What does Huyghebaert - Verzekeringskantoor do?

Huyghebaert - Verzekeringskantoor is an insurance broker in Oostkamp. Private Limited, started on 29 December 1975, 1 establishment.

What is the address of Huyghebaert - Verzekeringskantoor?

The registered office of Huyghebaert - Verzekeringskantoor is located at Brugsestraat 178 box A, 8020 Oostkamp.

Is Huyghebaert - Verzekeringskantoor still active?

Yes. According to the CBE (30 October 2026) Huyghebaert - Verzekeringskantoor is active, legal situation “Normale toestand”, started on 29 December 1975.

Is Huyghebaert - Verzekeringskantoor registered on Peppol?

Yes, Huyghebaert - Verzekeringskantoor is registered on the Peppol network with ID 0208:0415950153.

What is the enterprise number of Huyghebaert - Verzekeringskantoor?

The enterprise number of Huyghebaert - Verzekeringskantoor is BE0415950153.

When was Huyghebaert - Verzekeringskantoor founded?

Huyghebaert - Verzekeringskantoor was founded on 29 December 1975.

Who are the directors of Huyghebaert - Verzekeringskantoor?

According to the 2025 annual accounts, the directors of Huyghebaert - Verzekeringskantoor are: AMGL BV, Dali Finance BV, Haike 't Kindt.

Is Huyghebaert - Verzekeringskantoor a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 29 December 1975; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did Huyghebaert - Verzekeringskantoor make in 2025?

Huyghebaert - Verzekeringskantoor posted a profit after taxes of € 220,123 in financial year 2025.

What is the revenue of Huyghebaert - Verzekeringskantoor?

As a small company, Huyghebaert - Verzekeringskantoor is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 610,512.

How much does an employee at Huyghebaert - Verzekeringskantoor earn?

The average wage cost per full-time employee at Huyghebaert - Verzekeringskantoor was € 61,500 in 2025: staff costs of € 135,290 for 2.2 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does Huyghebaert - Verzekeringskantoor have?

According to the 2025 annual accounts, Huyghebaert - Verzekeringskantoor has 2.2 full-time equivalents (FTE).

Huyghebaert - Verzekeringskantoor (Private Limited)

Dossier Huyghebaert - Verzekeringskantoor, printed on 30 October 2026 from databakkes.be/en/0415950153/huyghebaert-verzekeringskantoor. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

Huyghebaert - Verzekeringskantoor from Oostkamp, company number BE0415950153, closed financial year 2025 with a result of € 220,123 after tax. For that financial year Huyghebaert - Verzekeringskantoor recorded a gross margin of € 610,512 and equity of € 306,934. Compared with financial year 2024, the result moved from € 255,462 to € 220,123. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 15, 2026.

What it is worth Healthy

€ 306,934

▼ 21% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 220,123

▼ 14% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 842,587

▼ 3% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 300,000 paid out

More than the year’s profit went to the shareholders; reserves fell.

People and assets in 2025

Full-time equivalents

2.2

▲ 0.6 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 135,290

▲ 44% vs 2024

€ 61,500 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 610

▼ 40% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 3 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 369,201

