Financials
Financial year 2025
B & R from Knokke-Heist, company number BE0418035356, closed financial year 2025 with a result of € -78,495 after tax. For that financial year B & R recorded a gross margin of € 99,212 and equity of € 1.1 million. Compared with financial year 2024, the result moved from € 46,889 to € -78,495. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2026.
€ 1.1 million
▼ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -78,495
▼ still € 46,889 profit in 2024
Profit after tax over the fiscal year.
€ 15,345
▲ 36% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 22,765.
People and assets in 2025
€ 14,781
▼ 69% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 16,971
▼ 28% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 193,590
▼ 23% vs 2024
€ 60,366 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 52,149
▼ 2% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 261,821
▲ € 251,194 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 98,590 | € 99,313 | € 178,661 | € 99,212 | ▼ 44% |
| Profit after taxes | € -149,558 | € -41,443 | € 46,889 | € -78,495 | ▼ € 125,384 |
| Equity | € 1,188,570 | € 1,147,127 | € 1,194,016 | € 1,115,520 | ▼ 7% |
| Total debts | € 445,880 | € 432,382 | € 359,431 | € 553,266 | ▲ 54% |
| Cash | € 6,636 | € 13,413 | € 11,260 | € 15,345 | ▲ 36% |
| Land & buildings | € 1,125,285 | € 1,123,491 | € 998,954 | € 1,014,176 | ▲ 2% |
| Retained profit | € 95,814 | € 54,372 | € 101,260 | € 22,765 | ▼ 78% |
| Bank debt | € 328,683 | € 319,755 | € 251,577 | € 193,590 | ▼ 23% |
| Balance sheet total | € 1,803,240 | € 1,746,897 | € 1,719,432 | € 1,668,786 | ▼ 3% |
Key figures of B & R, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to B & R?
What happened at B & R in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Michel Bertels stepped down as director. NBB
- Christine Bertels stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 78,495 (▼ € 125,384 vs 2024). Source: NBB ↗
- Michel Bertels became a director. NBB
- Christine Bertels became a director. NBB
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
In short
From € 149,558 loss in 2022 to € 78,495 loss in 2025.
Paid € 228,861 in corporate taxes since 2022.
Best year ever: 2024, with € 46,889 profit.
Management
Directors
According to the 2025 annual accounts
since 2017 · until 2029
Christine Bertels
Director
since 2017 · until 2029
Establishments
Establishment units
Physical locations of this company
Zeedijk-Knokke 715 box 83
8300 Knokke-Heist
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0418.035.356
- VAT number
- BE 0418.035.356
- Registered office
- Zeedijk-Knokke 715 bus 83, 8300 Knokke-Heist
- Names & denominations
- B & R
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 4 November 1977
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Detailhandel in motorvoertuigen
Reparatie en onderhoud van civiele schepen
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)