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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
FERZO INVEST from Temse, company number BE0418274490, closed financial year 2025 with a result of € 8,391 after tax. For that financial year FERZO INVEST recorded a gross margin of € 124,723 and equity of € 349,451. Compared with financial year 2024, the result moved from € 34,868 to € 8,391. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 349,451
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 8,391
▼ 76% vs 2024
Profit after tax over the fiscal year.
€ 59,148
▲ 13% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 280,040.
Debts at end 2025
€ 26,501
▼ 27% vs 2024
€ 10,221 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 1,401
▲ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,302
▼ 43% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 121,260 | € 115,307 | € 116,790 | € 124,723 | ▲ 7% |
| Profit after taxes | € 64,960 | € 54,558 | € 34,868 | € 8,391 | ▼ 76% |
| Equity | € 261,633 | € 311,591 | € 341,060 | € 349,451 | ▲ 2% |
| Total debts | € 147,079 | € 148,441 | € 100,359 | € 145,057 | ▲ 45% |
| Cash | € 177,698 | € 74,391 | € 52,212 | € 59,148 | ▲ 13% |
| Land & buildings | € 161,892 | € 286,515 | € 267,942 | € 249,370 | ▼ 7% |
| Retained profit | € 192,223 | € 242,181 | € 271,650 | € 280,040 | ▲ 3% |
| Dividend | € 0 | € 10,000 | € 0 | € 0 | |
| Bank debt | € 64,103 | € 77,575 | € 36,244 | € 26,501 | ▼ 27% |
| Balance sheet total | € 408,712 | € 460,032 | € 441,418 | € 494,508 | ▲ 12% |
Key figures of FERZO INVEST, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FERZO INVEST?
What happened at FERZO INVEST in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 8,391 (▼ 76% vs 2024). Source: NBB ↗
- Wim Vael became a director. NBB
- Cathy Vael became a director. NBB
- Maria Schelfaut became a director. NBB
- New establishment in Temse. KBO
- Start of the company according to the CBE. KBO
In short
From € 64,960 profit in 2022 to € 8,391 profit in 2025.
Paid € 73,555 in corporate taxes since 2022.
Best year ever: 2022, with € 64,960 profit.
Paid out € 10,000 in dividends to the owners in total.
Management
Behind FERZO INVEST are Wim Vael, Cathy Vael and Maria Schelfaut. Wim Vael is also behind Ferzo Design.
Directors
According to the 2025 annual accounts
since 2024
Cathy Vael
Director
since 2024
Maria Schelfaut
Director
since 2024
Establishments
Establishment units
Physical locations of this company
Kapelanielaan 19
9140 Temse
Kapelanielaan 12
9140 Temse
Active since 15 May 1978
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0418.274.490
- VAT number
- BE 0418.274.490
- Registered office
- Kapelanielaan 19, 9140 Temse
- Names & denominations
- FERZO INVEST
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 26 April 1978
- Peppol
- Not registered