Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2025.
Financials
Financial year 2025
PHARMACIE CRAHAY from Chaudfontaine, company number BE0415889478, closed financial year 2025 with a result of € 5,197 after tax. For that financial year PHARMACIE CRAHAY recorded a gross margin of € 161,018 and equity of € 110,755. Compared with financial year 2024, the result moved from € 7,051 to € 5,197. The company is profitable. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 110,755
▲ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 5,197
▼ 26% vs 2024
Profit after tax over the fiscal year.
€ 60,948
▼ 17% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 48,755.
People and assets in 2025
1.7
Average over the fiscal year, from the social balance sheet.
€ 108,863
▼ 13% vs 2024
€ 64,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 63,242
▼ 24% vs 2024
Of which on lease € 56,202.
Debts at end 2025
€ 57,409
▼ 27% vs 2024
€ 22,289 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 233,071
▲ 10% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 22,213
▼ 9% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 163,624 | € 155,429 | € 177,863 | € 161,018 | ▼ 9% |
| Profit after taxes | € -4,726 | € -5,625 | € 7,051 | € 5,197 | ▼ 26% |
| Equity | € 107,971 | € 102,347 | € 109,398 | € 110,755 | ▲ 1% |
| Total debts | € 369,264 | € 473,404 | € 504,481 | € 507,740 | ▲ 1% |
| Cash | € 74,881 | € 117,634 | € 73,728 | € 60,948 | ▼ 17% |
| Land & buildings | € 44,162 | € 38,597 | € 41,361 | € 39,805 | ▼ 4% |
| Retained profit | € 45,971 | € 40,347 | € 47,398 | € 48,755 | ▲ 3% |
| Bank debt | € 12,500 | € 98,060 | € 78,362 | € 57,409 | ▼ 27% |
| Balance sheet total | € 477,235 | € 575,751 | € 613,879 | € 618,494 | ▲ 1% |
| Employees (FTE) | - | 1.8 | 1.7 | 1.7 |
Key figures of PHARMACIE CRAHAY, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to PHARMACIE CRAHAY?
What happened at PHARMACIE CRAHAY in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Corrected annual accounts filed for financial year 2025. filed late Source: NBB ↗
- MTI SA became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in Saint-Georges-sur-Meuse. KBO
In short
From € 4,726 loss in 2022 to € 5,197 profit in 2025.
Paid € 6,801 in corporate taxes since 2022.
Best year ever: 2024, with € 7,051 profit.
On average € 94,700 of value added per employee in 2025.
A new publication or filing at PHARMACIE CRAHAY? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of MICHEL THOMAS Invest comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PHARMACIE CRAHAYBehind PHARMACIE CRAHAY is MTI SA. The shares are held by MICHEL THOMAS Invest (100%).
Directors
According to the 2025 annual accounts
Director · represented by MICHEL THOMAS
Also active at: PHARMACIE DU FAUBOURG, PHARMACIE DE JALHAY
since 2016
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Rue des Myrtilles 3
4052 Chaudfontaine
Rue Reine Astrid 117
4470 Saint-Georges-sur-Meuse
Active since 1 January 1976
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 5 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0415.889.478
- VAT number
- BE 0415.889.478
- Registered office
- Rue des Myrtilles 3, 4052 Chaudfontaine
- Names & denominations
- PHARMACIE CRAHAY
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 9 February 1976
- Peppol
- Active · Active since 15 Apr 2025
- Activities · NACE
Detailhandel in farmaceutische producten
Apothekers