Belver is a shop in Verviers. Private Limited, started on 10 April 1980, 2 establishments.

What is the address of Belver?

The registered office of Belver is located at Rue Fernand Houget 12, 4800 Verviers.

Is Belver still active?

Yes. According to the CBE (30 October 2026) Belver is active, legal situation “Normale toestand”, started on 10 April 1980.

Is Belver registered on Peppol?

Yes, Belver is registered on the Peppol network with ID 0208:0420475006.

What is the enterprise number of Belver?

The enterprise number of Belver is BE0420475006.

When was Belver founded?

Belver was founded on 10 April 1980.

Who are the directors of Belver?

According to the 2025 annual accounts, the directors of Belver are: Michel GRAU, CHANTAL SNIJDERS.

Is Belver a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 10 April 1980; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account; 2 establishments in the CBE.

How much profit did Belver make in 2025?

Belver recorded a loss after taxes of € 6,663 in financial year 2025.

What is the revenue of Belver?

As a small company, Belver is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 456,052.

How much does an employee at Belver earn?

The average wage cost per full-time employee at Belver was € 37,500 in 2025: staff costs of € 416,208 for 11.1 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Belver have?

According to the 2025 annual accounts, Belver has 11.1 full-time equivalents (FTE).

Belver (Private Limited) - Verviers - BE0420475006

Dossier Belver, printed on 30 October 2026 from databakkes.be/en/0420475006/belver. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.

Financials

Financial year 2025

Belver from Verviers, company number BE0420475006, closed financial year 2025 with a result of € -6,663 after tax. For that financial year Belver recorded a gross margin of € 456,052 and equity of € 524,060. Compared with financial year 2024, the result moved from € -5,194 to € -6,663. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on February 26, 2026.

What it is worth Healthy

€ 524,060

▼ 10% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -6,663

▼ 28 % more loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 85,450

▼ 6% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 505,310.

