What does Union financière do?

Union financière is an insurance broker in Brussel. Private Limited, started on 12 April 1973, 1 establishment.

What is the address of Union financière?

The registered office of Union financière is located at Franklin Rooseveltlaan 143 box 2, 1050 Brussel.

Is Union financière still active?

Yes. According to the CBE (29 October 2026) Union financière is active, legal situation “Normale toestand”, started on 12 April 1973.

Is Union financière registered on Peppol?

Yes, Union financière is registered on the Peppol network with ID 0208:0413157444.

What is the enterprise number of Union financière?

The enterprise number of Union financière is BE0413157444.

When was Union financière founded?

Union financière was founded on 12 April 1973.

Who are the directors of Union financière?

According to the 2025 annual accounts, the directors of Union financière are: Gorän VANDERPUT.

Is Union financière a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 12 April 1973; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did Union financière make in 2025?

Union financière posted a profit after taxes of € 55,192 in financial year 2025.

What is the revenue of Union financière?

As a small company, Union financière is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 185,132.

Union financière (Private Limited) - Brussel

Dossier Union financière, printed on 29 October 2026 from databakkes.be/en/0413157444/union-financiere. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Busy address KBO

19 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2025

Union financière from Brussel, company number BE0413157444, closed financial year 2025 with a result of € 55,192 after tax. For that financial year Union financière recorded a gross margin of € 185,132 and equity of € 761,392. Compared with financial year 2024, the result moved from € 73,467 to € 55,192. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 15, 2026.

What it is worth Growing

€ 761,392

▲ 8% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 55,192

▼ 25% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 62,024

▲ € 50,847 vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 742,792.

