Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 26 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Westmals Brood-Banket from Malle, company number BE0415773375, closed financial year 2025 with a result of € 136,704 after tax. For that financial year Westmals Brood-Banket recorded a gross margin of € 1.2 million and equity of € 787,102. Compared with financial year 2024, the result moved from € 180,277 to € 136,704. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 787,102
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 136,704
▼ 24% vs 2024
Profit after tax over the fiscal year.
€ 166,090
▲ 12% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 226,450 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
15.8
▲ 0.9 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 763,173
▲ 7% vs 2024
€ 48,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 294,566
▲ 214% vs 2024
Of which on lease € 274,309.
Debts at end 2025
€ 1.1 million
▲ 28% vs 2024
€ 237,125 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 84,488
▲ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 178,250
▲ 6% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 864,727 | € 1,023,062 | € 1,183,327 | € 1,214,867 | ▲ 3% |
| Profit after taxes | € 118,284 | € 155,867 | € 180,277 | € 136,704 | ▼ 24% |
| Equity | € 592,503 | € 748,370 | € 876,848 | € 787,102 | ▼ 10% |
| Total debts | € 1,307,984 | € 1,246,711 | € 1,095,439 | € 1,492,704 | ▲ 36% |
| Cash | € 74,543 | € 136,767 | € 148,500 | € 166,090 | ▲ 12% |
| Land & buildings | € 1,152,712 | € 1,118,158 | € 1,081,785 | € 1,071,210 | ▼ 1% |
| Retained profit | € 572,503 | € 728,370 | € 856,848 | € 767,102 | ▼ 10% |
| Dividend | € 0 | € 0 | € 51,800 | € 226,450 | ▲ € 174,650 |
| Bank debt | € 1,131,595 | € 1,023,018 | € 848,319 | € 1,084,357 | ▲ 28% |
| Balance sheet total | € 1,900,487 | € 1,995,081 | € 1,972,286 | € 2,279,806 | ▲ 16% |
| Employees (FTE) | 11.2 | 12.6 | 14.9 | 15.8 | ▲ 0.9 |
By gross margin, Westmals Brood-Banket ranks 1st of 4 companies with main activity “Artisanale brood- en banketbakkerijen” in Malle that publish figures (fiscal year 2025).
Key figures of Westmals Brood-Banket, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
Ask about Westmals Brood-Banket the way you would ask their accountant.
Answers from the filed annual accounts, the Belgian Official Gazette and the CBE register.
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What happened to Westmals Brood-Banket?
What happened at Westmals Brood-Banket in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 136,704 (▼ 24% vs 2024). Source: NBB ↗
- Laurens Verdonck stepped down as director. NBB
- Laurens Verdonck became a director. NBB
- New establishment in Malle. KBO
- Herman Verdonck became a director. NBB
- New establishment in Malle. KBO
- New establishment in Malle. KBO
- Start of the company according to the CBE. KBO
In short
From € 118,284 profit in 2022 to € 136,704 profit in 2025.
Paid € 226,253 in corporate taxes since 2022.
Best year ever: 2024, with € 180,277 profit.
On average € 76,900 of value added per employee in 2025.
Management
Behind Westmals Brood-Banket is Herman Verdonck.
Directors
According to the 2025 annual accounts
Herman Verdonck
Director
since 2002
Laurens Verdonck
Director
since 2025 · until 2025
Establishments
Establishment units
Physical locations of this company
Antwerpsesteenweg 294
2390 Malle
Antwerpsesteenweg 204
2390 Malle
Active since 1 April 1980
Dorpsplaats 9
2390 Malle
Active since 15 March 2005
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
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Same main activity (Artisanale brood- en banketbakkerijen), 3 active companies in Malle, largest first.
€ 162,093 gross margin · 2025
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Details
- Company number
- 0415.773.375
- VAT number
- BE 0415.773.375
- Registered office
- Antwerpsesteenweg 294, 2390 Malle
- Names & denominations
- Westmals Brood-Banket
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 1 January 1976
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Artisanale brood- en banketbakkerijen
Ambachtelijke vervaardiging van brood en van vers banketbakkerswerk
Industriële vervaardiging van brood en van vers banketbakkerswerk
Industriële bakkerijen