What does Begassur do?

Begassur is an insurance broker in Courcelles. Private Limited, started on 19 January 1979, 1 establishment.

What is the address of Begassur?

The registered office of Begassur is located at Rue Philippe Monnoyer(CO) 21, 6180 Courcelles.

Is Begassur still active?

Yes. According to the CBE (29 October 2026) Begassur is active, legal situation “Normale toestand”, started on 19 January 1979.

Is Begassur registered on Peppol?

No, Begassur is currently not registered on the Peppol network.

What is the enterprise number of Begassur?

The enterprise number of Begassur is BE0419151153.

When was Begassur founded?

Begassur was founded on 19 January 1979.

Who are the directors of Begassur?

According to the 2025 annual accounts, the directors of Begassur are: FIDETCH.

Is Begassur a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 19 January 1979; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did Begassur make in 2025?

Begassur posted a profit after taxes of € 2,342 in financial year 2025.

What is the revenue of Begassur?

As a small company, Begassur is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 514,295.

How much does an employee at Begassur earn?

The average wage cost per full-time employee at Begassur was € 57,400 in 2025: staff costs of € 286,949 for 5 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Begassur have?

According to the 2025 annual accounts, Begassur has 5 full-time equivalents (FTE).

Begassur (Private Limited) - Courcelles - BE0419151153

Dossier Begassur, printed on 29 October 2026 from databakkes.be/en/0419151153/begassur. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 43 % of short-term debt in 2025; threshold 65 %.
Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

Begassur from Courcelles, company number BE0419151153, closed financial year 2025 with a result of € 2,342 after tax. For that financial year Begassur recorded a gross margin of € 514,295 and equity of € 75,996. Compared with financial year 2024, the result moved from € 2,704 to € 2,342. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 23, 2026.

What it is worth Growing

€ 75,996

▲ 3% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 2,342

▼ 13% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 26,360

▼ 73% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 50,996.

People and assets in 2025

Full-time equivalents

▲ 1 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 286,949

▲ 26% vs 2024

€ 57,400 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt ≈ 10 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 1.6 million

▲ 29% vs 2024

€ 168,683 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.

