director
Also active at: So Real Green, ASCI, MURANO, MH25 Invest, Ubuild, TERRAE REAL ESTATE, SO REAL ESTATE, TERRAE +1 more
Establishments
Establishment units
Physical locations of this company
Eikhof 34
3550 Heusden-Zolder
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0420.640.894
- VAT number
- BE 0420.640.894
- Registered office
- Eikhof 34, 3550 Heusden-Zolder
- Names & denominations
- URBN
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 13 June 1980
- Peppol
- Active · Active since 31 Dec 2025
- Activities · NACE
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