People and assets in 2025

Wage cost

€ 81,097

▲ 92% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 73,964

▲ 60% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 95,113

▲ 48% vs 2024

€ 23,807 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 4,578

▼ 60% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 47,600

▼ 7% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 170,295 Gross margin 2022: € 170,295 First fiscal year in the series	€ 108,781 Gross margin 2023: € 108,781 ▼ 36% vs 2022 (€ 170,295) Unfavourable step	€ 146,899 Gross margin 2024: € 146,899 ▲ 35% vs 2023 (€ 108,781) Favourable step	€ 185,132 Gross margin 2025: € 185,132 ▲ 26% vs 2024 (€ 146,899) Favourable step	▲ 26%
Profit after taxes	€ 93,283 Profit after taxes 2022: € 93,283 First fiscal year in the series	€ 84,771 Profit after taxes 2023: € 84,771 ▼ 9% vs 2022 (€ 93,283) Unfavourable step	€ 73,467 Profit after taxes 2024: € 73,467 ▼ 13% vs 2023 (€ 84,771) Unfavourable step	€ 55,192 Profit after taxes 2025: € 55,192 ▼ 25% vs 2024 (€ 73,467) Unfavourable step	▼ 25%
Equity	€ 547,962 Equity 2022: € 547,962 First fiscal year in the series	€ 632,733 Equity 2023: € 632,733 ▲ 15% vs 2022 (€ 547,962) Favourable step	€ 706,201 Equity 2024: € 706,201 ▲ 12% vs 2023 (€ 632,733) Favourable step	€ 761,392 Equity 2025: € 761,392 ▲ 8% vs 2024 (€ 706,201) Favourable step	▲ 8%
Total debts	€ 177,792 Total debts 2022: € 177,792 First fiscal year in the series	€ 189,421 Total debts 2023: € 189,421 ▲ 7% vs 2022 (€ 177,792) Unfavourable step	€ 139,590 Total debts 2024: € 139,590 ▼ 26% vs 2023 (€ 189,421) Favourable step	€ 166,546 Total debts 2025: € 166,546 ▲ 19% vs 2024 (€ 139,590) Unfavourable step	▲ 19%
Cash	€ 6,199 Cash 2022: € 6,199 First fiscal year in the series	€ 18,069 Cash 2023: € 18,069 ▲ 191% vs 2022 (€ 6,199) Favourable step	€ 11,177 Cash 2024: € 11,177 ▼ 38% vs 2023 (€ 18,069) Unfavourable step	€ 62,024 Cash 2025: € 62,024 ▲ € 50,847 vs 2024 (€ 11,177) Favourable step	▲ € 50,847
Land & buildings	€ 334,425 Land & buildings 2022: € 334,425 First fiscal year in the series	€ 372,894 Land & buildings 2023: € 372,894 ▲ 12% vs 2022 (€ 334,425) Unchanged	€ 365,097 Land & buildings 2024: € 365,097 ▼ 2% vs 2023 (€ 372,894) Unchanged	€ 357,300 Land & buildings 2025: € 357,300 ▼ 2% vs 2024 (€ 365,097) Unchanged	▼ 2%
Retained profit	€ 529,362 Retained profit 2022: € 529,362 First fiscal year in the series	€ 614,133 Retained profit 2023: € 614,133 ▲ 16% vs 2022 (€ 529,362) Favourable step	€ 687,601 Retained profit 2024: € 687,601 ▲ 12% vs 2023 (€ 614,133) Favourable step	€ 742,792 Retained profit 2025: € 742,792 ▲ 8% vs 2024 (€ 687,601) Favourable step	▲ 8%
Bank debt	€ 48,043 Bank debt 2022: € 48,043 First fiscal year in the series	€ 79,745 Bank debt 2023: € 79,745 ▲ 66% vs 2022 (€ 48,043) Unfavourable step	€ 64,381 Bank debt 2024: € 64,381 ▼ 19% vs 2023 (€ 79,745) Favourable step	€ 95,113 Bank debt 2025: € 95,113 ▲ 48% vs 2024 (€ 64,381) Unfavourable step	▲ 48%
Balance sheet total	€ 725,754 Balance sheet total 2022: € 725,754 First fiscal year in the series	€ 822,154 Balance sheet total 2023: € 822,154 ▲ 13% vs 2022 (€ 725,754) Unchanged	€ 845,791 Balance sheet total 2024: € 845,791 ▲ 3% vs 2023 (€ 822,154) Unchanged	€ 927,938 Balance sheet total 2025: € 927,938 ▲ 10% vs 2024 (€ 845,791) Unchanged	▲ 10%

Key figures of Union financière, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Union financière?

What happened at Union financière in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Oct 15, 2026 New annual accounts for financial year 2025: profit of € 55,192 (▼ 25% vs 2024). filed late Source: NBB ↗
2006 Gorän VANDERPUT became a director. NBB
Mar 23, 1999 New establishment in Brussel. KBO
Apr 12, 1973 Start of the company according to the CBE. KBO

In short

From € 93,283 profit in 2022 to € 55,192 profit in 2025.

Paid € 98,744 in corporate taxes since 2022.

Best year ever: 2022, with € 93,283 profit.

Original PDFs at the National Bank ↗

Management

Gorän VANDERPUT

Union financière

Behind Union financière is Gorän VANDERPUT.

Directors

According to the 2025 annual accounts

Gorän VANDERPUT

Manager

since 2006

Establishments

Establishment units

Physical locations of this company

Registered office

Franklin Rooseveltlaan 143 box 2

1050 Brussel

2.008.475.466

Franklin Rooseveltlaan 143

1050 Brussel

Active since 23 March 1999

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 19 companies are registered at this address.

All companies at this address →

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What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0413.157.444
VAT number: BE 0413.157.444
Registered office: Franklin Rooseveltlaan 143 bus 2, 1050 Brussel
Names & denominations: Union financière · Unifi
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 12 April 1973
Peppol: Active · Active since 10 Dec 2025
Activities · NACE: Activiteiten van verzekeringsagenten en -makelaars

View on CBE Public ↗ Annual accounts (NBB) ↗