▼ 39% vs 2024

€ 140,406 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 12,863

▼ 37% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 114,740

▲ 76% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 473,660 Gross margin 2022: € 473,660 First fiscal year in the series	€ 573,481 Gross margin 2023: € 573,481 ▲ 21% vs 2022 (€ 473,660) Favourable step	€ 622,300 Gross margin 2024: € 622,300 ▲ 9% vs 2023 (€ 573,481) Favourable step	€ 610,512 Gross margin 2025: € 610,512 ▼ 2% vs 2024 (€ 622,300) Unfavourable step	▼ 2%
Profit after taxes	€ 142,079 Profit after taxes 2022: € 142,079 First fiscal year in the series	€ 100,595 Profit after taxes 2023: € 100,595 ▼ 29% vs 2022 (€ 142,079) Unfavourable step	€ 255,462 Profit after taxes 2024: € 255,462 ▲ 154% vs 2023 (€ 100,595) Favourable step	€ 220,123 Profit after taxes 2025: € 220,123 ▼ 14% vs 2024 (€ 255,462) Unfavourable step	▼ 14%
Equity	€ 480,754 Equity 2022: € 480,754 First fiscal year in the series	€ 331,349 Equity 2023: € 331,349 ▼ 31% vs 2022 (€ 480,754) Unfavourable step	€ 386,811 Equity 2024: € 386,811 ▲ 17% vs 2023 (€ 331,349) Favourable step	€ 306,934 Equity 2025: € 306,934 ▼ 21% vs 2024 (€ 386,811) Unfavourable step	▼ 21%
Total debts	€ 1,009,561 Total debts 2022: € 1,009,561 First fiscal year in the series	€ 962,920 Total debts 2023: € 962,920 ▼ 5% vs 2022 (€ 1,009,561) Favourable step	€ 890,157 Total debts 2024: € 890,157 ▼ 8% vs 2023 (€ 962,920) Favourable step	€ 801,163 Total debts 2025: € 801,163 ▼ 10% vs 2024 (€ 890,157) Favourable step	▼ 10%
Cash	€ 547,996 Cash 2022: € 547,996 First fiscal year in the series	€ 693,760 Cash 2023: € 693,760 ▲ 27% vs 2022 (€ 547,996) Favourable step	€ 865,921 Cash 2024: € 865,921 ▲ 25% vs 2023 (€ 693,760) Favourable step	€ 842,587 Cash 2025: € 842,587 ▼ 3% vs 2024 (€ 865,921) Unfavourable step	▼ 3%
Retained profit	€ 385,754 Retained profit 2022: € 385,754 First fiscal year in the series	€ 236,349 Retained profit 2023: € 236,349 ▼ 39% vs 2022 (€ 385,754) Unfavourable step	€ 291,811 Retained profit 2024: € 291,811 ▲ 23% vs 2023 (€ 236,349) Favourable step	€ 211,934 Retained profit 2025: € 211,934 ▼ 27% vs 2024 (€ 291,811) Unfavourable step	▼ 27%
Dividend	€ 136,000 Dividend 2022: € 136,000 First fiscal year in the series	€ 250,000 Dividend 2023: € 250,000 ▲ 84% vs 2022 (€ 136,000) Unchanged	€ 200,000 Dividend 2024: € 200,000 ▼ 20% vs 2023 (€ 250,000) Unchanged	€ 300,000 Dividend 2025: € 300,000 ▲ 50% vs 2024 (€ 200,000) Unchanged	▲ 50%
Bank debt	€ 674,993 Bank debt 2022: € 674,993 First fiscal year in the series	€ 748,697 Bank debt 2023: € 748,697 ▲ 11% vs 2022 (€ 674,993) Unfavourable step	€ 604,268 Bank debt 2024: € 604,268 ▼ 19% vs 2023 (€ 748,697) Favourable step	€ 369,201 Bank debt 2025: € 369,201 ▼ 39% vs 2024 (€ 604,268) Favourable step	▼ 39%
Balance sheet total	€ 1,499,563 Balance sheet total 2022: € 1,499,563 First fiscal year in the series	€ 1,294,268 Balance sheet total 2023: € 1,294,268 ▼ 14% vs 2022 (€ 1,499,563) Unchanged	€ 1,276,968 Balance sheet total 2024: € 1,276,968 ▼ 1% vs 2023 (€ 1,294,268) Unchanged	€ 1,108,098 Balance sheet total 2025: € 1,108,098 ▼ 13% vs 2024 (€ 1,276,968) Unchanged	▼ 13%
Employees (FTE)	2.8 Employees (FTE) 2022: 2.8 First fiscal year in the series	3.3 Employees (FTE) 2023: 3.3 ▲ 0.5 vs 2022 (2.8) Unchanged	1.6 Employees (FTE) 2024: 1.6 ▼ 1.7 vs 2023 (3.3) Unchanged	2.2 Employees (FTE) 2025: 2.2 ▲ 0.6 vs 2024 (1.6) Unchanged	▲ 0.6

Key figures of Huyghebaert - Verzekeringskantoor, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Huyghebaert - Verzekeringskantoor?

What happened at Huyghebaert - Verzekeringskantoor in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 15, 2026 New annual accounts for financial year 2025: profit of € 220,123 (▼ 14% vs 2024). Source: NBB ↗
2019 Haike 't Kindt became a director. NBB
2015 AMGL BV became a director. NBB
2015 Dali Finance BV became a director. NBB
Jan 1, 1976 New establishment in Oostkamp. KBO
Dec 29, 1975 Start of the company according to the CBE. KBO

In short

From € 142,079 profit in 2022 to € 220,123 profit in 2025.

Paid € 297,403 in corporate taxes since 2022.

Best year ever: 2024, with € 255,462 profit.

On average € 277,500 of value added per employee in 2025.

Original PDFs at the National Bank ↗

Management

AMGL 50%

DALI FINANCE 50%

The stake of AMGL, DALI FINANCE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

Huyghebaert - Verzekeringskantoor

Behind Huyghebaert - Verzekeringskantoor are AMGL BV, Dali Finance BV and Haike 't Kindt. The shares are held by AMGL (50%) and DALI FINANCE (50%).

Directors

According to the 2025 annual accounts

AMGL BV

Director · represented by Alexis Mommens

Also active at: HUYGHEBAERT & MOMMENS

since 2015

Dali Finance BV

Director · represented by Anke Decloedt

since 2015

Haike 't Kindt

Director

since 2019

Shareholders

AMGL

50%

DALI FINANCE

50%

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Brugsestraat 178 box A

8020 Oostkamp

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

Vereniging van Mede-Eigenaars Residentie Jan Breydel Oostkamp Brugsestraat 178

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0415.950.153

VAT number

BE 0415.950.153

Registered office

Brugsestraat 178 bus A, 8020 Oostkamp

Names & denominations

Huyghebaert - Verzekeringskantoor

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

29 December 1975

Peppol

Active · Active since 18 Sept 2025

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Verzekeringsmakelaars en -agenten

View on CBE Public ↗ Annual accounts (NBB) ↗

Huyghebaert - Verzekeringskantoor

Financials

What happened to Huyghebaert - Verzekeringskantoor?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions