Financials
Financial year 2025
Phase 3 from Couvin, company number BE0419617446, closed financial year 2025 with a result of € 132,142 after tax. For that financial year Phase 3 recorded a gross margin of € 312,699 and equity of € 180,194. Compared with financial year 2024, the result moved from € 97,466 to € 132,142. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ 180,194
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 132,142
▲ 36% vs 2024
Profit after tax over the fiscal year.
€ 182,290
▲ 5% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 130,000 paid out
98 % of the profit went to the shareholders, mostly to B-CHEMICALS INTERNATIONAL HOLDING (100 % of the shares). That is where the money ends up.
People and assets in 2025
2.3
▲ 0.1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 123,758
▲ 22% vs 2024
€ 53,800 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 9,104
▼ 50% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 25,013
▼ 19% vs 2024
Loans from banks and other lenders, long and short.
€ 12,834
▲ 224% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,657
▼ 48% vs 2024
Wages, holiday pay and social contributions still to pay. No outstanding taxes.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 271,253 | € 210,080 | € 244,188 | € 312,699 | ▲ 28% |
| Profit after taxes | € 89,465 | € 92,539 | € 97,466 | € 132,142 | ▲ 36% |
| Equity | € 130,546 | € 130,585 | € 178,051 | € 180,194 | ▲ 1% |
| Total debts | € 239,291 | € 136,216 | € 95,732 | € 173,522 | ▲ 81% |
| Cash | € 84,090 | € 126,018 | € 173,248 | € 182,290 | ▲ 5% |
| Retained profit | € 105,546 | € 105,585 | € 153,051 | € 155,194 | ▲ 1% |
| Dividend | € 89,000 | € 92,500 | € 50,000 | € 130,000 | ▲ 160% |
| Bank debt | € 29,198 | € 23,500 | € 30,764 | € 25,013 | ▼ 19% |
| Balance sheet total | € 369,837 | € 266,801 | € 273,783 | € 353,715 | ▲ 29% |
| Employees (FTE) | 2.3 | 1.8 | 2.2 | 2.3 | ▲ 0.1 |
Key figures of Phase 3, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Phase 3?
What happened at Phase 3 in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 132,142 (▲ 36% vs 2024). Source: NBB ↗
- ExecAdvice became a director. NBB
- AQLC Management SRL became a director. NBB
- Noélise Consulting SRL became a director. NBB
- JEAN CLAUDE BIARD became a director. NBB
- New establishment in Couvin. KBO
- Start of the company according to the CBE. KBO
In short
From € 89,465 profit in 2022 to € 132,142 profit in 2025.
Paid € 136,272 in corporate taxes since 2022.
Best year ever: 2025, with € 132,142 profit.
On average € 136,000 of value added per employee in 2025.
Management
The stake of B-CHEMICALS INTERNATIONAL HOLDING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Phase 3Behind Phase 3 are ExecAdvice, JEAN CLAUDE BIARD, AQLC Management SRL and Noélise Consulting SRL. The shares are held by B-CHEMICALS INTERNATIONAL HOLDING (100%).
Directors
According to the 2025 annual accounts
Director · represented by Gilles Klass
Also active at: CONVERGENT GROUP, B-CHEMICALS INTERNATIONAL HOLDING, LISOCHEM, BAO DEVELOPPEMENT, EXQUANDO
since 2025
JEAN CLAUDE BIARD
Director
Also active at: CONVERGENT GROUP, B-CHEMICALS INTERNATIONAL HOLDING, LISOCHEM
since 2023
Director · represented by Quentin Maguin
Also active at: CONVERGENT GROUP, B-CHEMICALS INTERNATIONAL HOLDING, LISOCHEM
since 2025
Director · represented by Emilie Van Hamme
Also active at: CONVERGENT GROUP, B-CHEMICALS INTERNATIONAL HOLDING, LISOCHEM
since 2025
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue des Mousquetaires Gris 35
5660 Couvin
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 4 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0419.617.446
- VAT number
- BE 0419.617.446
- Registered office
- Rue des Mousquetaires Gris 35, 5660 Couvin
- Names & denominations
- Phase 3
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 August 1979
- Peppol
- Active · Active since 27 Oct 2025
- Activities · NACE
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