Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 25.2 to 20.
Financials
Financial year 2025
Eqwal Charleroi from Fleurus, company number BE0416731202, closed financial year 2025 with a result of € -234,946 after tax. For that financial year Eqwal Charleroi recorded a gross margin of € 1.2 million and equity of € 478,641. Compared with financial year 2024, the result moved from € 275,497 to € -234,946. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on April 13, 2026.
€ 478,641
▼ 33% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -234,946
▼ still € 275,497 profit in 2024
Profit after tax over the fiscal year.
€ 134,473
▼ 45% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 416,641.
People and assets in 2025
20
▼ 2.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 1.3 million
▲ 23% vs 2024
€ 65,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 72,571
▼ 43% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 128,309
▼ 31% vs 2024
€ 47,787 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 260,102
▼ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 269,782
▼ 37% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,616,281 | € 1,611,389 | € 1,476,571 | € 1,197,900 | ▼ 19% |
| Profit after taxes | € -72,745 | € -50,835 | € 275,497 | € -234,946 | ▼ € 510,443 |
| Equity | € 908,926 | € 858,091 | € 713,588 | € 478,641 | ▼ 33% |
| Total debts | € 1,476,963 | € 1,119,105 | € 1,366,289 | € 847,486 | ▼ 38% |
| Cash | € 88,030 | € 342,334 | € 243,453 | € 134,473 | ▼ 45% |
| Land & buildings | € 195,041 | € 185,640 | € 169,962 | € 161,345 | ▼ 5% |
| Retained profit | € 846,926 | € 796,091 | € 651,588 | € 416,641 | ▼ 36% |
| Dividend | € 0 | € 0 | € 420,000 | € 0 | ▼ 100% |
| Bank debt | € 542,556 | € 308,829 | € 186,292 | € 128,309 | ▼ 31% |
| Balance sheet total | € 2,385,889 | € 1,977,196 | € 2,079,877 | € 1,326,128 | ▼ 36% |
| Employees (FTE) | 25.9 | 25.2 | 22.3 | 20 | ▼ 2.3 |
Key figures of Eqwal Charleroi, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to Eqwal Charleroi?
What happened at Eqwal Charleroi in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 234,946 (▼ € 510,443 vs 2024). Source: NBB ↗
- Finicoma SRL became a director. NBB
- New establishment in Fleurus. KBO
- New establishment in Ham-sur-Heure-Nalinnes. KBO
- New establishment in Namur. KBO
- Start of the company according to the CBE. KBO
In short
From € 72,745 loss in 2022 to € 234,946 loss in 2025.
Paid € 130,039 in corporate taxes since 2022.
Best year ever: 2024, with € 275,497 profit.
On average € 59,900 of value added per employee in 2025.
Management
The stake of FINICOMA comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Eqwal CharleroiBehind Eqwal Charleroi is Finicoma SRL. The shares are held by FINICOMA (100%).
Directors
According to the 2025 annual accounts
Director · represented by Jean-Pierre Mahé
Also active at: CAROSKIN, ORTHOSHOP, DE PRETRE ORTHOPEDIE, SOCIETE DISTRIBUTION MEDICALE, BASILIC ORTHO PEDIA, Aqtor!, Eqwal Care Namur, SCHOENEN REYSKENS +13 more
since 2023
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue du Rabiseau(FL) 8
6220 Fleurus
Rue Van Opré(JB) 11
5100 Namur
Active since 2 October 1995
Rue de Philippeville(NAL) 8
6120 Ham-sur-Heure-Nalinnes
Active since 17 February 2013
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0416.731.202
- VAT number
- BE 0416.731.202
- Registered office
- Rue du Rabiseau(FL) 8, 6220 Fleurus
- Names & denominations
- Eqwal Charleroi
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 6 January 1977
- Peppol
- Active · Active since 28 May 2025
- Activities · NACE
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