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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
TURNO - VERZEKERINGEN from Turnhout, company number BE0416420604, closed financial year 2025 with a result of € 264,476 after tax. For that financial year TURNO - VERZEKERINGEN recorded a gross margin of € 738,692 and equity of € 930,391. Compared with financial year 2024, the result moved from € 255,505 to € 264,476. Profitable, and profit is growing. The buffer shrank hard: equity is 61 % below last year. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 2, 2026.
€ 930,391
▼ 61% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 264,476
▲ 4% vs 2024
Profit after tax over the fiscal year.
€ 477,114
▲ 3% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 1.7 million paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
2.7
▼ 0.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 200,309
▼ 2% vs 2024
€ 74,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 73,566
▼ 3% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 18,839
▼ 66% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 39,921
▼ 42% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 668,731 | € 761,943 | € 719,075 | € 738,692 | ▲ 3% |
| Profit after taxes | € 222,671 | € 323,247 | € 255,505 | € 264,476 | ▲ 4% |
| Equity | € 1,797,163 | € 2,120,410 | € 2,375,914 | € 930,391 | ▼ 61% |
| Total debts | € 287,540 | € 156,808 | € 131,732 | € 61,688 | ▼ 53% |
| Cash | € 153,798 | € 332,042 | € 462,779 | € 477,114 | ▲ 3% |
| Land & buildings | € 23,523 | € 20,507 | € 17,491 | € 14,475 | ▼ 17% |
| Retained profit | € 1,735,163 | € 2,058,410 | € 2,313,914 | € 868,391 | ▼ 62% |
| Dividend | € 0 | € 0 | € 0 | € 1,710,000 | |
| Bank debt | € 195,628 | € 87,761 | € 0 | € 0 | |
| Balance sheet total | € 2,084,703 | € 2,277,218 | € 2,507,646 | € 992,078 | ▼ 60% |
| Employees (FTE) | 3.1 | 2.6 | 2.9 | 2.7 | ▼ 0.2 |
Key figures of TURNO - VERZEKERINGEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to TURNO - VERZEKERINGEN?
What happened at TURNO - VERZEKERINGEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 264,476 (▲ 4% vs 2024). Source: NBB ↗
- Tessa Gorrens stepped down as director. NBB
- Gunter Mertens stepped down as director. NBB
- New establishment in Knokke-Heist. KBO
- Tessa Gorrens became a director. NBB
- Gunter Mertens became a director. NBB
- New establishment in Turnhout. KBO
- Start of the company according to the CBE. KBO
In short
From € 222,671 profit in 2022 to € 264,476 profit in 2025.
Paid € 390,684 in corporate taxes since 2022.
Best year ever: 2023, with € 323,247 profit.
On average € 273,600 of value added per employee in 2025.
Management
The stake of JOMA HOLDING comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
TURNO - VERZEKERINGENThe shares are held by JOMA HOLDING (99.2%).
Directors
According to the 2025 annual accounts
Tessa Gorrens
Director
since 2020 · until 2026
Gunter Mertens
Managing director
since 2020 · until 2026
Shareholders
99.2%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Parklaan 100 box 1
2300 Turnhout
Duinbergenlaan 79 box 2.3
8301 Knokke-Heist
Active since 1 January 2024
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
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Hosting & Email
Email provider
Microsoft 365
Hosting
LEVEL27-AS * Please direct all complaints to [email protected] *, BE
Website info
Features
Security
Network
Details
- Company number
- 0416.420.604
- VAT number
- BE 0416.420.604
- Registered office
- Parklaan 100 bus 1, 2300 Turnhout
- Names & denominations
- TURNO - VERZEKERINGEN
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 18 May 1976
- Peppol
- Not registered
- Contact
- kvinsur.be
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