Owed to suppliers

€ 22,047

▲ 25% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 52,498

▲ 16% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 250,662 Gross margin 2022: € 250,662 First fiscal year in the series	€ 385,420 Gross margin 2023: € 385,420 ▲ 54% vs 2022 (€ 250,662) Favourable step	€ 397,923 Gross margin 2024: € 397,923 ▲ 3% vs 2023 (€ 385,420) Favourable step	€ 514,295 Gross margin 2025: € 514,295 ▲ 29% vs 2024 (€ 397,923) Favourable step	▲ 29%
Profit after taxes	€ -3,675 Profit after taxes 2022: € -3,675 First fiscal year in the series	€ 2,389 Profit after taxes 2023: € 2,389 ▲ € 6,064 vs 2022 (€ -3,675) Favourable step	€ 2,704 Profit after taxes 2024: € 2,704 ▲ 13% vs 2023 (€ 2,389) Favourable step	€ 2,342 Profit after taxes 2025: € 2,342 ▼ 13% vs 2024 (€ 2,704) Unfavourable step	▼ 13%
Equity	€ 68,560 Equity 2022: € 68,560 First fiscal year in the series	€ 70,949 Equity 2023: € 70,949 ▲ 3% vs 2022 (€ 68,560) Favourable step	€ 73,653 Equity 2024: € 73,653 ▲ 4% vs 2023 (€ 70,949) Favourable step	€ 75,996 Equity 2025: € 75,996 ▲ 3% vs 2024 (€ 73,653) Favourable step	▲ 3%
Total debts	€ 1,314,318 Total debts 2022: € 1,314,318 First fiscal year in the series	€ 1,168,177 Total debts 2023: € 1,168,177 ▼ 11% vs 2022 (€ 1,314,318) Favourable step	€ 1,340,712 Total debts 2024: € 1,340,712 ▲ 15% vs 2023 (€ 1,168,177) Unfavourable step	€ 1,721,502 Total debts 2025: € 1,721,502 ▲ 28% vs 2024 (€ 1,340,712) Unfavourable step	▲ 28%
Cash	€ 50,774 Cash 2022: € 50,774 First fiscal year in the series	€ 19,899 Cash 2023: € 19,899 ▼ 61% vs 2022 (€ 50,774) Unfavourable step	€ 96,793 Cash 2024: € 96,793 ▲ € 76,894 vs 2023 (€ 19,899) Favourable step	€ 26,360 Cash 2025: € 26,360 ▼ 73% vs 2024 (€ 96,793) Unfavourable step	▼ 73%
Land & buildings	€ 132,383 Land & buildings 2022: € 132,383 First fiscal year in the series	€ 130,569 Land & buildings 2023: € 130,569 ▼ 1% vs 2022 (€ 132,383) Unchanged	-	€ 589,667 Land & buildings 2025: € 589,667 First fiscal year in the series
Retained profit	€ 43,560 Retained profit 2022: € 43,560 First fiscal year in the series	€ 45,949 Retained profit 2023: € 45,949 ▲ 5% vs 2022 (€ 43,560) Favourable step	€ 48,653 Retained profit 2024: € 48,653 ▲ 6% vs 2023 (€ 45,949) Favourable step	€ 50,996 Retained profit 2025: € 50,996 ▲ 5% vs 2024 (€ 48,653) Favourable step	▲ 5%
Bank debt	€ 1,225,643 Bank debt 2022: € 1,225,643 First fiscal year in the series	€ 1,099,715 Bank debt 2023: € 1,099,715 ▼ 10% vs 2022 (€ 1,225,643) Favourable step	€ 1,271,336 Bank debt 2024: € 1,271,336 ▲ 16% vs 2023 (€ 1,099,715) Unfavourable step	€ 1,641,905 Bank debt 2025: € 1,641,905 ▲ 29% vs 2024 (€ 1,271,336) Unfavourable step	▲ 29%
Balance sheet total	€ 1,382,879 Balance sheet total 2022: € 1,382,879 First fiscal year in the series	€ 1,239,126 Balance sheet total 2023: € 1,239,126 ▼ 10% vs 2022 (€ 1,382,879) Unchanged	€ 1,414,366 Balance sheet total 2024: € 1,414,366 ▲ 14% vs 2023 (€ 1,239,126) Unchanged	€ 1,797,498 Balance sheet total 2025: € 1,797,498 ▲ 27% vs 2024 (€ 1,414,366) Unchanged	▲ 27%
Employees (FTE)	4 Employees (FTE) 2022: 4 First fiscal year in the series	4 Employees (FTE) 2023: 4 Unchanged (4) Unchanged	4 Employees (FTE) 2024: 4 Unchanged (4) Unchanged	5 Employees (FTE) 2025: 5 ▲ 1 vs 2024 (4) Unchanged	▲ 1

Key figures of Begassur, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Begassur?

What happened at Begassur in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 23, 2026 New annual accounts for financial year 2025: profit of € 2,342 (▼ 13% vs 2024). filed late Source: NBB ↗
2016 FIDETCH became a director. NBB
Feb 12, 1979 New establishment in Pont-à-Celles. KBO
Jan 19, 1979 Start of the company according to the CBE. KBO

In short

From € 3,675 loss in 2022 to € 2,342 profit in 2025.

Paid € 21,361 in corporate taxes since 2022.

Best year ever: 2024, with € 2,704 profit.

On average € 102,900 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

FIDETCH 100%

The stake of FIDETCH comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Begassur

Behind Begassur is FIDETCH. The shares are held by FIDETCH (100%).

Directors

According to the 2025 annual accounts

FIDETCH

Administrator-manager · represented by CONSTANTIN BEGASSE DE DHAEM

since 2016

Shareholders

FIDETCH

100%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Philippe Monnoyer(CO) 21

6180 Courcelles

2.015.718.990

Rue Arthur Dubois(VIE) 23

6230 Pont-à-Celles

Active since 12 February 1979

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

Ridea

€ -3,136 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0419.151.153

VAT number

BE 0419.151.153

Registered office

Rue Philippe Monnoyer(CO) 21, 6180 Courcelles

Names & denominations

Begassur

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

19 January 1979

Peppol

Not registered

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen

Financiële lease

Activiteiten van adviesbureaus op het gebied van public relations en communicatie

Adviesbureaus op het gebied van public relations en communicatie

View on CBE Public ↗ Annual accounts (NBB) ↗

Begassur

Warning lights

Financials

What happened to Begassur?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions