Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 45 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 10.6 to 8.3.
Financials
Financial year 2025
BANDFABRIEK DEVOS from Kruisem, company number BE0416683492, closed financial year 2025 with a result of € 150,866 after tax. For that financial year BANDFABRIEK DEVOS recorded a gross margin of € 580,597 and equity of € 2.8 million. Compared with financial year 2024, the result moved from € 120,232 to € 150,866. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 2.8 million
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 150,866
▲ 25% vs 2024
Profit after tax over the fiscal year.
€ 165,227
▼ 23% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 145,000 paid out
96 % of the profit went to the shareholders, mostly to INTER-FOX (100 % of the shares). That is where the money ends up.
People and assets in 2025
8.3
▼ 1 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 419,040
▼ 8% vs 2024
€ 50,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 1,693
▼ 72% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 11,439
▲ 4% vs 2024
Loans from banks and other lenders, long and short.
€ 13,470
▼ 81% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 65,565
▲ 31% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 784,170 | € 595,994 | € 568,806 | € 580,597 | ▲ 2% |
| Profit after taxes | € -76,896 | € 165,123 | € 120,232 | € 150,866 | ▲ 25% |
| Equity | € 2,755,455 | € 2,760,578 | € 2,766,810 | € 2,772,677 | |
| Total debts | € 972,023 | € 777,384 | € 760,299 | € 838,668 | ▲ 10% |
| Cash | € 1,071,164 | € 629,242 | € 214,309 | € 165,227 | ▼ 23% |
| Land & buildings | € 281,254 | € 269,576 | € 256,402 | € 245,449 | ▼ 4% |
| Retained profit | € 2,656,297 | € 2,661,421 | € 2,667,653 | € 2,673,519 | |
| Dividend | € 110,000 | € 160,000 | € 114,000 | € 145,000 | ▲ 27% |
| Bank debt | € 10,172 | € 10,591 | € 11,013 | € 11,439 | ▲ 4% |
| Balance sheet total | € 3,962,313 | € 3,767,352 | € 3,751,008 | € 3,829,720 | ▲ 2% |
| Employees (FTE) | 11 | 10.6 | 9.3 | 8.3 | ▼ 1 |
Key figures of BANDFABRIEK DEVOS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BANDFABRIEK DEVOS?
What happened at BANDFABRIEK DEVOS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 150,866 (▲ 25% vs 2024). Source: NBB ↗
- New establishment in Kruisem. KBO
- Start of the company according to the CBE. KBO
In short
From € 76,896 loss in 2022 to € 150,866 profit in 2025.
Paid € 133,465 in corporate taxes since 2022.
Best year ever: 2023, with € 165,123 profit.
On average € 70,000 of value added per employee in 2025.
Management
The stake of INTER-FOX comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
BANDFABRIEK DEVOSBehind BANDFABRIEK DEVOS are Janini De Clercq, Isabelle De Vos, Jordi Roels, Christel De Vos and Inter-Fox BV. The shares are held by INTER-FOX (100%).
Directors
According to the 2025 annual accounts
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Den Bos 32
9750 Kruisem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0416.683.492
- VAT number
- BE 0416.683.492
- Registered office
- Den Bos 32, 9750 Kruisem
- Names & denominations
- BANDFABRIEK DEVOS
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 28 December 1976
- Peppol
- Active · Active since 26 Nov 2025
- Activities · NACE
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