Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
29 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
FINVOL PSI from Deinze, company number BE0417375558, closed financial year 2025 with a result of € -955 after tax. For that financial year FINVOL PSI recorded a gross margin of € -9,962 and equity of € 5.5 million. Compared with financial year 2024, the result moved from € 268,658 to € -955. The company made a loss. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 28, 2026.
€ 5.5 million
▲ € 5 million vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -955
▼ still € 268,658 profit in 2024
Profit after tax over the fiscal year.
€ 11,374
▼ 1% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 387,495.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 13,333
▼ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 6,523 | € 10,896 | € 357,789 | € -9,962 | ▼ € 367,751 |
| Profit after taxes | € -9,851 | € 8,776 | € 268,658 | € -955 | ▼ € 269,612 |
| Equity | € 348,516 | € 357,292 | € 475,949 | € 5,474,995 | ▲ € 5 million |
| Total debts | € 18,493 | € 24,905 | € 116,737 | € 221,213 | ▲ 89% |
| Cash | € 11,671 | € 13,965 | € 11,485 | € 11,374 | ▼ 1% |
| Land & buildings | € 92,297 | € 92,174 | - | - | |
| Retained profit | € 261,016 | € 269,792 | € 388,449 | € 387,495 | |
| Dividend | € 0 | € 0 | € 150,000 | € 0 | ▼ 100% |
| Balance sheet total | € 418,001 | € 433,189 | € 643,678 | € 5,747,199 | ▲ € 5.1 million |
Key figures of FINVOL PSI, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to FINVOL PSI?
What happened at FINVOL PSI in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Stefan VERSELE stepped down as director. NBB
- Gwijde VERSELE stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 955 (▼ € 269,612 vs 2024). Source: NBB ↗
- Stefan VERSELE became a director. NBB
- Gwijde VERSELE became a director. NBB
- New establishment in Deinze. KBO
- Start of the company according to the CBE. KBO
In short
From € 9,851 loss in 2022 to € 955 loss in 2025.
Paid € 102,653 in corporate taxes since 2022.
Best year ever: 2024, with € 268,658 profit.
Paid out € 150,000 in dividends to the owners in total.
Management
The stake of BOSMOLEN, Versele-Laga comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
FINVOL PSIThe shares are held by BOSMOLEN (100%) and Versele-Laga (100%).
Directors
According to the 2025 annual accounts
Stefan VERSELE
Director
Also active at: Verlatrans, HELUCA, MOLENS MARIMAN, Duvaco, BOSMOLEN, VERLABREED, R.P.S., VERLINFO +27 more
since 2024 · until 2030
Gwijde VERSELE
Director
Also active at: Verlatrans, HELUCA, MOLENS MARIMAN, Volys Star, Duvaco, BOSMOLEN, VERLABREED, R.P.S. +28 more
since 2024 · until 2030
Shareholders
100%
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kapellestraat 70
9800 Deinze
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 29 companies are registered at this address.
All companies at this address →Verlatrans same network
€ 469,688 gross margin · 2025
HELUCA same network
€ 4.4 million revenue · 2025
MOLENS MARIMAN same network
€ 41,762 gross margin · 2025
Duvaco same network
€ -88 gross margin · 2025
BOSMOLEN same network
€ 280,772 gross margin · 2025
+24 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0417.375.558
- VAT number
- BE 0417.375.558
- Registered office
- Kapellestraat 70, 9800 Deinze
- Names & denominations
- FINVOL PSI
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 11 August 1977
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
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