Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 35 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
HELOU from Heist-op-den-Berg, company number BE0416225911, closed financial year 2026 with a result of € -34,854 after tax. For that financial year HELOU recorded a gross margin of € 522,309 and equity of € 131,140. Compared with financial year 2025, the result moved from € 9,122 to € -34,854. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 2, 2026.
€ 131,140
▼ 21% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -34,854
▼ still € 9,122 profit in 2025
Profit after tax over the fiscal year.
€ 123,985
▼ 45% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -172,860.
People and assets in 2026
10.4
▼ 0.3 vs 2025
Average over the fiscal year, from the social balance sheet.
€ 470,565
▲ 3% vs 2025
€ 45,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 9,808
▼ 22% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 340,166
▼ 46% vs 2025
Loans from banks and other lenders, long and short.
€ 156,848
▲ € 127,021 vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 30,506
▼ 20% vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 438,162 | € 539,460 | € 548,886 | € 522,309 | ▼ 5% |
| Profit after taxes | € 2,089 | € 14,600 | € 9,122 | € -34,854 | ▼ € 43,976 |
| Equity | € 17,273 | € 31,873 | € 165,995 | € 131,140 | ▼ 21% |
| Total debts | € 755,299 | € 803,560 | € 701,274 | € 535,486 | ▼ 24% |
| Cash | € 126,344 | € 178,221 | € 225,283 | € 123,985 | ▼ 45% |
| Land & buildings | € 171,575 | € 120,260 | € 67,941 | € 15,629 | ▼ 77% |
| Retained profit | € -161,727 | € -147,127 | € -138,005 | € -172,860 | ▼ € 34,854 |
| Bank debt | € 492,343 | € 507,240 | € 628,471 | € 340,166 | ▼ 46% |
| Balance sheet total | € 772,572 | € 835,433 | € 867,269 | € 666,626 | ▼ 23% |
| Employees (FTE) | 9.8 | 10.1 | 10.7 | 10.4 | ▼ 0.3 |
Key figures of HELOU, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 August 2027.
What happened to HELOU?
What happened at HELOU in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Ann Steegmans stepped down as director. NBB
- Kristof Steegmans stepped down as director. NBB
- New annual accounts for financial year 2026: loss of € 34,854 (▼ € 43,976 vs 2025). filed late Source: NBB ↗
- Ann Steegmans became a director. NBB
- Kristof Steegmans became a director. NBB
- New establishment in Heist-op-den-Berg. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,089 profit in 2023 to € 34,854 loss in 2026.
Paid € 1,328 in corporate taxes since 2023.
Best year ever: 2024, with € 14,600 profit.
On average € 50,200 of value added per employee in 2026.
Management
Directors
According to the 2026 annual accounts
since 2024 · until 2030
Kristof Steegmans
Director
since 2024 · until 2030
Establishments
Establishment units
Physical locations of this company
Louis Van Bauwelstraat(WIE) 16
2222 Heist-op-den-Berg
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0416.225.911
- VAT number
- BE 0416.225.911
- Registered office
- Louis Van Bauwelstraat(WIE) 16, 2222 Heist-op-den-Berg
- Names & denominations
- HELOU
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 29 June 1976
- Peppol
- Active · Active since 5 Nov 2025
- Activities · NACE
Detailhandel in huishoudtextiel en beddengoed
Detailhandel in textiel
Detailhandel in bovenkleding voor dames
Detailhandel in damesbovenkleding
Detailhandel in kledingaccessoires
Detailhandel in souvenirs en religieuze artikelen
Detailhandel in schoeisel