Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BISCUITERIE SEGHERS from Temse, company number BE0418962695, closed financial year 2025 with a result of € 1 million after tax. For that financial year BISCUITERIE SEGHERS recorded revenue of € 27.9 million and equity of € 1.2 million. Compared with financial year 2024, the result moved from € 2.1 million to € 1 million. The company is profitable. The buffer shrank hard: equity is 88 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 23, 2026.
€ 1.2 million
▼ 88% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1 million
▼ 52% vs 2024
Profit after tax over the fiscal year.
€ 2.2 million
▲ 59% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 10 million paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
66.3
▲ 4.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 4.8 million
▲ 11% vs 2024
€ 72,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 318,303
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 4.9 million
▲ 30% vs 2024
€ 891,667 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 1.5 million
▲ 10% vs 2024
Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 27 days on average.
€ 627,449
▲ 9% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Revenue | € 21,769,755 | € 26,608,735 | € 27,610,248 | € 27,914,942 | ▲ 1% |
| Profit after taxes | € 699,152 | € 1,153,027 | € 2,129,288 | € 1,012,002 | ▼ 52% |
| Equity | € 7,439,621 | € 8,092,302 | € 10,221,590 | € 1,233,592 | ▼ 88% |
| Total debts | € 7,498,173 | € 6,885,962 | € 5,751,822 | € 17,069,944 | ▲ 197% |
| Cash | € 1,809,185 | € 1,359,660 | € 1,398,390 | € 2,219,715 | ▲ 59% |
| Land & buildings | € 1,092,041 | € 1,812,425 | € 1,681,814 | € 1,593,599 | ▼ 5% |
| Retained profit | € 7,123,098 | € 7,776,125 | € 9,905,413 | € 917,415 | ▼ 91% |
| Dividend | € 700,000 | € 500,000 | € 0 | € 10,000,000 | |
| Bank debt | € 4,858,333 | € 3,883,333 | € 3,778,333 | € 4,908,333 | ▲ 30% |
| Balance sheet total | € 14,958,863 | € 14,995,707 | € 15,987,824 | € 18,314,916 | ▲ 15% |
| Employees (FTE) | 48.2 | 51.5 | 61.8 | 66.3 | ▲ 4.5 |
Key figures of BISCUITERIE SEGHERS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BISCUITERIE SEGHERS?
What happened at BISCUITERIE SEGHERS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Sepabis BV stepped down as director. NBB
- International Biscuits BV stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 1 million (▼ 52% vs 2024). Source: NBB ↗
- New establishment in Temse. KBO
- Sepabis BV became a director. NBB
- International Biscuits BV became a director. NBB
- New establishment in Temse. KBO
- Start of the company according to the CBE. KBO
In short
From € 699,152 profit in 2022 to € 1 million profit in 2025.
Paid € 1.7 million in corporate taxes since 2022.
Best year ever: 2024, with € 2.1 million profit.
Paid out € 11.2 million in dividends to the owners in total.
Management
The stake of INTERNATIONAL BISCUITS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BISCUITERIE SEGHERSThe shares are held by INTERNATIONAL BISCUITS (100%).
Directors
According to the 2025 annual accounts
Director · represented by Pascal Seghers
Also active at: PROMINOX, INTERNATIONAL BISCUITS
since 2023 · until 2029
since 2023 · until 2029
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kapelanielaan 12
9140 Temse
Kapelanielaan 14
9140 Temse
Active since 1 February 2026
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0418.962.695
- VAT number
- BE 0418.962.695
- Registered office
- Kapelanielaan 12, 9140 Temse
- Names & denominations
- BISCUITERIE SEGHERS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 15 December 1978
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Vervaardiging van beschuit en koekjes en ander houdbaar banketbakkerswerk
Vervaardiging van beschuit, biscuit en houdbaar banketbakkerswerk
Industriële vervaardiging van brood en van vers banketbakkerswerk
Industriële bakkerijen