Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
MONTERSA from Elsene, company number BE0414235035, closed financial year 2025 with a result of € -113,532 after tax. For that financial year MONTERSA recorded a gross margin of € 32,144 and equity of € 273,840. Compared with financial year 2024, the result moved from € 86,685 to € -113,532. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.
€ 273,840
▼ 29% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -113,532
▼ still € 86,685 profit in 2024
Profit after tax over the fiscal year.
€ 16,606
▲ € 14,718 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 271,840.
People and assets in 2025
1
Average over the fiscal year, from the social balance sheet.
€ 33,563
▲ 49% vs 2024
€ 33,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 28,973
▼ 16% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 296,283
▼ 16% vs 2024
€ 55,761 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 5,855
▼ 34% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 20,636
▲ 42% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,106,099 | € 243,368 | € 170,289 | € 32,144 | ▼ 81% |
| Profit after taxes | € 331,948 | € 52,196 | € 86,685 | € -113,532 | ▼ € 200,218 |
| Equity | € 248,491 | € 300,687 | € 387,372 | € 273,840 | ▼ 29% |
| Total debts | € 586,145 | € 571,603 | € 377,898 | € 386,602 | ▲ 2% |
| Cash | - | € 9,708 | € 1,888 | € 16,606 | ▲ € 14,718 |
| Land & buildings | € 533,700 | € 487,450 | € 441,613 | € 447,785 | ▲ 1% |
| Retained profit | € 246,492 | € 298,687 | € 385,372 | € 271,840 | ▼ 29% |
| Bank debt | € 499,022 | € 422,460 | € 353,023 | € 296,283 | ▼ 16% |
| Balance sheet total | € 834,636 | € 872,289 | € 765,270 | € 660,442 | ▼ 14% |
| Employees (FTE) | 14.7 | 1 | 1 | 1 |
Key figures of MONTERSA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to MONTERSA?
What happened at MONTERSA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 113,532 (▼ € 200,218 vs 2024). filed late Source: NBB ↗
- New establishment in Elsene. KBO
- Start of the company according to the CBE. KBO
In short
From € 331,948 profit in 2022 to € 113,532 loss in 2025.
Paid € 169,852 in corporate taxes since 2022.
Best year ever: 2022, with € 331,948 profit.
On average € 32,100 of value added per employee in 2025.
A new publication or filing at MONTERSA? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of FROMONT & PARTNERS comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
MONTERSABehind MONTERSA are RICHARD IGOR FROMONT and MARINA DECKERS. The shares are held by FROMONT & PARTNERS (100%).
Directors
According to the 2025 annual accounts
MARINA DECKERS
Director
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Waaglaan 129 box 11
1050 Elsene
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0414.235.035
- VAT number
- BE 0414.235.035
- Registered office
- Waaglaan 129 bus 11, 1050 Elsene
- Names & denominations
- MONTERSA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 April 1974
- Peppol
- Active · Active since 19 Dec 2025
- Contact
- [email protected]
- Activities · NACE
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