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Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
AGENCE DE CUMAN from Koksijde, company number BE0414566419, closed financial year 2025 with a result of € -36,762 after tax. For that financial year AGENCE DE CUMAN recorded a gross margin of € -12,874 and equity of € 287,253. Compared with financial year 2024, the result moved from € 37,301 to € -36,762. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ 287,253
▼ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -36,762
▼ still € 37,301 profit in 2024
Profit after tax over the fiscal year.
€ 154,056
▼ 27% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 200,463.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 2,163
▼ 75% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 12,442 | € 5,762 | € 62,360 | € -12,874 | ▼ € 75,234 |
| Profit after taxes | € -24,507 | € -26,676 | € 37,301 | € -36,762 | ▼ € 74,063 |
| Equity | € 632,555 | € 289,213 | € 324,848 | € 287,253 | ▼ 12% |
| Total debts | € 94,815 | € 89,558 | € 96,011 | € 84,436 | ▼ 12% |
| Cash | € 373,832 | € 47,239 | € 209,689 | € 154,056 | ▼ 27% |
| Land & buildings | € 274,705 | € 250,603 | € 122,824 | € 132,376 | ▲ 8% |
| Retained profit | € 230,765 | € 202,423 | € 238,058 | € 200,463 | ▼ 16% |
| Dividend | € 1,600 | € 1,666 | € 1,666 | € 833 | ▼ 50% |
| Balance sheet total | € 727,371 | € 378,771 | € 420,859 | € 371,689 | ▼ 12% |
Key figures of AGENCE DE CUMAN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AGENCE DE CUMAN?
What happened at AGENCE DE CUMAN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Joseph Sierens stepped down as director. NBB
- Myriam Daems stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 36,762 (▼ € 74,063 vs 2024). Source: NBB ↗
- Joseph Sierens became a director. NBB
- Myriam Daems became a director. NBB
- New establishment in Koksijde. KBO
- Start of the company according to the CBE. KBO
In short
From € 24,507 loss in 2022 to € 36,762 loss in 2025.
Paid € 3,563 in corporate taxes since 2022.
Best year ever: 2024, with € 37,301 profit.
Paid out € 5,765 in dividends to the owners in total.
Management
It owns 20% of Middelkerkse Immobiliënmaatschappij (MiM) and 20% of MiM-Invest itself.
Directors
According to the 2025 annual accounts
Joseph Sierens
Managing director
since 2023 · until 2029
since 2023 · until 2029
Establishments
Establishment units
Physical locations of this company
Zonstraat(Kok) 21
8670 Koksijde
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0414.566.419
- VAT number
- BE 0414.566.419
- Registered office
- Zonstraat(Kok) 21, 8670 Koksijde
- Names & denominations
- AGENCE DE CUMAN · AGENCE D.C.
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 3 November 1974
- Peppol
- Not registered