Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 27 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
26 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
STB IMMO from Estaimpuis, company number BE0417885403, closed financial year 2025 with a result of € -130,164 after tax. For that financial year STB IMMO recorded a gross margin of € 38,852 and equity of € 6.4 million. Compared with financial year 2024, the result moved from € 343,936 to € -130,164. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on January 28, 2026.
€ 6.4 million
▼ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -130,164
▼ still € 343,936 profit in 2024
Profit after tax over the fiscal year.
€ 53,423
▼ 59% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 6.4 million.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 1,255
▼ 48% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -166,573 | € -101,926 | € -29,603 | € 38,852 | ▲ € 68,455 |
| Profit after taxes | € -428,078 | € -92,990 | € 343,936 | € -130,164 | ▼ € 474,100 |
| Equity | € 6,303,449 | € 6,210,458 | € 6,554,394 | € 6,424,230 | ▼ 2% |
| Total debts | € 1,068,658 | € 1,182,856 | € 1,040,169 | € 1,081,441 | ▲ 4% |
| Cash | € 243,499 | € 42,690 | € 131,566 | € 53,423 | ▼ 59% |
| Land & buildings | € 897,934 | € 885,298 | € 3,991,838 | € 4,073,404 | ▲ 2% |
| Retained profit | € 6,241,449 | € 6,148,458 | € 6,492,394 | € 6,362,230 | ▼ 2% |
| Balance sheet total | € 8,082,967 | € 8,101,320 | € 8,290,610 | € 8,179,021 | ▼ 1% |
Key figures of STB IMMO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to STB IMMO?
What happened at STB IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- ROGER STICHELBOUT stepped down as director. NBB
- FINASTIBO SA stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 130,164 (▼ € 474,100 vs 2024). Source: NBB ↗
- ROGER STICHELBOUT became a director. NBB
- FINASTIBO SA became a director. NBB
- New establishment in Mouscron. KBO
- Start of the company according to the CBE. KBO
In short
From € 428,078 loss in 2022 to € 130,164 loss in 2025.
Paid € 21,052 in corporate taxes since 2022.
Best year ever: 2024, with € 343,936 profit.
Management
The stake of FINASTIBO comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
STB IMMOThe shares are held by FINASTIBO (100%).
Directors
According to the 2025 annual accounts
since 2023 · until 2029
Managing director · represented by MAGDA DEMEYERE
since 2023 · until 2029
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Porte des Bâtisseurs(EST) 20
7730 Estaimpuis
Industriëlaan 94
7700 Mouscron
Active since 1 January 1978
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 26 companies are registered at this address.
All companies at this address →MEDITEXTILE
La Redoute Catalogue Benelux
€ 48.3 million revenue · 2025
PROMOD BELGIQUE
€ 4.5 million revenue · 2026
EAUTEX BELGIUM
€ 336,261 gross margin · 2025
WELL
€ 144,533 gross margin · 2023
+21 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0417.885.403
- VAT number
- BE 0417.885.403
- Registered office
- Porte des Bâtisseurs(EST) 20, 7730 Estaimpuis
- Names & denominations
- STB IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 December 1977
- Peppol
- Active · Active since 1 Sept 2026