People and assets in 2025

Full-time equivalents

11.1

▼ 0.9 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 416,208

▲ 3% vs 2024

€ 37,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 38,782

▼ 50% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 92,368

▼ 3% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 517,703 Gross margin 2022: € 517,703 First fiscal year in the series	€ 484,803 Gross margin 2023: € 484,803 ▼ 6% vs 2022 (€ 517,703) Unfavourable step	€ 447,757 Gross margin 2024: € 447,757 ▼ 8% vs 2023 (€ 484,803) Unfavourable step	€ 456,052 Gross margin 2025: € 456,052 ▲ 2% vs 2024 (€ 447,757) Favourable step	▲ 2%
Profit after taxes	€ -5,974 Profit after taxes 2022: € -5,974 First fiscal year in the series	€ -5,713 Profit after taxes 2023: € -5,713 ▲ € 260 vs 2022 (€ -5,974) Favourable step	€ -5,194 Profit after taxes 2024: € -5,194 ▲ € 519 vs 2023 (€ -5,713) Favourable step	€ -6,663 Profit after taxes 2025: € -6,663 ▼ € 1,469 vs 2024 (€ -5,194) Unfavourable step	▼ € 1,469
Equity	€ 606,400 Equity 2022: € 606,400 First fiscal year in the series	€ 589,947 Equity 2023: € 589,947 ▼ 3% vs 2022 (€ 606,400) Unfavourable step	€ 584,754 Equity 2024: € 584,754 ▼ 1% vs 2023 (€ 589,947) Unfavourable step	€ 524,060 Equity 2025: € 524,060 ▼ 10% vs 2024 (€ 584,754) Unfavourable step	▼ 10%
Total debts	€ 303,912 Total debts 2022: € 303,912 First fiscal year in the series	€ 177,947 Total debts 2023: € 177,947 ▼ 41% vs 2022 (€ 303,912) Favourable step	€ 223,505 Total debts 2024: € 223,505 ▲ 26% vs 2023 (€ 177,947) Unfavourable step	€ 171,308 Total debts 2025: € 171,308 ▼ 23% vs 2024 (€ 223,505) Favourable step	▼ 23%
Cash	€ 62,491 Cash 2022: € 62,491 First fiscal year in the series	€ 76,454 Cash 2023: € 76,454 ▲ 22% vs 2022 (€ 62,491) Favourable step	€ 90,994 Cash 2024: € 90,994 ▲ 19% vs 2023 (€ 76,454) Favourable step	€ 85,450 Cash 2025: € 85,450 ▼ 6% vs 2024 (€ 90,994) Unfavourable step	▼ 6%
Retained profit	€ 587,650 Retained profit 2022: € 587,650 First fiscal year in the series	€ 571,197 Retained profit 2023: € 571,197 ▼ 3% vs 2022 (€ 587,650) Unfavourable step	€ 566,004 Retained profit 2024: € 566,004 ▼ 1% vs 2023 (€ 571,197) Unfavourable step	€ 505,310 Retained profit 2025: € 505,310 ▼ 11% vs 2024 (€ 566,004) Unfavourable step	▼ 11%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 10,740 Dividend 2023: € 10,740 Unchanged (€ 0) Unchanged	€ 0 Dividend 2024: € 0 ▼ 100% vs 2023 (€ 10,740) Unchanged	€ 54,031 Dividend 2025: € 54,031 Unchanged (€ 0) Unchanged
Bank debt	€ 4,239 Bank debt 2022: € 4,239 First fiscal year in the series	€ 0 Bank debt 2023: € 0 ▼ 100% vs 2022 (€ 4,239) Favourable step	€ 0 Bank debt 2024: € 0 Unchanged (€ 0) Unchanged	€ 0 Bank debt 2025: € 0 Unchanged (€ 0) Unchanged
Balance sheet total	€ 970,572 Balance sheet total 2022: € 970,572 First fiscal year in the series	€ 820,941 Balance sheet total 2023: € 820,941 ▼ 15% vs 2022 (€ 970,572) Unchanged	€ 854,091 Balance sheet total 2024: € 854,091 ▲ 4% vs 2023 (€ 820,941) Unchanged	€ 733,986 Balance sheet total 2025: € 733,986 ▼ 14% vs 2024 (€ 854,091) Unchanged	▼ 14%
Employees (FTE)	13 Employees (FTE) 2022: 13 First fiscal year in the series	11.3 Employees (FTE) 2023: 11.3 ▼ 1.7 vs 2022 (13) Unchanged	12 Employees (FTE) 2024: 12 ▲ 0.7 vs 2023 (11.3) Unchanged	11.1 Employees (FTE) 2025: 11.1 ▼ 0.9 vs 2024 (12) Unchanged	▼ 0.9

Key figures of Belver, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Belver?

What happened at Belver in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Feb 26, 2026 New annual accounts for financial year 2025: loss of € 6,663. Source: NBB ↗
Aug 31, 1999 New establishment in Liège. KBO
Apr 10, 1980 New establishment in Verviers. KBO
Apr 10, 1980 Start of the company according to the CBE. KBO

In short

From € 5,974 loss in 2022 to € 6,663 loss in 2025.

Paid € 43,242 in corporate taxes since 2022.

On average € 41,100 of value added per employee in 2025.

Paid out € 64,770 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Michel GRAU CHANTAL SNIJDERS

Belver

Behind Belver are Michel GRAU and CHANTAL SNIJDERS.

Directors

According to the 2025 annual accounts

Michel GRAU

Director

CHANTAL SNIJDERS

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Fernand Houget 12

4800 Verviers

2.128.717.755

Féronstrée 89 9

4000 Liège

Active since 31 August 1999

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.

All companies at this address →

SILK

Association des copropriétaires de la RESIDENCE FERNAND HOUGET à 4800 Verviers, rue Fernand Houget 12b

APEX ALTITUDE TRAINING

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0420.475.006

VAT number

BE 0420.475.006

Registered office

Rue Fernand Houget 12, 4800 Verviers

Names & denominations

Belver

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

10 April 1980

Peppol

Active · Active since 25 Sept 2025

Contact

[email protected]

Activities · NACE

Detailhandel in huishoudtextiel en beddengoed

Detailhandel in textiel

Groothandel in weefsels, stoffen en fournituren

Groothandel in textiel

Detailhandel in kledingstoffen

View on CBE Public ↗ Annual accounts (NBB) ↗

Belver

Warning lights

Financials

What happened to Belver?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions