Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Shrinking team NBB
FTE fell two years in a row, from 2.1 to 1.4.
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Board fully replaced NBB
No director from three years ago is still active according to annual account 2025.
Financials
Financial year 2025
PHARMACIE BANDAGISTERIE SEYNAEVE - BAELEN from Mouscron, company number BE0416624007, closed financial year 2025 with a result of € 39,952 after tax. For that financial year PHARMACIE BANDAGISTERIE SEYNAEVE - BAELEN recorded a gross margin of € 220,592 and equity of € 488,750. Compared with financial year 2024, the result moved from € 153,197 to € 39,952. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 488,750
▲ 5% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 39,952
▼ 74% vs 2024
Profit after tax over the fiscal year.
€ 349,042
▼ 41% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 16,000 paid out
40 % of the profit went to the shareholders, mostly to WiVera (100 % of the shares). That is where the money ends up.
People and assets in 2025
1.4
▼ 0.4 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 76,911
▲ 24% vs 2024
€ 54,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 339,018
▼ 8% vs 2024
Of which on lease € 337,791.
Debts at end 2025
€ 276,869
▼ 18% vs 2024
€ 61,012 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 65,480
▼ 26% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 16,388
▲ 111% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 227,526 | € 327,248 | € 321,534 | € 220,592 | ▼ 31% |
| Profit after taxes | € 50,586 | € 176,462 | € 153,197 | € 39,952 | ▼ 74% |
| Equity | € 416,139 | € 433,601 | € 464,798 | € 488,750 | ▲ 5% |
| Total debts | € 1,094,319 | € 1,168,121 | € 1,306,697 | € 913,100 | ▼ 30% |
| Cash | € 432,048 | € 369,825 | € 596,492 | € 349,042 | ▼ 41% |
| Land & buildings | € 27,357 | € 24,938 | € 41,842 | € 125,183 | ▲ 199% |
| Retained profit | € 354,139 | € 371,601 | € 402,798 | € 426,750 | ▲ 6% |
| Dividend | € 48,000 | € 159,000 | € 122,000 | € 16,000 | ▼ 87% |
| Bank debt | € 464,583 | € 402,012 | € 339,440 | € 276,869 | ▼ 18% |
| Balance sheet total | € 1,558,608 | € 1,645,859 | € 1,811,620 | € 1,437,962 | ▼ 21% |
| Employees (FTE) | 3 | 2.1 | 1.8 | 1.4 | ▼ 0.4 |
Key figures of PHARMACIE BANDAGISTERIE SEYNAEVE - BAELEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PHARMACIE BANDAGISTERIE SEYNAEVE - BAELEN?
What happened at PHARMACIE BANDAGISTERIE SEYNAEVE - BAELEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Alain Robin stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 39,952 (▼ 74% vs 2024). filed late Source: NBB ↗
- WiVera BVBA became a director. NBB
- Steven Herman Veraverbeke became a director. NBB
- Alain Robin became a director. NBB
- New establishment in Mouscron. KBO
- Start of the company according to the CBE. KBO
In short
From € 50,586 profit in 2022 to € 39,952 profit in 2025.
Paid € 40,025 in corporate taxes since 2022.
Best year ever: 2023, with € 176,462 profit.
On average € 157,600 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of WiVera comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PHARMACIE BANDAGISTERIE SEYNAEVE - BAELENBehind PHARMACIE BANDAGISTERIE SEYNAEVE - BAELEN are WiVera BVBA and Steven Herman Veraverbeke. The shares are held by WiVera (100%).
Directors
According to the 2025 annual accounts
Chairman of the board · represented by Windy Brigitte Bertier
since 2025
since 2023
Alain Robin
Director
since 2021 · until 2027
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Kortrijkstraat 72
7700 Mouscron
Kortrijkstraat 85
7700 Mouscron
Active since 15 November 1976
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0416.624.007
- VAT number
- BE 0416.624.007
- Registered office
- Kortrijkstraat 72, 7700 Mouscron
- Names & denominations
- PHARMACIE BANDAGISTERIE SEYNAEVE - BAELEN
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 15 November 1976
- Peppol
- Active · Active since 10 Mar 2025
- Activities · NACE
Apothekers
Detailhandel in farmaceutische producten