Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2025.
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Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
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Busy address KBO
29 other companies have their registered office at the same address; threshold 10.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Aywaille - Bâtiment - Crédit from Kapellen, company number BE0416480089, closed financial year 2025 with a result of € -5,181 after tax. For that financial year Aywaille - Bâtiment - Crédit recorded a gross margin of € -2,741 and equity of € -48,338. Compared with financial year 2023, the result moved from € -5,555 to € -5,181. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 8, 2026.
€ -48,338
▼ € 10,664 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -5,181
▲ 7 % less loss than in 2023
Profit after tax over the fiscal year.
€ 32,018
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -73,127.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 384
Supplier invoices still open on the last day of the fiscal year.
| 2021 | 2022 | 2023 | 2025 | Change 2023 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -2,489 | € -2,607 | € -2,991 | € -2,741 | ▲ € 250 |
| Profit after taxes | € -4,916 | € -5,053 | € -5,555 | € -5,181 | ▲ € 374 |
| Equity | € -27,066 | € -32,119 | € -37,674 | € -48,338 | ▼ € 10,664 |
| Total debts | € 97,161 | € 100,233 | € 105,501 | € 116,052 | ▲ 10% |
| Cash | € 34,398 | € 32,417 | € 32,130 | € 32,018 | |
| Retained profit | € -51,856 | € -56,908 | € -62,463 | € -73,127 | ▼ € 10,664 |
| Balance sheet total | € 70,095 | € 68,114 | € 67,827 | € 67,715 |
Key figures of Aywaille - Bâtiment - Crédit, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Aywaille - Bâtiment - Crédit?
What happened at Aywaille - Bâtiment - Crédit in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 5,181. filed late Source: NBB ↗
- New establishment in Kapellen. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,916 loss in 2021 to € 5,181 loss in 2025.
Management
The stake of NEDINVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Aywaille - Bâtiment - CréditBehind Aywaille - Bâtiment - Crédit are Johanna DE BREE - VERBEET and Hermanus W. DE BREE. The shares are held by NEDINVEST (90%).
Establishments
Establishment units
Physical locations of this company
Antwerpsesteenweg 144
2950 Kapellen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 29 companies are registered at this address.
All companies at this address →IBS METAALBOUW
€ 58,265 gross margin · 2025
Beheersmaatschappij Oxford
€ 19,913 gross margin · 2025
LASAT - CORVELEYN
€ -8,449 gross margin · 2025
All Finance and Accounting
€ 469,005 gross margin · 2025
BOETIEK 32
€ -51,166 gross margin · 2025
+24 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0416.480.089
- VAT number
- BE 0416.480.089
- Registered office
- Antwerpsesteenweg 144, 2950 Kapellen
- Names & denominations
- Aywaille - Bâtiment - Crédit
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 September 1976
- Peppol
- Not registered